Bajaj Finserv Business Loan in Odisha

Odisha, with its rich cultural heritage and strategic coastal location, has rapidly emerged as a significant player in India's industrial and economic landscape. Known for its thriving industries, including steel, mining, and manufacturing, the state has attracted investment from both national and international companies. Odisha's industrial hubs, such as Rourkela, Bhubaneswar, and Cuttack, are home to numerous factories and global brands, offering immense opportunities for professionals and entrepreneurs.

The state’s infrastructure, coupled with a favourable business environment, has made it a prime location for both new and expanding ventures. Entrepreneurs and self-employed professionals are increasingly choosing Odisha to set up their businesses. However, as with any growing market, starting or expanding a venture requires considerable investment for capital, staff hiring, and infrastructure development to ensure long-term growth and success.

Avail of a Bajaj Finserv Business Loan in Odisha to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Odisha. The entire process is online, no branch visit required:
Check your offer in Odisha with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Features and benefits of business loan in Odisha

  • Financing up to Rs. 80 lakh

    Financing up to Rs. 80 lakh

    Start or expand your business operations with funds up to Rs. 80 lakh from Bajaj Finserv.

  • Loan transfer in 48 hours*

    Loan transfer in 48 hours*

    Get money transferred to your account within 48 hours* post document verification.

  • Flexible options

    Flexible options

    Experience the true flexibility to borrow and repay with our unique Flexi loan facility.

  • Minimal documentation

    Minimal documentation

    Enjoy a hassle-free application process against simple eligibility criteria and submit only a few basic documents.

  • Flexible repayment tenors

    Flexible repayment tenors

    Choose a suitable repayment period from a maximum of 96 months. Use our online Business Loan EMI Calculator to calculate your monthly instalment.

  • 100% transparent policies

    100% transparent policies

    Bajaj Finserv assures you of transparent terms and conditions with no hidden clauses or charges.

  • Online account management

    Online account management

    Track every loan detail and manage your account online via our customer portal.

Odisha has become one of India’s emerging educational hubs, with its cities like Bhubaneswar and Rourkela hosting several top schools, colleges, and research institutions. The state’s academic ecosystem spans diverse fields such as engineering, management, law, and medicine, attracting students from all over India and abroad. With its growing educational infrastructure and strong academic reputation, Odisha is increasingly becoming a preferred destination for students seeking quality higher education.

Beyond education, Odisha is also a thriving centre for industries such as steel, manufacturing, and information technology. Bhubaneswar, the state capital, is home to several IT parks and software companies, while industries like mining and steel have established a strong presence in Rourkela and other industrial towns. This creates a demand for skilled professionals across multiple sectors, making Odisha an ideal location for career opportunities and business services.

If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced state, Bajaj Finserv offers a simple solution. You can apply for a business loan in Odisha with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Odisha. No branch visit needed to check your eligibility.

*Conditions apply

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Documentation and eligibility criteria for business loan in Odisha

  • Age

    Age

    21 to 80 years*
    (*Age should be 80 years at Loan Maturity)

  • Business vintage

    Business vintage

    Minimum 3 years

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 and above

  • Citizenship

    Citizenship

    Residing Indian

Complete the loan application procedure by submitting all necessary documents, including KYC, GST certificate, and bank statements. For the complete list of documents needed, click here.

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Interest rates and charges on business loan in Odisha

Enjoy low and attractive interest rates on a business loan in Odisha, with zero hidden charges. You can use our business loan EMI calculator to estimate your monthly repayments easily and plan your finances better. Please go through our terms and conditions to learn about other applicable charges or contact us for further enquiries. For the complete list of charges, click on “Business Loan Interest Rates.”

How to apply for business loan in Odisha

  1. Click on the ‘CHECK ELIGIBILITY' button on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  4. Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid Term. 
  6. Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’. 
  7. Complete your KYC and submit your business loan application.

For self-employed individuals looking for financial assistance, you may also consider applying for a personal loan for self-employed to fulfill your financial needs.

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Helpful resources and tips for business loan borrowers

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