Business Loan in Aligarh

Aligarh is home to a growing number of businesses—ranging from small-scale traders and retailers to established manufacturers and service providers. To support this growth, easy access to funding is essential. A business loan in Aligarh can help meet various financial requirements such as working capital needs, infrastructure upgrades, new equipment purchases, or inventory restocking. Check your business loan eligibility to get started.

Bajaj Finserv offers quick and collateral-free business loans tailored for entrepreneurs in Aligarh, with flexible repayment terms and transparent charges—helping you grow your enterprise with confidence.

Features and benefits of business loan in Aligarh

A business loan from Bajaj Finserv comes with a host of features to support diverse funding needs while ensuring convenience and flexibility throughout your borrowing journey.

Key features and benefits:

• Loan amount of up to Rs. 80 lakh – Secure high-value funding for expansion, inventory, operations, and more.
• No collateral required – Access funds without pledging any assets.
• Quick processing and disbursal – Receive funds in your account within 48 hours* of approval.
• Flexible repayment tenure – Choose terms ranging from 12 to 96 months.
• Minimal paperwork – Simplified documentation and eligibility requirements.

Explore the full range of business loan features and understand the benefits of a business loan to make informed financial decisions.

Documentation and eligibility criteria for business loan in Aligarh

Before applying, it’s essential to meet basic eligibility conditions and keep the necessary documents handy to ensure a smooth approval process.

Eligibility criteria:

• Nationality: Indian
• Business vintage: At least 3 years
• CIBIL Score: 685 or higher
• Work status: Self-employed
• Age: 24 to 80 years*

Check your pre-approved business loan offer and take the next step toward securing funds.

Required documents:

• KYC documents - Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
• PAN card
• Proof of business ownership
• Other financial documents

For a complete checklist, refer to business loan eligibility requirements.

Interest rates and charges for business loan in Aligarh

Interest rates play a crucial role in determining the affordability of your loan. Bajaj Finserv offers competitive business loan interest rate options to suit your financial needs and repayment capabilities.

Key charges and fees:

• Processing fee: Up to 3.54% of the loan amount (inclusive of applicable taxes)
• Foreclosure charges: Applicable if loan is prepaid before the end of the tenure
• Bounce charges and penal interest for late payments

To better plan your EMIs and manage monthly cash flow, use the business loan EMI calculator.

How to apply for a business loan in Aligarh

Applying for a business loan with Bajaj Finserv is quick, digital, and requires only a few simple steps.

Follow these steps:

If you're already signed in with your mobile number:

• At the top of this page, enter the loan amount you wish to apply for.
• Select one of the three available business loan types – Term Loan, Flexi Term Loan, or Flexi Hybrid Term Loan.
• Choose your preferred repayment tenure, from 12 to 96 months, and click on ‘CHECK ELIGIBILITY’.
• Fill in the application form by entering basic details such as your full name, PAN, date of birth, and PIN code.
• Once all details are entered, click ‘Continue’ to proceed to the next step.

If you're not signed in yet:

• Begin by entering your desired loan amount in the box at the top of this page.
• Choose from the three business loan options – Term Loan, Flexi Term Loan, or Flexi Hybrid Term Loan.
• Select a repayment period between 12 and 96 months and click on ‘CHECK ELIGIBILITY’.
• Enter your 10-digit mobile number and verify it using the OTP sent to your phone.
• Complete the application form with basic details including your full name, PAN, date of birth, and PIN code.
• Click ‘Continue’ after filling in all required fields to move forward with your application.