Bajaj Finserv Insta EMI Card: Where to Use It Online and Offline

Find our partner stores near you or shop on your favourite e-commerce websites.

Where can you use the Bajaj Finserv Insta EMI Card

You can use your Insta EMI Card to shop for 1 million+ products – from groceries to smartphones, laptops, electronics, home appliances, and more. The card gives you the option to split your bills over flexible tenures of 3 months to 60 months and convert your purchases into easy EMIs.

Use your Insta EMI Card to shop for your favourite products across the following:

  • Bajaj Mall

    Bajaj Mall

    Choose from your favourite gadgets, electronics, home appliances, or lifestyle products on Bajaj Mall with your Insta EMI Card.
    Use your mobile number and OTP to sign-in to Bajaj Mall. Choose your favourite product, select the EMI plan, and confirm your delivery address. Once you complete your purchase, you will receive your product within the committed timeline.
  • E-commerce websites

    E-commerce websites

    Visit your preferred online shopping website like Amazon, MakeMyTrip, Vijay Sales, and others and shop on Easy EMIs. Select the product, choose to pay on EMIs, select your tenure, and convert your purchase into bite-sized instalments.

  • Offline partner stores

    Offline partner stores

    Our Insta EMI Card is accepted across more than 1.5 lakh partner stores in more than 4,000 cities. Walk into any of our partner stores, choose your product, and avail of the best EMI schemes.

  • Find a partner store near you

    With your Insta EMI Card, you can buy your favourite products on Easy EMIs on online shopping sites such as Amazon, MakeMyTrip, and others. You can also shop on Bajaj Mall using your Insta EMI Card and get attractive deals.

    Your Insta EMI Card also gives you access to a wide network of over 1.5 lakh partner stores across 4,000 cities. Simply walk in, pick your product, and enjoy the convenience of paying through easy EMIs.

    And the best part is that your Insta EMI Card is 100% digital, which means you don't have to carry your card every time you go shopping.

    Bajaj Finance Insta EMI Card partner stores list by category

    The Bajaj Finance Insta EMI Card can be used across eligible partner stores and online platforms to convert purchases into easy EMIs. Customers can use the card for categories such as electronics, mobiles, furniture, lifestyle products, and more. Availability may vary based on the store, product, location, and applicable terms.

    Here are some common partner store categories:

    Category

    Store/Platform name

    Type (Online/Offline/Both)

    Electronics and appliances

    Croma, Vijay Sales

    Both

    Mobiles and gadgets

    Reliance Digital

    Both

    Online shopping

    Bajaj Mall

    Online

    Furniture and home products

    Pepperfry

    Online

    Lifestyle products

    Select partner retail stores

    Offline

    Consumer durables

    Authorised brand stores

    Offline


    Is the Bajaj Finance Insta EMI Card accepted pan-India

    Yes, the Bajaj Finance Insta EMI Card is accepted across India at eligible partner stores and online platforms. You can use the card at participating locations to convert your purchases into easy EMIs, subject to applicable terms and available limit.

    The partner network includes large retail chains, brand outlets, online platforms, and small local dealers across different cities. However, the Insta EMI Card cannot be used everywhere. Before making a purchase, check whether the store accepts the Bajaj Finance Insta EMI Card and whether your selected product is eligible for EMI payment.

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  • Check your card details

    Sign-in to the service portal with your mobile number and the OTP to view your card details.

Frequently asked questions

Where can I use my Bajaj Finance Insta EMI Card?

You can use your Bajaj Insta EMI card to shop for a variety of products, including electronics, appliances, and lifestyle goods, both online and offline. Partner stores, websites, and apps that have tied up with Bajaj Finance allow you to convert purchases into easy EMIs.

Can I use Bajaj Finance Insta EMI Card on Flipkart?

Yes, you can use your Bajaj Insta EMI card on Flipkart. The platform allows customers to convert their purchases into no-cost EMIs, making high-value items more affordable. Simply choose the Bajaj Finance EMI option during checkout to take advantage of the Insta EMI card benefits.

Can we withdraw money from Bajaj Finance Insta EMI Card?

No, the Bajaj Insta EMI card is designed specifically for purchases and cannot be used for cash withdrawals. The card allows you to convert your purchases into easy EMIs, helping you manage your finances better but does not function as a regular credit or debit card.

Can I use Bajaj Finance Insta EMI Card offline?

Yes, you can use your Bajaj Insta EMI card offline at any of Bajaj Finance's partner stores. These include a wide range of physical retailers across categories such as electronics, furniture, and lifestyle, where purchases can be converted into no-cost EMIs using the card.

Where can I use the Bajaj Finance Insta EMI Card online?

You can use the Bajaj Finance Insta EMI Card on eligible partner websites and online platforms where this payment option is available. The card can be used for categories such as electronics, appliances, furniture, travel, and more, depending on the platform and applicable terms.

Can I use the Bajaj Finance Insta EMI Card anywhere in India?

The Bajaj Finance Insta EMI Card can be used across India at eligible partner stores and online platforms. The network includes large retail chains, brand stores, and local dealers. However, it is not accepted everywhere, so check store eligibility before making a purchase.

What stores accept the Bajaj Finance Insta EMI Card offline?

The Bajaj Finance Insta EMI Card is accepted at select offline partner stores across India. These include eligible electronics stores, mobile retailers, appliance outlets, furniture stores, and other authorised dealers. Availability may vary based on your location, store partnership, and product eligibility.

Can I book flight tickets using the Bajaj Finance Insta EMI Card?

You may be able to use the Bajaj Finance Insta EMI Card for travel bookings on eligible partner platforms where this payment option is available. Check the platform’s payment options, your available card limit, and applicable EMI terms before booking your flight tickets.

How do I find Bajaj Finance partner stores near me?

You can find Bajaj Finance partner stores near you by using the official store locator available online. Enter your location details to view nearby eligible stores. You can also check partner options through Bajaj Finance digital platforms before planning your purchase.

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