Personal Loan

How do you ensure that you have a good credit score

How do you ensure that you have a good credit score?

1. Repay your loan on time. Don't miss a single EMI
2. Clear your outstanding credit card debt in one go
3. Ensure that the total repayment amount on your loans < 50% of your net income
4. Do not hold too many credit cards
5. If you are a loan guarantor, ensure that the borrower is making the repayments on time as you hold equal liability