2 min read
- Repay your loan on time. Don't miss a single EMI
- Clear your outstanding credit card debt in one go
- Ensure that the total repayment amount on your loans is less than 50% of your net income
- Do not hold too many credit cards
- If you are a loan guarantor, ensure that the borrower makes the repayments on time as you hold equal liability
These are a few simple but important steps that can help you maintain a good credit score.
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