Features and benefits

  • Get quick approval

    Get quick approval

    We provide inventory financing with minimal documentation and easy eligibility. Upon meeting the eligibility, you can get quick approval in just 24 hours*.

  • Ease in repayments

    Ease in repayments

    Borrowers can choose to repay their loan amount with a flexible tenor ranging up to 96 months.

  • Flexi loan facility

    Flexi loan facility

    Bajaj Finserv brings the Flexi loan feature, where you can borrow funds from a pre-approved loan amount. Pay interest only for the sum withdrawn and lower your EMIs by up to 45%*.

  • High-value loan amount

    High-value loan amount

    You can now expand your inventory with our substantial loan amount of up to Rs. 50 lakh* (*Inclusive of Insurance Premium, VAS Charges, Documentation charges, Flexi fees and Processing fees)

  • Collateral-free funding

    Collateral-free funding

    Get financing without having to pledge any personal or business assets.

Eligibility criteria and documents required

One of the many benefits of approaching Bajaj Finserv for inventory funding is the minimum eligibility requirements. You can now avail of high-value funding by meeting these simple parameters:

  • Age

    Age

    24 years to 70 years*
    (*Age should be 70 years at Loan Maturity)

  • Business vintage

    Business vintage

    Minimum of 3 years

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 or above

  • Citizenship

    Citizenship

    Must be a residing Indian

Interest rate and charges

Inventory financing by Bajaj Finserv comes with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.

Frequently asked questions

What is the process after filling up the application form?

After filling up the application form, you will need to submit the necessary documents to our representative. Upon successful completion, the loan application will get approved, and you will receive the amount in your bank account directly.

What are the different types of business loans?

Here are a few types of business loans available:

  • Term loans
  • SBA loans
  • Equipment financing
  • Invoice factoring
How can I improve my CIBIL score?

You can improve your credit score by customising your credit limit, avoiding too many debts at the same time, making timely payments, etc.

How can I repay my business loan?

You can repay the loan using ECS, direct credit or postdated cheques.

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