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Easy ways to unblock Bajaj Finserv EMI Network Card

  • Highlights

  • Bajaj Finserv EMI Network Card allows you to shop on easy EMIs

  • Non-payment of dues can lead to the blocking of the card

  • Maintain a CIBIL score of 750 and prevent card block

  • Call customer care or use online ways to unblock your card

The Bajaj Finserv EMI Network Card is a handy tool that you can use whenever you shop on the Bajaj Finserv EMI Network to purchase a range of appliances, electronics, gadgets, clothing, as well as lifecare services on No Cost EMI. Now available in a digital format, the EMI Network Card holds all information related to your EMI transactions and your profile. This way, you can access your limit and other transaction-related information in a single click on our customer support portal- Experia. But, it is important to note that your EMI Network Card can get blocked, which will restrict your usage.

Your Bajaj Finserv EMI Network Card can get blocked under varied circumstances such as when you miss a payment or fail to furnish your ECS mandate, and if your CIBIL score drastically drops below 750 at a given time. In case of such an unexpected occurrence, learning how to unblock Bajaj Finserv EMI Network Card is worth the effort as it will help you reactivate the card, so that you can continue to enjoy the plethora of benefits it offers.

To know more about the procedure involved for each scenario, read on.

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How to unblock Bajaj Finserv EMI Network Card

In order to learn how to activate your Bajaj Finserv EMI Network Card that has been blocked, you must first identify the reason behind the blocking. You can do this by calling the customer care helpline or by sending an SMS or by contacting us at www.bajajfinserv.in/reach-us. After you gather more information, you can start to address it.
Here are the steps that you can follow based on the applicable reason.

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Missing an EMI payment

If you’ve missed an EMI payment during the last billing cycle, you will have to rectify it and then only your EMI Network Card will be unblocked. You can clear your dues easily by any of the following methods.

  • Visit your nearest Bajaj Finserv branch

  • Pay through the official website

  • Use the mobile app

  • Sign in and pay through the customer portal- Experia

Watch how to Unblock Bajaj Finserv EMI Network Card

Incomplete ECS mandate processing

Submitting your ECS mandate is important because your EMIs get directly deducted from your specified bank account. If you do not certify your bank to allow auto-debit the EMIs, then your dues will pile up and it will lead to EMI Network Card block. In order to keep the card active, you must enquire about the ECS mandate problems in detail.
In case you see that the mandate has not been accepted by the bank or unearth discrepancies related to your account details in the mandate, don’t take any chances. Submit a new ECS mandate at your nearest Bajaj Finserv branch to restart the process.
When doing so, pay the advance EMI in case you are initiating the mandate process at the beginning or middle of the month. It is necessary to clear your EMIs by 22nd of every month manually until the mandate goes through and your deductions happen automatically. This will help you keep your EMI Network Card active all the time. Upon completing the above process successfully, your card will be unblocked within 45 days.

CIBIL score under 750

Bajaj Finserv conducts periodical checks into your CIBIL score. Therefore, it is important to maintain a score over 750. If your EMI Network Card has been blocked due to a low CIBIL score, here is how you can unblock it.

  • Pay any unpaid dues and restore your score to the required minimum of 750

  • Download the latest copy of your CIBIL score

  • Appeal for an unblock by sharing your latest CIBIL report with us, visit www.bajajfinserv.in/reach-us.

Unblock EMI Network Card using the customer care number

Now that you know how to unblock Bajaj Finserv EMI Network Card online, take a look at the offline steps you can employ.

  • Keep your 7-digit customer ID or EMI Card number handy

  • Call the customer care helpline on 086980 10101

  • Inform the representative of your issue and await further processing

Unblock Bajaj Finserv EMI Network Card online through Experia

To initiate the Bajaj Finserv EMI Network Card unblock procedure on Experia, here are the steps to follow.

  • Log on to the customer portal

  • Enter your customer ID

  • Choose to either receive an OTP on your registered mobile number, or enter your password

  • Go over to the ‘My Relations’ option and select ‘EMI Network Card’

  • Select ‘View All’ and then click on ‘EMI Card Details’

  • Click on the ‘Block/Unblock/Reissue’ option to proceed

  • Follow the unblock procedure mentioned

Now that you know how to unblock Bajaj Finserv EMI Network Card, use your card to shop for your favourite gadgets and appliances using the pre-approved offer of up to Rs. 4 lakh! What’s more, you can shop at over 100,000 partner stores for more than a million products of your choice ranging across electronics, gadgets, smartphones, lifestyle products, or you can visit EMI Store of Bajaj Finserv to buy these products.

Buy Products on No Cost EMIs

Additional Read:
What can you buy online with your Bajaj Finserv EMI Network Card?
What is No Cost EMI?
EMI Network Card vs. Credit Card: Which is the Best To Buy on EMI?
How to Get Pan Card
how to write a cancelled cheque

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