Features and benefits

  • Funds up to Rs. 80 lakh

    Funds up to Rs. 80 lakh

    Address any business-related expense without restriction using this sizable sanction.

  • Unsecured loan

    Unsecured loan

    To qualify for our commercial loan, you don’t need to pledge your business or personal assets as collateral.

  • Personalised deals

    Personalised deals

    Enjoy pre-approved offers from Bajaj Finserv that make the process of availing of finance easy and hassle-free.

  • Flexi facility

    Flexi facility

    Avail of the unique Flexi loan for repayment perks. With this feature, you can reduce your monthly outgo by up to 45%*.

  • Online loan management

    Online loan management

    Access all your loan-related information anywhere, anytime, with the help of our online customer portal.

Whether you're looking to buy or lease machinery, refill your inventory, improve the existing infrastructure, or increase working capital, a commercial loan from Bajaj Finserv is a viable solution. With an ample loan amount, you can grow your business and increase profitability. This loan comes with a flexible tenor of up to 96 months that ensure your monthly outgo is optimal.

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Eligibility criteria and documents required

  • Age


    21 to 80*
    (*Age should be 80 at Loan Maturity)

  • Nationality



  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 or higher

  • Work status

    Work status


  • Business vintage

    Business vintage

    At least 3 years

You will need the following documents to apply:

  • KYC documents
  • Business proof: Certificate of business ownership
  • Other financial documents

Fees and charges applicable

Bear only nominal charges and an affordable interest rate on a commercial loan from Bajaj Finserv. Click here for the full list of charges.

Application process

Apply online for the commercial loan by following these simple steps:

  1. 1 Click on ‘APPLY ONLINE’ to go to the online application form
  2. 2 Fill in your basic information and enter the OTP sent to your registered mobile number
  3. 3 Fill in your personal and business information
  4. 4 Upload the last 6 months bank account statements and submit the application

Our representative will call you shortly after to offer further loan processing instructions.

*Conditions apply

**Document list is indicative