What is Bajaj Finserv Insta EMI Card validity?
The Bajaj Finserv Insta EMI Card generally comes with a lifetime validity, allowing you to shop on No Cost EMI across partner stores and websites for years without renewal hassles. However, maintaining an active relationship with Bajaj Finserv and ensuring timely EMI repayments are essential to keep the card valid. Any default or account inactivity may temporarily affect the card’s usability.
How to check Bajaj Finserv Insta EMI Card expiration date
You can easily verify the expiration or validity of your Bajaj Finserv Insta EMI Card using the Bajaj Finserv App or website. Follow these steps:
Open the Bajaj Finserv App and log in with your registered mobile number.
Navigate to the ‘My Cards’ or ‘EMI Card’ section.
Select your Insta EMI Card to view detailed information.
Check the validity or expiry date displayed under card details.
You can also visit the Bajaj Finserv customer portal and check the same under ‘Account’ and go to the EMI Card section.
Steps to find your Insta EMI Card expiration date
Log in to the Bajaj Finserv App using your mobile number and OTP.
Tap on ‘My Relations’ or ‘EMI Network Card’.
Choose your Insta EMI Card to view the details.
Locate the ‘Validity’ or ‘Expiry Date’ mentioned on the card page.
Alternatively, check the physical card or email confirmation received during issuance.
How are Bajaj Finserv Insta EMI Card expiry dates determined?
The Bajaj Finserv Insta EMI Card’s validity period is linked to your credit profile and account activity. While most cards are lifetime valid, certain cards may have an expiry date determined at the time of issuance. The expiry ensures regular account review, updated documentation, and continuous creditworthiness verification for your financial safety and compliance with internal policies.
What happens after your Insta EMI Card expires?
Once your Insta EMI Card expires, it temporarily becomes inactive for making new purchases. However, your existing EMIs will continue as usual until repayment completion. To resume No Cost EMI benefits, you must renew or reactivate the card. Renewal ensures continued access to partner store offers, digital payments, and seamless EMI conversions.
Renewal process for expired Bajaj Finserv Insta EMI Card
Log in to the Bajaj Finserv App or website.
Go to ‘EMI Network Card’ section.
Check if the card shows as expired or inactive.
Click on the ‘Renew’ or ‘Reactivate’ option.
Update KYC details if required.
Pay any applicable renewal or reactivation fee.
Once approved, your card will be reactivated, and you can continue shopping on No Cost EMI.
How to check and manage Insta EMI Card details online
Open the Bajaj Finserv App and sign in with your registered number.
Go to the ‘My Relations’ section.
Tap on ‘Insta EMI Card’ to view all details.
You can check your card limit, validity, status, and usage history.
Use the same section to block, unblock, or update card details for better management and security.
How to check Bajaj Finserv EMI Network Card status
Open the Bajaj Finserv App or visit the Bajaj Finserv website.
Log in using your registered mobile number and OTP.
Navigate to ‘Relations’ and click on ‘EMI Network Card’.
The current status (Active, Blocked, or Expired) will be displayed.
For further clarification, contact Bajaj Finserv Customer Care or visit the nearest branch.
Eligibility and age limit for Insta EMI Card
Criteria |
Details |
Age Limit |
21 to 65 years |
Employment Type |
Salaried or self-employed individuals |
Credit Score |
Minimum 720 or above preferred |
Income Proof |
Stable monthly income |
Documents Required |
PAN card, Aadhaar card, and bank statement |
Eligible applicants meeting these conditions can apply online and enjoy No Cost EMI benefits with instant approval.
