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Business Loan In Visakhapatnam

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The financial capital of Andhra Pradesh, Visakhapatnam is the 9th richest city in India, with an estimated GDP of Rs.2.79 lakh crore. With the government planning a major boost for the MSME industry in Visakhapatnam, the number of small and medium industry players are also at a constant rise.

Diversify your business, meet working capital needs and manage daily operational expenses with Bajaj Finserv Business Loans that come with a unique Flexi Loan facility.


Business Loan in Visakhapatnam Features and Benefits

Here are the benefits of our business loan:

  • loan against property emi calculator


    The Flexi Loan facility by Bajaj Finserv allows you to borrow funds as per your requirements and repay the amount when you can.

  • Collateral-free loans

    Apply for a Business Loan from Bajaj Finserv without the additional hassle of arranging for a guarantor or pledging any asset.

  • Financing up to Rs.45 lakh

    Business loans from Bajaj Finserv offers maximum financing of Rs.45 lakh.

  • Pre-approved offers

    Pre-approved offers

    Existing Bajaj Finserv customers can avail pre approved loans with customized offers.

  • mortgage loan interest rates

    Flexible tenors

    Flexi Loans from Bajaj Finserv enable you to avail loans with flexible tenors, the maximum loan repayment period up to 84 months

  • Education loan scheme

    Online account access

    Manage your business loan from anywhere, anytime through our customer portal - Experia.

Documentation and Eligibility Criteria

To avail business loans in Visakhapatnam, you need to fulfill the following criteria:


    You should be between 24 to 70 years* of age (*Age should be 70 years at loan maturity.).


    Business vintage of at least 3 years


    Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.

Business Loan Interest Rate and Charges

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 17% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principal statement charges
  • NIL
  • EMI bounce charges
  • Rs.3000 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

Industries Served

Bajaj Finserv extends business loan facilities for business owners operating in the Aluminium, Automobiles / Auto-Ancillaries, Cement, Chemicals, Engineering / Construction, Power / Energy, Fertilizers, Food, Pharmaceuticals / Drug Manufacture, Paints, Steel / Steel Profiles, Sugar and Textile industries.

How to Apply for Business Loan in Visakhapatnam ?

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

Contact Us

You can visit us at our Visakhapatnam branch at

D.No-50-81-70/5, 1St Floor, Aditya Complex, Seethammapeta, Visakhapatnam – 530013.

You may also visit us at

Bajaj Finserv Business Loan is also available in other Indian cities like Tiruppur, Tiruchirappalli, Madurai, Erode, and Vapi.

Top Cities to Avail Business Loan in Andhra Pradesh

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