Bajaj Finserv EMI Card PIN - Generation & Reset Guide

Visit our customer portal to change the four-digit PIN of your Insta EMI Card.

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How to Generate Bajaj EMI Card PIN for the First Time

To use your Bajaj Finserv EMI Network Card for purchases, generating the PIN is a mandatory first step. A secure PIN ensures safe and authorised transactions at partner stores and online platforms. Bajaj Finserv provides two simple methods for first-time PIN generation — via the customer portal or through SMS.

Method 1: Generate PIN via Bajaj Finserv Account

  1. Visit the official Bajaj Finserv website and log in using your registered mobile number and OTP.
  2. Navigate to the ‘My Cards’ or ‘EMI Network Card’ section on the dashboard.
  3. Select your active EMI card from the list displayed.
  4. Click on the option to ‘Generate PIN’ or ‘Set PIN’.
  5. Enter your preferred 4-digit PIN and confirm it.
  6. Authenticate using the OTP sent to your registered mobile number.
  7. Upon confirmation, your PIN will be successfully set for use.

Method 2: Generate PIN via SMS Service

  1. Open the messaging app on your registered mobile number.
  2. Type the SMS in the following format: PIN <space> Last 4 digits of your EMI Card.
  3. Send the message to 9227564444.
  4. You will receive an OTP on your registered mobile number.
  5. Follow the instructions provided in the SMS to set your 4-digit PIN.
  6. Enter and confirm your new PIN as per the prompt.
  7. Once completed, you will receive a confirmation message of successful PIN generation.

How to update your Insta EMI Card PIN

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How to Change Bajaj EMI Card PIN (Existing Users)

Your Insta EMI Card comes with a four-digit Personal Identification Number (PIN). You’ll be asked to set a new one when you activate your card. You’ll then need this PIN for every transaction. If you forget your PIN, or need to update it, you can reset it by visiting the service portal

  • Update your card PIN

    Update your card PIN

    • Sign-in with your registered mobile number and the OTP.
    • Verify your details with your date of birth and proceed.
    • Go to ‘Service’ and click on ‘Relations. ’
    • Select your EMI card number.
    • Click on 'Reset PIN. '
    • Enter and then re-enter your new PIN.
    • Verify the OTP sent to your mobile number.

    You can also click on the ‘Change your PIN’ option below to sign-in. Then, you can select your card from ‘Relations’ and proceed. Once you complete the process, you’ll receive a notification on your screen.

    Change your PIN

  • How to Activate Your Bajaj EMI Card Before PIN Generation

    Before you can generate a PIN, your Bajaj EMI Network Card must be activated. Here's how to activate your card:

    • Complete e-mandate registration by logging in to your Bajaj Finserv account and submitting your bank details.
    • Upload KYC documents, including PAN and address proof, as per RBI norms.
    • Pay the card activation fee (if applicable) during the onboarding process.
    • Ensure your mobile number is linked with your EMI card and is active for receiving OTPs.
    • Wait for card approval; once verified, Bajaj Finserv will send a confirmation of activation.
    • Check the activation status by logging into the Bajaj Finserv customer portal or app.
    • Once the card shows “Active” status, proceed with PIN generation using your preferred method.

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  • Check your card details

    Sign-in to the service portal with your mobile number and the OTP to view your card details.

    Sign-in

Frequently asked questions

What should I do if I tried to change my Bajaj Finserv Insta EMI Card PIN but was unsuccessful?

Your attempt to change your EMI Network Card PIN could be unsuccessful due to the following reasons:

  • Network Issues.
  • Incorrect values entered in the fields.
  • The 'New PIN' entered the second time did not match the first entry of the 'New PIN' entered

We request that you try again by following the given steps:

  1. Go to 'Relations' and select the card for which you wish to update the PIN.
  2. Click on 'Reset PIN’.
  3. Enter and then re-enter your new PIN.
  4. Enter the OTP sent to your registered mobile number and click on 'Submit'.
What are the benefits of Insta EMI Card by Bajaj Finserv?

The benefits you can enjoy with your Bajaj Finserv Insta EMI Card are: 

  • A 100% end-to-end digital process.
  • Quick and easy access to finance, with zero down payment on select products.
  • Minimal documentation required to activate the card.
  • Flexible repayment tenures and low-EMI special schemes.
  • Transact using your mobile number or your EMI card number.
  • Get all card-related details, usage, and transaction information in one place.
  • Access to 1 million+ product & services across 1.5 lakh+ partner stores in 4,000+ cities, e-commerce sites and online partners.
  • Get regular updates on exclusive offers and promotions.