Bajaj Finserv in your city

Also called the “City of Joy,” Kolkata is known for historical structures like Victoria Memorial, Rabindra Setu, and the Indian Museum. Besides being the “cultural capital of India,” it is the biggest educational, commercial, and financial hub of Eastern India.

Kick-start your business with enhanced working capital facilitated by a business loan from Bajaj Finserv. Apply online for faster loan processing.

Features and benefits

  • Unsecured loan

    Unsecured loan

    Apply for a Bajaj Finserv Business Loan without any asset since these are collateral-free.

  • Flexi loan facility

    Flexi loan facility

    Withdraw as per your convenience from a dedicated limit extended by our unique Flexi loan facility.

  • Funds up to %$$BOL-Loan-Amount$$%

    Funds up to Rs. 50 lakh

    Meet any small or major business requirement with a lump-sum credit of up to Rs. 50 lakh* (*Inclusive of Insurance Premium, VAS Charges, Documentation charges, Flexi fees and Processing fees).

  • Multiple tenor options

    Multiple tenor options

    Ease your repayment burden with our wide range of loan tenors up to 96 months.

  • Online account access

    Online account access

    Get online access to your loan account via our customer portal – Experia.

Formerly known as Calcutta, the capital of West Bengal has more than 40% workforce making up for its informal sector. Besides housing the largest jute-processing industry in India, Kolkata also derives revenue from coal mines and significant engineering industries. The city also comprises large-scale companies like CESC Ltd., Birla Corporation, and Berger Paints.

Tackle multiple business expenses like equipment purchase, enhancing workforce, and expansion, easily with a Bajaj Finserv Business loan in Kolkata. Enjoy collateral-free funds at the most competitive interest rates against easy-to-meet eligibility criteria.

Reach us online for more information.

*Conditions apply

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Documentation and eligibility criteria

  • Business vintage

    Business vintage

    Not less than 3 years

  • Age

    Age

    24 years to 70 years*
    (*Age should be 70 years at the time of Loan Maturity)

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685+

  • Citizenship

    Citizenship

    Indian resident

Make sure to fill in eligibility details accurately and submit all necessary documents for hassle-free loan approval. For the complete list of documents needed, click here.

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Interest rates and charges

Bajaj Finserv levies highly affordable interest rates on business loans, with zero hidden charges. Please read our terms and conditions to know about our nominal extra charges. For the complete list of charges, click here.

Frequently asked questions

Who can avail of a business loan in Kolkata?

Profiles eligible for a Bajaj Finserv Business Loan include self-employed professionals, self-employed non-professionals, and entities.

How long will it take to get my business loan transferred?

Bajaj Finserv ensures speedy loan transfer within 48 hours* of document verification.

What can I do with a business loan?

You can utilise a business loan to fund several requirements, including:

  • Restocking inventory
  • Hiring more employees
  • Training the workforce
  • Purchasing latest machinery
  • Launching a marketing campaign
  • Paying utility bills
  • Expanding operations
  • Consolidating previous business debts
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