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Inventory Funding

Bajaj Finserv brings inventory financing loan of up to Rs. 45 lakh that can be used to unlock the capital locked in a dormant inventory, ensuring proper cash flow and ample liquidity crucial to sustaining and expanding a business. With minimal documentation and a streamlined application process, you can get funds directly into your account within 24 hours. Keeping the stock assets intact, expand your business to prosper even in the growing competition.

What is Inventory Financing?

At times, businesses have to restock the inventory in bulk to reduce per-unit cost. However, capital can get locked up when this inventory is converted into liquid assets, bringing trades to a halt. During such situations, a business can use inventory finance to purchase products for sale later.

An inventory loan is essential for businesses that are suffering from the economic effects of cash flow fluctuations. It can help your business scale higher sales volumes by allowing it to acquire extra inventory for on-use demand.

Inventory Loan: Features and Benefits

A mobile business cycle of stock and sales is crucial for business development. A short term business loan for inventory expansion is an ideal solution to expand your stock and generate healthy sales.

  • education loan

    Expand inventory with a high-value loan

    With a high corpus of inventory finance up to Rs. 45 lakh, you can maintain and expand the inventory in preparation for upcoming seasonal fluctuation.

  • Flexible repayment facility

    Bajaj Finserv brings a unique Flexi loan feature, where inventory financing borrowers can withdraw only their required principal from a predetermined credit limit. Interest will be charged only on the utilised sum, which can be repaid in easy-to-pay EMIs.

  • Collateral-free loan

    Collateral free advances

    Bajaj Finserv inventory funding is collateral-free, meaning you can invest in restocking inventory without pledging personal or business assets as security.

  • Instant approval

    Quick approval

    Inventory financing loans from Bajaj Finserv come with easy eligibility criteria and are approved with minimal documentation within 24 hours. With faster approval and hassle-free pre-approved offers, meet urgent financing requirements comfortably.

Inventory Financing Interest Rates and Fees

Bajaj Finserv offers inventory funding at an affordable rate of interest. Here are the latest inventory loan rates and charges mentioned below in the table -

 

Particulars Applicable charges
Interest rate 18% p.a. onwards
Processing fees Up to 2% of principal + taxes
Bounce charges Up to Rs. 3000
Penalty for payment default 2% p.m.
Document processing fees Rs. 2000 + taxes
Outstation collection charges N.A.
Document and statement charges Download e-statements at no additional cost from our customer portal – Experia.
Obtain a physical copy of loan documents from our branches at Rs. 50 per certificate.

Query 1: What are loans secured by inventory?

Inventory loans are revolving credit options obtained by businesses to pay upfront for inventory items that will not be sold immediately. For example, a retailer can use inventory funding to pay for a stock that will be stored in warehouses for a season before being sold to customers.

Query 2: Which is the best inventory financing company in India?

Bajaj Finserv is one of the best inventory financing companies in India that offers inventory finance with several attractive features, making it a perfect solution for business owners. These additional benefits include:

 

  • Instant approval
  • Quick fund disbursal within 24 hours of approval
  • Minimal documentation
  • Flexi-loan feature
  • Flexible tenor
  • Pre-approved offers
  • No hidden charges

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