Bajaj Finserv in your city
Patna, the capital city of Bihar, is emerging as one of the fastest-growing urban centres in eastern India. With ongoing infrastructure development, rising consumer demand, and improving connectivity, the city is attracting attention from entrepreneurs and businesses alike. Patna has a strong base in sectors like education, trade, agri-business, and small-scale manufacturing, making it a vital commercial hub in the region.
In recent years, Patna has seen a rise in startups and new business ventures, supported by a young, ambitious population and growing digital infrastructure. The city is also home to several industrial areas and logistics hubs that support the flow of goods across the state and beyond.
With such a growing business ecosystem, many self-employed individuals and professionals are choosing Patna to launch or scale up their ventures. However, expanding a business often requires significant funds for infrastructure upgrades, staff hiring, or managing daily operations.
Avail of a Bajaj Finserv Business Loan in Patna to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Patna. The entire process is online, no branch visit required:
Check your offer in Patna with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits
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Flexible tenors
Choose from tenors of up to 96 months after checking the total cost with our Business Loan EMI Calculator.
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Zero collateral
Our business loans are unsecured. Hence, no asset is required as collateral.
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Flexi loans
For additional flexibility on repayment, opt for our Flexi loan facility. Also, save up to 45%* on EMIs.
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Loans of higher value
Apply for a Bajaj Finserv Business Loan of up to Rs. 80 lakh. Cover your bigger expenses easily.
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Online account accessibility
Get access to your loan-related information anytime via our customer portal.
Patna, one of the oldest continuously inhabited cities in the world, is steadily growing as a centre for education and learning in eastern India. The city is home to some of Bihar’s most respected academic institutions, which attract students from across the region. Patna is also seeing the rise of private universities, coaching hubs, and vocational training centres, making it a key destination for competitive exam preparation and higher studies.
In addition to its educational significance, Patna is developing as a growing centre for services, trade, and small-scale industries. With improved infrastructure, better connectivity, and government-backed initiatives, the city is nurturing a modern workforce and supporting entrepreneurship across sectors. This ongoing development is creating steady demand for skilled professionals and opening up new opportunities for businesses and support services.
If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Patna with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Patna. No branch visit needed to check your eligibility.
*Conditions apply
Documentation and eligibility criteria
Read the eligibility criteria for business loans thoroughly. Matching the requirements is crucial for quick approval.
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Age
24 to 80 years*
(*Age should be 80 years at Loan Maturity)
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CIBIL score
Check your CIBIL Score for FREE685+
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Business vintage
Minimum 3 years
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Citizenship
Indian, residing in this country
Although minimal, keep the documents updated and ready for submission. To process the application, you need to provide financial documents, KYC documents, proof of business, etc.
Interest rates and charges
Bajaj Finserv maintains affordability with low-interest rates on business loans in Patna. We also impose nominal fees and charges.
