Discover how Bajaj Finserv Business Loan can empower your business growth this Dhanteras with exclusive offers designed to make financing easier and more affordable. Whether you are planning to expand operations, buy inventory, or upgrade technology, these loan options provide flexible terms tailored to your needs. You can also check your pre-approved business loan offer to see instant personalised loan options available for you.
| Feature | Details |
|---|---|
| Loan amount | Up to Rs. 80 lakh |
| Repayment tenure | Up to 96 months |
| Processing time | Within 48 hours |
| Interest rate | 14% to 25% |
| Collateral | Not required |
Why choose Bajaj Finserv Business Loan this Dhanteras
- Special Dhanteras offers with attractive interest rates and minimal processing fees
- Flexible EMI plans designed to suit your cash flow
- Quick loan approval and disbursal to seize timely business opportunities
- No collateral required for eligible businesses
- Access to expert financial advice and customer support
Before applying, it’s a good idea to check your business loan eligibility to understand your qualification criteria better.
Key features of Bajaj Finserv Business Loan
- Loan amounts tailored to small, medium, and large enterprises
- Tenure options up to 96 months for manageable repayments
- Easy documentation and simplified application process
- Transparent charges with no hidden costs
- Option to prepay without penalties
Eligibility and documentation required
To qualify for a Bajaj Finserv Business Loan, you must meet the basic criteria and submit the necessary documents.
- Indian resident
- Minimum business vintage of 3 years
- CIBIL score 685 or higher
- Age: 24 years to 80 years
Documents needed:
- KYC documents - Aadhar/passport/voter's ID/driving license/letter from NPR/NREGA job card
- PAN card
- Proof of business ownership
- Other financial documents
Interest rate and charges on Business Loan
Understanding the costs involved is essential. Below is a snapshot of typical interest rates and charges:
| Charges | Details |
|---|---|
| Interest rate | 14% to 25% p.a. |
| Processing fee | Up to 4.72% of the loan amount |
| Prepayment charges | Up to 4.72% |
| Penal charge | 36% p.a. per instalment |
For detailed information, visit the business loan interest rate page. Use the business loan EMI calculator to plan your repayments effectively.
How to apply for Business Loan during Dhanteras
- Go to the Bajaj Finserv website, navigate to 'Business Loan' page, and click on the ‘CHECK ELIGIBILITY’ button.
- Fill out the application form with your basic details, including your full name, PAN, date of birth, and PIN code.
- After entering all the required information, click ‘CONTINUE’ to move to the loan selection page.
- Specify the loan amount you need and choose from our three business loan options: Term Loan, Flexi Term Loan, or Flexi Hybrid Term Loan.
- Select your preferred repayment tenure, ranging from 12 to 96 months, and then click ‘CONTINUE’.
- Complete your banking process submit your business loan application.
Apply online now to apply for business loan and make the most of Dhanteras offers.
