Features and benefits of business loan for chartered accountants

  • Convenient repayment
    Convenient repayment

    Select a tenor ranging up to 96 months (8 years) to keep your EMIs aligned to your budget.

  • Zero collateral
    Zero collateral

    Get approval without having to offer a personal or business asset as security.

  • Money in 24 hours
    Money in 24 hours

    Receive the funds in your bank account within 24 hours* of your application being approved.

  • Basic documentation
    Basic documentation

    Obtain a business loan with a Certificate of Practice and a few KYC and financial documents.

  • Doorstep services
    Doorstep services

    Have your documents collected at your doorstep by a Bajaj Finserv executive for added convenience.

  • Flexi facility
    Flexi facility

    Borrow and prepay funds against your loan limit at zero extra charges. Choose to pay just the interest as EMI for the initial tenor.

  • Digital loan account
    Digital loan account

    Prepay funds, view your statements, keep tabs on your outstanding balance and more with our customer portal – Experia.

Take your firm to the next level with a Bajaj Finserv Business Loan for Chartered Accountants. Get up to Rs. 42 lakh in just 24 hours of approval without providing collateral.

Use the loan to get a new office space, open a branch office, integrate technology into practice, manage late payments from clients, hire extra recruits during the filing season, and more. Repay it conveniently over a flexible tenor ranging between 12 months and 96 months months.

For flexibility in borrowing, consider the Flexi loan facility. It offers you a pre-approved loan limit, against which you can borrow funds and prepay them as many times as you wish at nil charges. Further, your interest payment is limited to the amount you borrow only. Additionally, you can opt for interest-only EMIs for the initial tenor to reduce your monthly outgo by up to 45%*.

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Eligibility criteria for a business loan for chartered accountants

Get a business loan for chartered accountants from Bajaj Finserv by meeting these simple eligibility terms.

Practice: At least 2 years

Property: Own a house or office in a city Bajaj Finserv operates in

Documents required for a business loan for chartered accountants

Bajaj Finserv approves loan applications after verifying a minimal set of documents*:

  • KYC documents – Aadhaar card, PAN card, voter ID card, driving license or any other government-approved KYC document
  • Address proof – Documents such as your electricity bill, rent agreement, passport may be used as proof of address
  • Certificate of Practice
  • Financial documents – Bank account statement
  • Proof of ownership – For at least one property

*Please note that the list is indicative. During loan processing, additional documents may be needed.

Fees and interest rates of business loan for chartered accountants

Avail of business loan financing as a chartered accountant against favourable charges with Bajaj Finserv.

Types of fees

Charges applicable

Rate of interest

14% p.a. to 17% p.a.

Processing fee

Up to 2% of the loan amount (plus taxes)

Document/ statement charges

Download your e-statements/ letters/ certificates for free from Experia.

Physical copies of your statements/ letters/ certificates/ other documents from any of our branches at Rs. 50 (inclusive of taxes) per statement/ letter/ certificate.

Penal interest

2% per month

Bounce Charges*

Rs. 3,000 per bounce

Document processing charges (Recently Updated)

Rs. 2,000 (plus taxes)


*Applicable following first EMI clearance

Read more about the fees and charges applicable to a business loan for chartered accountants.

How to apply for a business loan for chartered accountants

Apply for a business loan for chartered accountants online in a few quick steps.

  1. 1 Click on ‘Apply Online’ to open our online application form
  2. 2 Share your phone number and enter the OTP
  3. 3 Fill in your basic personal and financial details
  4. 4 Choose the loan amount you wish to borrow
  5. 5 Submit the required documents to our representative at your doorstep

After these steps, await a call from our representative, who will help you expedite disbursal.

*Conditions apply