Published Sep 24, 2025 3 Min Read

Bajaj Finserv Business Loan in Meerut

 
 

If you are an entrepreneur in Meerut, you know that running a business requires not just hard work but also consistent financial support. Whether you are planning to expand your operations, purchase new equipment, or manage working capital, having access to the right funding is crucial. This is where the Bajaj Finserv Business Loan can help you achieve your goals. With loan amounts of up to Rs. 80 lakh, zero collateral, and flexible repayment options, this financial solution is tailored to meet the unique needs of businesses in Meerut.


Let us explore how Bajaj Finserv Business Loan can help you take your business to the next level.


Ready to take your Meerut-based business to new heights? With Bajaj Finserv Business Loan, you can access up to Rs. 80 lakh without pledging any collateral. This unsecured loan offers competitive interest rates, minimal paperwork, and a fully digital application process, making it quick and hassle-free.


What is Bajaj Finserv Business Loan?

Bajaj Finserv Business Loan is a financial product designed to empower entrepreneurs by offering unsecured funding for various business needs. Whether you are looking to expand your operations, invest in new technology, or manage day-to-day expenses, this loan provides the flexibility and support you need.


Key benefits of Bajaj Finserv Business Loan:

  • Unsecured financing: No collateral or guarantor required.
  • High loan amount: Borrow up to Rs. 80 lakh to meet all your business requirements.
  • Flexible repayment: Choose a tenure that suits you, ranging from 12 to 96 months.
  • Quick disbursal: Get funds disbursed within 48 hours of approval.
  • Minimal documentation: Enjoy a simple and straightforward application process.


Loan variants:

Bajaj Finserv offers three types of business loans to cater to different needs:

  1. Flexi hybrid term loan: Allows you to withdraw funds as needed and pay interest only on the utilised amount.
  2. Flexi term loan: Ideal for businesses with fluctuating cash flow, offering flexibility in withdrawals and repayments.
  3. Term loan: A fixed loan amount with pre-determined EMIs, suitable for planned expenses.

Apply now for a hassle-free business loan in Meerut and unlock your business’s potential!


Features and benefits of Bajaj Finserv Business Loan in Meerut

Bajaj Finserv Business Loan is packed with features that make it an ideal choice for entrepreneurs in Meerut. Here is a quick overview:

  • Loan amount up to Rs. 80 lakh: Meet all your business needs, from expansion to inventory purchase.
  • Instant approval: Eligible applicants can get approval in minutes.
  • Flexible repayment tenure: Choose a repayment period between 12 and 96 months.
  • Competitive interest rates: Rates start at 14% per annum, ensuring affordability.
  • No collateral required: Access funds without risking your assets.
  • Minimal paperwork: Simplified documentation process for faster approvals.

Choose Bajaj Finserv for a tailored loan experience. See how we help Meerut entrepreneurs like you grow!


Eligibility and required documents

Bajaj Finserv Business Loan offers simple eligibility criteria and a transparent application process, making it accessible to a wide range of entrepreneurs in Meerut.


Eligibility criteria:

To qualify for a business loan, you need to meet the following conditions:

  • Age: Applicants must be between 24 and 80 years old.
  • Nationality: Indian residents only.
  • Credit score: A CIBIL score of 685 or higher is preferred.
  • Work profile: Self-employed individuals with a stable income.


Required documents:

Ensure you have the following documents ready when applying for a business loan:

  • KYC documents: Aadhaar Card, Voter ID, Passport, or other government-issued ID.
  • PAN card: Mandatory for all applicants.
  • Proof of business ownership: GST registration, trade license, or equivalent.
  • Financial documents: Recent bank account statements.

Check your eligibility and apply instantly for Bajaj Finserv Business Loan in Meerut!


How to apply for business loan in Meerut

Applying for a Bajaj Finserv Business Loan is quick, easy, and entirely digital. Follow these simple steps:

  1. Visit the website: Go to the Bajaj Finserv website and click on the “APPLY” button.
  2. Enter your details: Provide your mobile number and verify it using the OTP.
  3. Fill the application form: Enter your personal details, such as PAN, age, and PIN code.
  4. Select loan amount and variant: Choose the loan amount and type (Flexi Hybrid, Flexi Term, or Term Loan).
  5. Choose repayment tenure: Decide on a repayment period that suits your cash flow (12 to 96 months).
  6. Submit documents: Upload the required documents for verification.
  7. Approval and disbursal: Once approved, funds will be disbursed within 48 hours.


Conclusion

The Bajaj Finserv Business Loan offers a flexible, convenient, and accessible financing solution for businesses in Meerut seeking growth and stability. With attractive loan amounts, minimal documentation, and quick disbursal, it is designed to support your business operations—from expansion and equipment purchase to managing working capital. Whether you are a startup or an established enterprise, this loan can provide the financial boost you need to drive your business forward and capitalise on new opportunities for growth and expansion. Apply today and take a confident step towards unlocking your business’s full potential.

Check your pre-approved business loan offer and get funds for your business within 48 hours!

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Frequently Asked Questions

Can I get a business loan without collateral in Meerut?

Yes, Bajaj Finserv Business Loan is an unsecured loan requiring no collateral or guarantor, making it an ideal choice for Meerut’s entrepreneurs.

Are there any hidden charges with business loans in Meerut?

No, Bajaj Finserv ensures full transparency. All applicable charges, including processing fees (up to 4.72% of the loan), interest rates (14-25%), and other fees, are clearly stated upfront.

Can I get a business loan in Meerut if I have a low credit score?

A CIBIL score of 685 or higher is generally preferred. However, Bajaj Finserv evaluates your overall financial profile, so having a steady income and good repayment history can improve your chances.

How long does it take to get approval for a business loan in Meerut?

The approval process is instant for eligible applicants, and funds are typically disbursed within 48 hours of approval. Ensure you submit all required documents for quicker processing.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

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