Published Sep 30, 2025 3 Min Read

Diwali Festive Benefits Available on Business Loan

 
 

Celebrate Diwali by taking your business to new heights with exclusive festive offers from Bajaj Finserv. Whether you're planning expansion or managing cash flow, these limited-time benefits make business funding more accessible than ever. Check your pre-approved business loan offer to unlock special festive deals tailored just for you.

BenefitDetails
Quick disbursalLoan amount credited within 48 hours
Pre-approved loan offersSpecial Diwali deals for select customers
Flexible repayment optionsTenure up to 60 months
No collateral neededUnsecured loan up to Rs. 80 lakhs

Why choose Bajaj Finserv Business Loan this Diwali

  • Attractive Diwali offers on loan processing and approvals
  • Fast and hassle-free application process
  • Flexible repayment options to suit your business needs
  • No need for collateral or guarantors
  • Special festive rewards for eligible applicants

Key features of Bajaj Finserv Business Loan

  • Loan amount of up to Rs. 80 lakhs
  • Repayment tenure ranging from 12 to 96 months
  • Transparent terms with no hidden charges
  • 100% online process with minimal paperwork
  • Access to business loan EMI calculator for planning repayments

Eligibility and documentation required

To make the most of Diwali offers, ensure you meet the business loan eligibility criteria:

  • Applicant should be an Indian citizen aged between 24 and 80 years
  • Business vintage of at least 3 years
  • Strong credit profile and stable income source
  • Required documents: KYC, business proof, ITR, and bank statements

Interest rate and charges on Business Loan

Here is a snapshot of applicable rates and charges during the festive season:

Charge typeDetails
Business Loan interest rateStarting at 14% p.a.
Processing feeUp to 4.72% of the loan amount
EMI calculationUse the business loan EMI calculator

How to apply for Business Loan During Diwali

  • Visit the official Bajaj Finserv website
  • Click on apply for business loan
  • Fill in your personal and business details
  • Upload required documents digitally
  • Receive loan approval and disbursal in just 24 hours

Frequently Asked Questions

Is there any documentation required for the Diwali Business Loan offer?

Yes, you need to submit minimal documentation, including KYC documents (Aadhaar, PAN, passport, etc.), proof of business ownership, and financial records like bank statements or IT returns. The process is simple and primarily digital.

Will my credit score impact my eligibility for the Diwali Business Loan offer?

Yes, a CIBIL score of at least 685 is recommended for easy approval. A good credit score reflects your financial discipline and increases your chances of securing the loan.


 

Whom should I contact for more information about the Diwali Business Loan Offer?

You can reach out to the Bajaj Finserv customer care team via the official website or call the helpline number available on the platform for detailed assistance.

Is there a special interest rate for Business Loans during Diwali?

Interest rates for Bajaj Finserv Business Loans during Diwali range between 14% and 25%, depending on your credit profile and eligibility. Visit the Bajaj Finserv website for updates on festive discounts.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.