Buying a property in Ahmedabad involves more than just choosing the right home; it also requires completing important legal formalities. One of the key parts of the process is paying the applicable stamp duty and registration charges. These are mandatory fees imposed by the Government of Gujarat to record the legal ownership of property and safeguard the buyer’s rights.
In this article, we’ll explain everything you need to know about stamp duty and property registration charges in Ahmedabad. You’ll learn how these charges are calculated, the documents you need for registration, and the steps to pay them both online and offline. Understanding these details can help you avoid future disputes and make your property transaction completely hassle-free.
Stamp duty in Ahmedabad
Buying a home in Ahmedabad, one of Gujarat’s most rapidly developing cities, can be a truly rewarding investment. The city’s mix of strong cultural roots, thriving economy, and expanding infrastructure has made it one of the state’s top real estate destinations. With both domestic and international investors showing keen interest, property transactions have increased steadily. As a result, stamp duty in Ahmedabad plays a vital role in generating government revenue and ensuring that property ownership is recorded transparently and legally.
What are the stamp duty charges in Ahmedabad?
Stamp duty is a government-imposed tax collected during property registration or transfer of ownership. It legally validates the transaction and acts as proof of property purchase. In Ahmedabad, stamp duty rates are determined by the Government of Gujarat and may vary depending on property type and location. Below is a breakdown of the current rates:
Particulars |
Stamp duty charges in Ahmedabad |
Basic stamp duty |
3.5% |
Surcharge (40% of basic duty) |
1.4% |
Total stamp duty payable |
4.9% |
These rates are applicable on the market value or the transaction value of the property, whichever is higher.
Property registration charges in Ahmedabad
Registration charges are another compulsory payment made while registering property ownership with the state government. In Ahmedabad, the registration fee is calculated as 1% of the property’s market price or transaction value—whichever is higher. The current rates applicable for 2025 are as follows:
Ownership type |
Registration charges in Ahmedabad |
Male |
1% |
Female |
No registration fee |
Joint (Male & Female) |
1% |
Joint (Female & Female) |
No registration fee |
The Gujarat government has introduced exemptions in registration charges for women buyers. This initiative aims to promote women’s empowerment and encourage property ownership in their names.
Besides the registration fee, buyers may also need to bear additional minor costs, such as:
- Folio fee: Rs. 10 (subject to government revisions)
- Index fee: Rs. 50 per copy
- Advocate or legal charges (as applicable)
How to calculate stamp duty in Ahmedabad
The gARVI (Gujarat Automatic Registration of Valuation Information) portal makes it easy for homebuyers to calculate stamp duty and registration charges online. Here’s how you can do it:
- Step 1: Visit the official website – https://garvi.gujarat.gov.in
- Step 2: On the homepage, select the ‘Calculator’ option.
- Step 3: Choose ‘Stamp Duty Calculator’ to estimate stamp duty or ‘Registration Fee Calculator’ to find registration costs.
- Step 4: Select the relevant article or property category.
- Step 5: Click on ‘Calculate Stamp Duty’.
The portal will display the applicable stamp duty and registration charges based on your inputs, making it easy to plan your total expenses before completing the transaction.
Example of how to calculate stamp duty charges in Ahmedabad
Let’s understand this better through an example. Suppose Sagar and Jigna each buy a property in Ahmedabad valued at Rs. 40 lakh. Here’s how their costs will differ:
For Nikhil (male buyer)
- Stamp duty = Rs. 40,00,000 × 4.9% = Rs. 1,96,000
- Registration fee = Rs. 40,00,000 × 1% = Rs. 40,000
- Total cost = Rs. 42,36,000
For Tanvi (female buyer)
- Stamp duty = Rs. 40,00,000 × 4.9% = Rs. 1,96,000
- Registration fee = Exempt
- Total cost = Rs. 41,96,000
This clearly shows how women buyers benefit from government concessions on registration charges in Ahmedabad.
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What are some of the factors that determine stamp duty charges in Ahmedabad?
Stamp duty charges in Ahmedabad depend on a variety of factors:
Age of the property
Stamp duty charges depend on the value of the property. Since older properties are lower in value, they attract lower stamp duty and vice versa.
Age of the owner
Senior citizens in Ahmedabad are required to pay lower stamp duty than their younger counterparts.
Gender of the owner
Though both men and women must pay equal stamp duty in Ahmedabad, women homebuyers are exempted from paying registration charges in the city.
