Bajaj Finserv in your city
Kolkata, the cultural and commercial heart of Eastern India, has evolved into a major hub for information technology, finance, and manufacturing. With a strong presence of IT parks, business districts, and industrial zones, the city attracts professionals and enterprises from across the country. It is also home to a thriving startup ecosystem, backed by a rich talent pool and a legacy of innovation and entrepreneurship.
In addition to IT, Kolkata continues to be a key centre for sectors like textiles, leather, jute, and heavy engineering, with several domestic and international companies operating from the region. With such a diverse and dynamic business environment, many entrepreneurs and self-employed professionals are choosing Kolkata to launch or grow their ventures. However, starting or expanding a business often requires substantial capital—for hiring staff, upgrading infrastructure, managing day-to-day operations, and maintaining healthy working capital to keep the business running smoothly.
Avail of a Bajaj Finserv Business Loan in Kolkata to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Kolkata. The entire process is online, no branch visit required:
Check your offer in Kolkata with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits
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Unsecured loan
Apply for a Bajaj Finserv Business Loan without any asset since these are collateral-free.
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Flexi loan facility
Withdraw as per your convenience from a dedicated limit extended by our unique Flexi loan facility.
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Funds up to Rs. 80 lakh
Meet any small or major business requirement with a lump-sum credit of up to Rs. 80 lakh.
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Multiple tenure options
Ease your repayment burden with our wide range of loan tenure up to 96 months.
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Online account access
Get online access to your loan account via our customer portal – My Account.
Kolkata, one of India’s oldest and most respected centres of learning, has long been recognised for its academic excellence and intellectual heritage. The city is home to prestigious institutions offering top-tier education in fields like humanities, engineering, management, and science. With a rich educational atmosphere and historic colleges, Kolkata continues to attract students from across India and abroad.
Alongside its strong educational foundation, Kolkata is also a growing hub for information technology, finance, and manufacturing. The city houses several IT parks, business centres, and industrial corridors, supporting sectors like software development, textiles, leather goods, and heavy engineering. This blend of academic and industrial development creates a steady demand for skilled professionals, entrepreneurs, and support services, making Kolkata a city of both learning and opportunity.
If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Kolkata with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Kolkata. No branch visit needed to check your eligibility.
*Conditions apply
Documentation and eligibility criteria
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Business vintage
Not less than 3 years
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Age
24 to 80 years*
(*age should be 80 years at the time of loan maturity)
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CIBIL Score
Check your CIBIL Score for FREE685+
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Citizenship
Indian resident
Make sure to fill in eligibility details accurately and submit all necessary documents for hassle-free loan approval. For the complete list of documents needed, click here.
Interest rates and charges
Bajaj Finserv levies highly affordable interest rates on business loans, with zero hidden charges. Please read our terms and conditions to know about our nominal extra charges. For the complete list of charges, click here.
Frequently asked questions
Profiles eligible for a Bajaj Finserv Business Loan include self-employed professionals, self-employed non-professionals, and entities. If you require funds to manage your business needs, check your business loan eligibility and apply for a loan now.
Bajaj Finserv ensures speedy loan transfer within 48 hours* of document verification.
You can utilise a business loan to fund several requirements, including:
- Restocking inventory
- Hiring more employees
- Training the workforce
- Purchasing latest machinery
- Launching a marketing campaign
- Paying utility bills
- Expanding operations
- Consolidating previous business debts
