Working capital

Quick Apply

Just 60 seconds to apply

Please enter your full name as per PAN
Enter 10-digit mobile number
Please enter your birth date
Please enter valid PAN card number
Please enter your pin code
Enter personal email address

I consent to the T&C and authorize Bajaj Finance Limited, its representatives/business partners/affiliates to use my details for promotional communication/fulfilment of services availed.

Thank you

What are the sources of entrepreneurial finance?

The sources of finance for entrepreneurs can be broadly classified into two categories:

1. External funding

Entrepreneurs can take loans that are either short-term, medium-term, or long-term. A substantial amount of entrepreneurial finance comes from loans. With this source of funds, entrepreneurs can address any liquidity crunch at times of asset financing, business expansion or diversification, etc. Taking debt also acts as a charge against profits and thus, lowers your business’ tax liability.

Bajaj Finserv offers Loans for Entrepreneurs up to Rs.45 lakh at attractive interest rates with no collateral requirements. These loans have a hassle-free application process and only 2 documents needed to avail finance.

2. Owners’ Equity

Owners’ equity refers to the business funds that are provided by entrepreneurs themselves. However, this source of finance for entrepreneurs can prove to be risky as the business owner puts his personal funds on the line. Such a source may also not suffice for funding and unlike debt funding, it increases the tax payable by the company as dividend on equity is an appropriation of profits i.e. it doesn’t get deducted while calculating the net profits of the company on which tax liability is calculated.

People Also Considered

Flexi Business Loan

Flexi Loan Conversion

Convert your existing loan | Pay lower EMIs by up to 45%*

Machinery Loan

Machinery Loan

Get up to Rs.45 lakh to upgrade equipment | Pay only interest as EMI

Working Capital Loan People Considered Image

Working Capital Loan

Get up to Rs.45 lakh to manage operations | Flexible tenor options

Business Loan for Women People Considered Image

Business Loan for Women

Get funds up to Rs.45 lakh | Minimal documentation