Business Loan of Rs. 50 lakh

Apply and get business loans up to Rs. 50 lakh with Bajaj Finserv in a very easy way. Submit and verify only a few documents and get loans within 24 hours.
CHECK ELIGIBILITY
Business Loan
CHECK ELIGIBILITY
4 min
09 May 2025
Starting or expanding a business often requires substantial financial backing. A business loan of 50 lakhs can be a game-changer, providing the capital needed to scale operations, invest in technology, or manage working capital. Bajaj Finserv offers tailored solutions for entrepreneurs seeking a 50 lakh business loan, ensuring a seamless application process and quick disbursal.

For more information on business loans, visit Bajaj Finserv Business Loan.

Features and benefits of business loan up to Rs. 50 lakh

Opting for a 50 lakh loan for business comes with several advantages:

  • Collateral-free loan: No need to pledge assets.
  • Flexible repayment options: Choose from various tenures to suit your cash flow.
  • Quick disbursal: Funds credited within 48 hours upon approval.
  • Minimal documentation: Simplified paperwork for faster processing.
  • Competitive interest rates: Rates starting from 14% p.a., depending on eligibility.
To estimate your monthly EMI, use the business loan EMI calculator.

Eligibility criteria for business loan up to Rs. 50 lakh

Before applying, ensure you meet the following eligibility criteria:

  • Age: Between 18 to 80 years.
  • Business vintage: Minimum of 3 years.
  • CIBIL score: 685 or higher.
  • Employment status: Self-employed individuals or business owners.
  • Nationality: Indian.
For detailed eligibility and document requirements, visit business loan eligibility.

Documents required for business loan up to Rs. 50 lakh

To process your loan application, you will need:

  • KYC documents: Aadhaar, passport, voter’s ID, or driving license.
  • PAN card: For identity verification.
  • Proof of business ownership: GST certificate, partnership deed, or incorporation certificate.
  • Financial documents: Bank statements, income tax returns, and balance sheets.

Interest Rates and Charges for Business Loan Up to Rs. 50 Lakh

Understanding the cost structure is crucial:

Charge typeDetails
Interest rate14% to 26% p.a.
Processing feeUp to 3.54% of the loan amount
Bounce chargesRs. 1,500 per instance
Flexi facility chargesUp to Rs. 16,999 (depending on loan amount)
Foreclosure chargesUp to 4.72% (if applicable)


For a detailed breakdown, refer to business loan interest rate.

How to apply for a business loan up to Rs. 50 lakh

Applying for a business loan is straightforward:

  • Visit the application page: Go to the Bajaj Finserv Business Loan page
  • Enter personal details: Provide your mobile number and verify via OTP.
  • Fill application form: Include necessary personal and business information.
  • Choose loan variant: Select between Term Loan, Flexi Term Loan, or Flexi Hybrid Loan.
  • Submit documents: Upload required KYC and business documents.
  • Await approval: Upon verification, funds are disbursed within 48 hours.

Business loans with other amounts

Quick link
Business Loan of Rs. 5 Lakh
Business Loan of Rs. 10 Lakh
Business Loan of Rs. 15 Lakh
Business Loan of Rs. 20 Lakh
Business Loan of Rs. 25 Lakh
Business Loan of Rs. 30 Lakh


Conclusion

A business loan of 50 lakhs can significantly impact your company's growth trajectory. Bajaj Finserv offers flexible, collateral-free loans with competitive interest rates, ensuring you have the financial support needed to achieve your business objectives.

Check your pre-approved business loan offer today to get started.

Frequently asked questions

Can I get a Rs. 50 lakh business loan without collateral?
Yes, Bajaj Finserv offers unsecured business loans up to Rs. 50 lakh, eliminating the need for collateral. Check your pre-approved business loan offer today to get started.

How long does it take to approve a Rs. 50 lakh business loan?
Approval can be obtained swiftly, with funds disbursed within 48 hours upon verification of documents.

What is the minimum CIBIL score for a Rs. 50 lakh business loan?
A minimum CIBIL score of 685 is required to be eligible for a business loan. For detailed eligibility and document requirements, visit business loan eligibility.

What is the processing fee for a Rs. 50 lakh business loan?
The processing fee can be up to 3.54% of the loan amount, inclusive of applicable taxes.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
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  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

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