Type of property
Commercial properties attract higher stamp duty than residential properties.
Location of property
Properties located in the centre of the city are high in prices and therefore, attract high stamp duty. Properties located on the outskirts attract lower stamp duty.
Amenities
Buildings with a higher number of amenities draw higher stamp duty than buildings with a lesser number of amenities.
Now that you understand the various factors affecting stamp duty in Ahmedabad, it is time to plan your complete home buying budget. Bajaj Finserv can help you finance your property purchase with flexible repayment options up to 32 years and quick approval in just 48 hours*. Check your loan offers now—you may already be eligible, find out by entering your mobile number and OTP.
How are property registration charges calculated in Ahmedabad?
The government of Gujarat charges 1% of the total value of a property as registration charges. However, women are exempted from paying these registration charges in the city.
To further illustrate the fact, let us consider this:
If a man buys a property worth Rs. 1 Crore in Ahmedabad, they must pay Rs. 1 Lakh as registration charges. However, if the property has a woman as its first owner, no registration fee is charged. Similarly, properties jointly owned by a man and woman again do not draw any registration charges.
How to pay stamp duty and registration charges in Ahmedabad
Homebuyers in Ahmedabad can pay stamp duty and registration charges either online or offline. Here’s how both methods work:
Online payment (E-Stamping)
- Visit the Gujarat Revenue Department’s official portal.
- Register or log in using your existing credentials.
- Choose the option to pay stamp duty and registration fees.
- Fill in all necessary property details.
- Upload supporting documents for verification.
- Make the payment via net banking, debit/credit card, or UPI.
- Download and keep the receipt as proof of payment.
Offline payment
You can also pay through the following traditional methods:
- Franking Centres: Visit an authorised bank or franking centre and make the payment.
- Stamp Papers: Purchase physical stamp papers from approved vendors and submit them during registration.
Both options are legally valid, and buyers can choose whichever method is more convenient.
Once you have paid your stamp duty and registration charges, the next step is arranging the property purchase amount. If you need financial assistance, a home loan from Bajaj Finserv offers attractive interest rates starting at 7.45%* p.a and loans up to Rs. 15 Crore* based on your eligibility. Check your eligibility instantly—you may already be eligible, find out by entering your mobile number and OTP.
List of documents for property registration in Ahmedabad
According to the Gujarat Registration Act, property registration is mandatory, and unregistered properties are not legally recognised. Below is the list of documents required:
- Proof of property ownership or title
- Address proof of buyer and seller
- Sale deed with signatures of both parties
- Valid identity proof (Aadhaar, PAN, etc.)
- Application Form No. 1 (for documents under Section 32A of the Gujarat Stamps Act, 1958)
- Original Power of Attorney (if applicable)
Ensuring all documents are in order will help you complete the property registration smoothly and without delay.
With all the legal formalities in place, you are now ready to make your home purchase in Ahmedabad. If you are looking for affordable home financing with minimal documentation and quick processing, Bajaj Housing Finance Home Loan is here to help. Get loans up to Rs. 15 Crore* with EMIs starting at just Rs. 684/lakh*. Check your loan offers today—you may already be eligible, find out by entering your mobile number and OTP.
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Frequently asked questions
The stamp duty on property in Ahmedabad is 4.9% of the property value, while the registration charge is 1% of the market price or transaction value, whichever is higher.
The registration fee in Ahmedabad is 1% of either the property’s market price or transaction value—whichever amount is greater.
You can easily calculate stamp duty in Ahmedabad using the gARVI portal by entering the property value and selecting the appropriate article category.
After calculating your stamp duty, do not forget to budget for your property purchase as well. Bajaj Finserv provides financing solutions with competitive interest rates starting at 7.45%* p.a and flexible tenures up to 32 years. Check your eligibility now—you may already be eligible, find out by entering your mobile number and OTP.
Failure to pay these charges means the property transaction won’t be legally registered, and it may lead to legal complications in ownership claims.
Yes, buyers can pay both stamp duty and registration charges online through the Gujarat government’s gARVI portal using secure digital payment options.
Just like paying stamp duty online is convenient, applying for a home loan from Bajaj Finserv is equally hassle-free. With doorstep document collection and approval in 48 hours*, you can secure financing for your Ahmedabad property quickly and easily. Check your loan offers today—you may already be eligible, find out by entering your mobile number and OTP.
