Bajaj Finserv in your city

Nagaon is one of the largest cities in Assam and is considered an educational hub with institutes such as the College of Fisheries, Nagaon Medical College, and the Mahapurusha Srimanta Sankaradeva Viswavidyalaya University.

Residents of Nagaon can opt for a Bajaj Finserv Personal Loan to avail of high-value funds at attractive interest rates. Walk into a branch near you or apply online to get the funds you need.

Features and benefits of personal loan in Nagaon

  • Pay 45%* lower EMIs

    Pay 45%* lower EMIs

    Choose the Flexi facility to lower your EMIs by 45%* for the initial part of the tenor.

  • Collateral free loan

    Collateral free loan

    Get a personal loan without any collateral or guarantors. Apply online and access funds in just a few minutes.

  • Funds to account in 24 hours*

    Funds to account in 24 hours*

    Bajaj Finserv brings money to your bank account in just 24 hours*.

  • Pre-approved loan offers

    Pre-approved loan offers

    Check if you qualify for a pre-approved loan offer and get the funds you need in just a few clicks.

  • Flexible repayment options

    Flexible repayment options

    Choose from a convenient tenor of up to 96 months. Use our EMI calculator for personal loan to plan your repayment.

  • Get a high-value loan

    Get a high-value loan

    Based on your eligibility, you can get a high-value loan of up to Rs. 40 lakh and address all your financial needs.

  • Complete transparency

    Complete transparency

    Our personal loan comes with transparent terms and conditions. We do not levy any hidden charges.

  • Online process

    Online process

    Submit only a few documents required for a personal loan and have your application processed in just a few minutes.

Nagaon, situated around 120 kilometres from Guwahati, is located on the banks of Kolong, a tributary of the Brahmaputra. It is one of the largest cities in Assam and is a well-known tourist attraction.

To avail of finances for higher education, opt for a personal loan from Bajaj Finserv. You can borrow up to Rs. 40 lakh, depending on your eligibility. Our simple eligibility and basic documentation make it easy to get funds for urgent financial needs. You can also use the Flexi loan facility to reduce your EMIs by 45%*.

*Conditions apply

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Eligibility criteria for a personal loan in Nagaon

To receive funds from Bajaj Finserv, you will have to fulfil only the following personal loan eligibility criteria:

  • Credit score

    Credit score

    685 or above

  • Nationality

    Nationality

    Must be a residing Indian citizen

  • Age

    Age

    Between 21 years to 80 years*

  • Employment

    Employment

    A salaried employee at a public, private limited company, or an MNC

  • Monthly Income

    Monthly income

    Have a minimum income based on the city-wise-list

Bajaj Finserv offers flexible loan repayment options of up to 96 months, making it easy for borrowers to settle their debt. Fulfil the eligibility criteria to enjoy affordable interest rates and quick approval.

*Conditions apply

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Interest rates and charges for personal loans in Nagaon

Bajaj Finserv offers competitive interest rates and has no hidden charges for personal loans. Factors like your credit score, income, age and employer can affect the interest rates.

Frequently asked questions

How does the Flexi loan facility reduce my EMIs?

With the Bajaj Finserv Flexi loan facility, you can borrow funds from your sanctioned loan and pay interest only for the money withdrawn. This can lower your total EMIs by 45%*.

Can I use a personal loan for any purpose?

Yes, a personal loan has no end-use restriction, i.e., there are no limitations on how you use these funds. Hence, you can use a personal loan for various purposes like debt consolidation, medical emergencies, home renovation, higher education, etc.

How can I get the lowest interest rate for personal loans?

There are various factors like credit scores, occupation, employer's reputation, age, etc., that influence interest rates. Having a favourable background and credit history makes it easy to get better rates.

Does Bajaj Finserv levy extra charges for personal loans?

Bajaj Finserv only charges a nominal processing fee of the loan amount. There are no hidden charges applicable for our loans.

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