Bajaj Finserv in your city

Historically Pataliputra, Patna is the capital of Bihar. Economy-wise, the city has a developing IT sector with companies like Tata Consultancy Services and other business parks operational here.

You can buy advanced equipment, grow your enterprise or increase working capital with a business loan in Patna. Bajaj Finserv has 2 branches across the city.

Features and benefits

  • Flexible tenors

    Flexible tenors

    Choose from tenors of up to 84 months after checking the total cost with our Business Loan EMI Calculator.

  • Zero collateral

    Zero collateral

    Our business loans are unsecured. Hence, no asset is required as collateral.

  • Flexi loans

    Flexi loans

    For additional flexibility on repayment, opt for our Flexi loan facility. Also, save up to 45%* on EMIs.

  • Loans of higher value

    Loans of higher value

    Apply for a Bajaj Finserv Business Loan of up to Rs. 45 lakh. Cover your bigger expenses easily.

  • Pre-approved offers

    Pre-approved offers

    To go through a simpler and faster process, look for pre-approved offers with a few details online.

  • Online account accessibility

    Online account accessibility

    Get access to your loan-related information anytime via our customer portal.

Patna’s economy is traditionally based on agriculture and trade. Some of the products largely exported include sesame, sugarcane, medium-grained Patna rice and grain. Other economic drivers are the consumer goods industry, sugar mills, the service sector, and several businesses. Apart from these, Patna has numerous tourist attractions like Bodh Gaya, Agam Kuan, Kumhrar, Didarganj Yakshi and many more.

With Bajaj Finserv, it’s easy to get over financial crises in business. We bring multipurpose business loans in Patna with no end-use restriction. Borrow the fund at affordable rates and pay off in small and manageable EMIs over your preferred tenor. Be assured of zero hidden charges.

Apply online today for the fastest approval.

*Conditions apply

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Documentation and eligibility criteria

Read the eligibility criteria for business loans thoroughly. Matching the requirements is crucial for quick approval.

  • Age

    Age

    24 to 70 years*
    *Age should be 70 years at loan maturity

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685+

  • Business vintage

    Business vintage

    Minimum 3 years

  • Citizenship

    Citizenship

    Indian, residing in this country

Although minimal, keep the documents updated and ready for submission. To process the application, you need to provide financial documents, KYC documents, proof of business, etc.

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Interest rates and charges

Bajaj Finserv maintains affordability with low-interest rates on business loans in Patna. We also impose nominal fees and charges.