Guide to Checking Insta EMI Card Validity and Expiry Date

Follow these steps to know the validity of your Bajaj Finserv EMI Network Card.
Know the validity of your Bajaj Finserv EMI Card
3 min
09-December-2024

What is Bajaj Finserv Insta EMI Card validity?

The Bajaj Finserv Insta EMI Card generally comes with a lifetime validity, allowing you to shop on No Cost EMI across partner stores and websites for years without renewal hassles. However, maintaining an active relationship with Bajaj Finserv and ensuring timely EMI repayments are essential to keep the card valid. Any default or account inactivity may temporarily affect the card’s usability.

How to check Bajaj Finserv Insta EMI Card expiration date

You can easily verify the expiration or validity of your Bajaj Finserv Insta EMI Card using the Bajaj Finserv App or website. Follow these steps:

  1. Open the Bajaj Finserv App and log in with your registered mobile number.

  2. Navigate to the ‘My Cards’ or ‘EMI Card’ section.

  3. Select your Insta EMI Card to view detailed information.

  4. Check the validity or expiry date displayed under card details.

  5. You can also visit the Bajaj Finserv customer portal and check the same under ‘Account’ and go to the EMI Card section.

Steps to find your Insta EMI Card expiration date

  1. Log in to the Bajaj Finserv App using your mobile number and OTP.

  2. Tap on ‘My Relations’ or ‘EMI Network Card’.

  3. Choose your Insta EMI Card to view the details.

  4. Locate the ‘Validity’ or ‘Expiry Date’ mentioned on the card page.

  5. Alternatively, check the physical card or email confirmation received during issuance.

How are Bajaj Finserv Insta EMI Card expiry dates determined?

The Bajaj Finserv Insta EMI Card’s validity period is linked to your credit profile and account activity. While most cards are lifetime valid, certain cards may have an expiry date determined at the time of issuance. The expiry ensures regular account review, updated documentation, and continuous creditworthiness verification for your financial safety and compliance with internal policies.

What happens after your Insta EMI Card expires?

Once your Insta EMI Card expires, it temporarily becomes inactive for making new purchases. However, your existing EMIs will continue as usual until repayment completion. To resume No Cost EMI benefits, you must renew or reactivate the card. Renewal ensures continued access to partner store offers, digital payments, and seamless EMI conversions.

Renewal process for expired Bajaj Finserv Insta EMI Card

  1. Log in to the Bajaj Finserv App or website.

  2. Go to ‘EMI Network Card’ section.

  3. Check if the card shows as expired or inactive.

  4. Click on the ‘Renew’ or ‘Reactivate’ option.

  5. Update KYC details if required.

  6. Pay any applicable renewal or reactivation fee.

  7. Once approved, your card will be reactivated, and you can continue shopping on No Cost EMI.

How to check and manage Insta EMI Card details online

  1. Open the Bajaj Finserv App and sign in with your registered number.

  2. Go to the ‘My Relations’ section.

  3. Tap on ‘Insta EMI Card’ to view all details.

  4. You can check your card limit, validity, status, and usage history.

  5. Use the same section to block, unblock, or update card details for better management and security.

How to check Bajaj Finserv EMI Network Card status

  1. Open the Bajaj Finserv App or visit the Bajaj Finserv website.

  2. Log in using your registered mobile number and OTP.

  3. Navigate to ‘Relations’ and click on ‘EMI Network Card’.

  4. The current status (Active, Blocked, or Expired) will be displayed.

  5. For further clarification, contact Bajaj Finserv Customer Care or visit the nearest branch.

Eligibility and age limit for Insta EMI Card

Criteria

Details

Age Limit

21 to 65 years

Employment Type

Salaried or self-employed individuals

Credit Score

Minimum 720 or above preferred

Income Proof

Stable monthly income

Documents Required

PAN card, Aadhaar card, and bank statement


Eligible applicants meeting these conditions can apply online and enjoy No Cost EMI benefits with instant approval.

Insta EMI Card Address Change

Renew Insta EMI Card

Insta EMI Card Number

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How do I check if my Bajaj Finserv EMI Network Card is valid?

To check your Bajaj Finserv EMI Network Card’s validity, log in to the Bajaj Finserv customer portal using your registered mobile number or email. Navigate to the "EMI Card" section, where you can view your card status, including its validity and credit limit.

Can I verify my Bajaj Finserv EMI Network Card validity online?

Yes, you can verify the validity of your Bajaj Finserv EMI Network Card online. Log in to the Bajaj Finserv customer portal or mobile app, access the "EMI Card" section, and check the card details, including expiry status, usage eligibility, and credit balance.

Why is my Bajaj Finserv EMI Network Card not working despite being valid?

Your Bajaj Finserv EMI Network Card might not work due to insufficient credit limit, inactive account status, or technical issues. Ensure your repayments are up-to-date and your account is active. For unresolved issues, contact Bajaj Finserv customer care for assistance.

What should I do if my Bajaj Finserv EMI Network Card is invalid?

If your Bajaj Finserv EMI Network Card is invalid, contact Bajaj Finserv customer support to identify the issue. You might need to clear pending dues, update your KYC details, or apply for a new card if the old one has expired.

Can I check the validity of my Bajaj Finserv EMI Network Card through the app?

Yes, you can check your card’s validity through the Bajaj Finserv app. Log in, select the "EMI Card" section, and view details like validity status, credit limit, and usage history. This feature ensures easy monitoring of your card details on the go.

Show More Show Less