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Where can you use the Bajaj Finance Insta EMI Card
You can use your Insta EMI Card to shop for 1 million+ products – from groceries to smartphones, laptops, electronics, home appliances, and more. The card gives you the option to split your bills over flexible tenures of 3 months to 60 months and convert your purchases into easy EMIs.
Use your Insta EMI Card to shop for your favourite products across the following:
Bajaj Mall
Choose from your favourite gadgets, electronics, home appliances, or lifestyle products on Bajaj Mall with your Insta EMI Card.
Use your mobile number and OTP to sign-in to Bajaj Mall. Choose your favourite product, select the EMI plan, and confirm your delivery address. Once you complete your purchase, you will receive your product within the committed timeline.
E-commerce websites
Visit your preferred online shopping website like Amazon, MakeMyTrip, Vijay Sales, and others and shop on Easy EMIs. Select the product, choose to pay on EMIs, select your tenure, and convert your purchase into bite-sized instalments.
Offline partner stores
Our Insta EMI Card is accepted across more than 1.5 lakh partner stores in more than 4,000 cities. Walk into any of our partner stores, choose your product, and avail of the best EMI schemes.
With your Insta EMI Card, you can buy your favourite products on Easy EMIs on online shopping sites such as Amazon, MakeMyTrip, and others. You can also shop on Bajaj Mall using your Insta EMI Card and get attractive deals.
Your Insta EMI Card also gives you access to a wide network of over 1.5 lakh partner stores across 4,000 cities. Simply walk in, pick your product, and enjoy the convenience of paying through easy EMIs.
And the best part is that your Insta EMI Card is 100% digital, which means you don't have to carry your card every time you go shopping.
Bajaj Finance Partner Stores by Category for Insta EMI Card
The Bajaj Finance Insta EMI Card can be used across eligible partner stores and online platforms to convert purchases into easy EMIs. Customers can use the card for categories such as electronics, mobiles, furniture, lifestyle products, and more. Availability may vary based on the store, product, location, and applicable terms.
Here are some common partner store categories:
| Category | Store/Platform name | Type (Online/Offline/Both) |
| Electronics and appliances | Croma, Vijay Sales | Both |
| Mobiles and gadgets | Reliance Digital | Both |
| Online shopping | Bajaj Mall | Online |
| Furniture and home products | Pepperfry | Online |
| Lifestyle products | Select partner retail stores | Offline |
| Consumer durables | Authorised brand stores | Offline |
Is the Bajaj Finance Insta EMI Card accepted pan-India
Yes, the Bajaj Finance Insta EMI Card is accepted across India at eligible partner stores and online platforms. You can use the card at participating locations to convert your purchases into easy EMIs, subject to applicable terms and available limit.
The partner network includes large retail chains, brand outlets, online platforms, and small local dealers across different cities. However, the Insta EMI Card cannot be used everywhere. Before making a purchase, check whether the store accepts the Bajaj Finance Insta EMI Card and whether your selected product is eligible for EMI payment.
Related Banking and Financial Service Guides
Frequently Asked Questions
Using Insta EMI Card
Partner Stores & Shopping
Payments & Eligibility
Where can I use my Bajaj Finance Insta EMI Card?
You can use your Bajaj Insta EMI card to shop for a variety of products, including electronics, appliances, and lifestyle goods, both online and offline. Partner stores, websites, and apps that have tied up with Bajaj Finance allow you to convert purchases into easy EMIs.
Can I use Bajaj Finance Insta EMI Card offline?
Yes, you can use your Bajaj Insta EMI card offline at any of Bajaj Finance's partner stores. These include a wide range of physical retailers across categories such as electronics, furniture, and lifestyle, where purchases can be converted into no-cost EMIs using the card.
Can I use the Bajaj Finance Insta EMI Card anywhere in India?
The Bajaj Finance Insta EMI Card can be used across India at eligible partner stores and online platforms. The network includes large retail chains, brand stores, and local dealers. However, it is not accepted everywhere, so check store eligibility before making a purchase.
What stores accept the Bajaj Finance Insta EMI Card offline?
The Bajaj Finance Insta EMI Card is accepted at select offline partner stores across India. These include eligible electronics stores, mobile retailers, appliance outlets, furniture stores, and other authorised dealers. Availability may vary based on your location, store partnership, and product eligibility.
How do I find Bajaj Finance partner stores near me?
You can find Bajaj Finance partner stores near you by using the official store locator available online. Enter your location details to view nearby eligible stores. You can also check partner options through Bajaj Finance digital platforms before planning your purchase.
How can I find a Bajaj Finance partner store near my location?
Use the Store Locator on the Bajaj Finance website or app, and enter your city or PIN code to find nearby partner stores. You can also filter by category, such as electronics, furniture, or fashion, to find relevant stores closer to your exact current location.
Can I use my Bajaj Finance Insta EMI Card for every product at partner stores?
Not necessarily. Your Insta EMI Card can be used at partner stores for eligible products, but availability depends on the specific store, product category, and any offers running at the time of purchase. Always confirm with the store staff before making your final purchase to be sure.
Can I use Bajaj Finance Insta EMI Card on Flipkart?
Yes, you can use your Bajaj Insta EMI card on Flipkart. The platform allows customers to convert their purchases into no-cost EMIs, making high-value items more affordable. Simply choose the Bajaj Finance EMI option during checkout to take advantage of the Insta EMI card benefits.
Can I book flight tickets using the Bajaj Finance Insta EMI Card?
You may be able to use the Bajaj Finance Insta EMI Card for travel bookings on eligible partner platforms where this payment option is available. Check the platform’s payment options, your available card limit, and applicable EMI terms before booking your flight tickets.
Can we withdraw money from Bajaj Finance Insta EMI Card?
No, the Bajaj Insta EMI card is designed specifically for purchases and cannot be used for cash withdrawals. The card allows you to convert your purchases into easy EMIs, helping you manage your finances better but does not function as a regular credit or debit card.
Do all Bajaj Finance partner stores offer the same EMI options?
No. EMI tenure options, interest rates, and any applicable processing fees can vary between partner stores and product categories. It is best to check the exact EMI terms offered at your chosen store before completing your purchase, since these details are not always identical everywhere you shop.
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