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Salem has more than 8517 total units registered under Udyog Aadhaar Memorandum (UAM), as per the government data for the year 2015-2016. The city is a major textile centre in Tamil Nadu. It boasts MSME clusters including tapioca (sago) processing, choir, engineering products, artefacts, silver ornaments, and ready-made garments. Manufacturers and traders can avail a Bajaj Finserv Flexi Loan facility of up to Rs. 20 lakh in Salem.


Business Loan Features and Benefits

The unique features of our business loan are as follows:

  • Flexi loan facility

    Borrow as much what you require and repay at your convenience with Bajaj Finserv Flexi Loan Facility.

  • Financing up to Rs.20 lakh

    As a business owner, you can avail flexi loan facility up to Rs. 20 lakh for your financial needs. Business loan EMI calculator helps you know your EMIs.

  • Collateral-free loans

    You can avail Bajaj Finserv Business Loans without pledging your business assets.

  • Flexible tenors

    Choose the Bajaj Finserv Flexi Loan facility and get financing for up to 8 years.

  • Pre-approved offers

    Pre-approved offers

    As an existing Bajaj Finserv customer, you can choose from our special offers.

  • Online account access

    Manage your loan account online at the customer portal Experia.

Documentation and Eligibility Criteria

  • You should be between 25-55 years old

  • Your business should have a vintage of at least 3 years

  • Your business should have its Income Tax returns filed for at least the past 1 year

  • Your business should have its previous year's turnover, duly audited by a CA

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

The Business Loan customer profiles include self-employed professionals, self-employed non-professionals, and entities.

Interest Rates and Charges

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principal statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA
  • Part Prepayment Charges For Flexi Interest
    -only Loan & Flexi Term Loan facilities
  • NIL

Industries Served

We offer business loans to exporters and manufacturers of fabrics, sago, choir, engineering products, artefacts, silver ornaments, and readymade garments.

How To Apply For Business Loan In Salem

Online Application

  • Click here to apply and fill the mandatory details

  • On submission, our Salem representative will get in touch with you along with your pre-approved offer

Simply SMS

  • SMS ‘BL’ to 9773633633

  • Our Salem representative will get in touch with you along with your pre-approved offer

Contact Us

To get more information, contact our office in Salem:

Bajaj Finserv, 2nd Floor, Off. No. - W-1, Sri Vari Shopping Mall, 2-91, New Bus Stand, Near A.R.R.S Multiplex, Salem - 636 004.

You may also visit us at

Bajaj Finserv Business Loan is also available in other Indian cities such as Tiruchirappalli, Madurai, Erode, Vapi, Belgaum, Hosur, Vellore, and Nellore.

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