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Short Term Business Loans

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As a business owner, you may need access to short-term funds for strengthening your working capital, cover your operational costs and expand your running business. Avail a short-term Business Loan by Bajaj Finserv with minimum documentation and quick disbursal of funds to provide a much-needed boost to your business and maximize profitability.

Short-Term Business Loans: Features and Benefits

You are entitled to avail the following features and benefits with Bajaj Finserv Short-Term Business Loan:

  • Flexibility

    You can avail a unique Flexi loan facility with Bajaj Finserv Business Loans which allow you to borrow money as per your needs from an approved loan limit and repay it as per your convenience. You can pay only the interest amount as EMI and repay the principal amount at the end of tenor.

  • Collateral-free loans

    Bajaj Finserv Business loans are collateral-free which means you don’t have to pledge your personal or business assets as security for availing them.

  • Financing up to Rs.30 lakh

    You can avail short-term Business Loans for amounts as high as Rs. 30 lakh to fund all your short-term business requirements. You can increase your working capital or invest in inventory with these funds.

  • Pre-approved offers

    Pre-approved offers

    As an existing Bajaj Finserv customer, you are entitled to our exclusive pre-approved offers on Business Loans.

  • Online account access

    Get the convenience to access and manage your Business loan account anytime and from anywhere at your fingertips with our customer portal - Experia.

Documentation and Eligibility Criteria

You need to meet the following criteria to avail short-term Business Loans with us:

  • Age between 22-55 years

  • Your business should have a vintage of at least three years

  • Filing of business IT returns for at least past 1 year

  • Previous year’s turnover duly audited by a CA

Short Term Business Loan Interest Rate and Charges

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to Apply for Short Term Business Loan?

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

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