Home loan overview
Sirohi is a town in the southern part of Rajasthan and is a popular tourist destination. The city is broken up by the Mount Abu range and connected to other parts of the state and country via rail and road.
Individuals planning to purchase a property in this city can easily do so by opting for a home loan from Bajaj Finserv. We are operational through 2 branches in Sirohi. You can also apply online.
Features and benefits of home loan in Sirohi
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Foreclosure and prepayment facilities
You can now make part payments on your housing loan or foreclose it without carrying any additional charges if you have floating interest rates.
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Easy balance transfer facility
You can avail lower home loan interest rate on home loan balance transfer with Bajaj Finserv.
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Online account management
The online customer portal of Bajaj Finserv allows its borrowers to manage their loan account effortlessly, anytime, and anywhere.
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Top-up loan facility
Bajaj Finserv offers a top-up loan facility of Rs. 1 Crore, or higher, basis eligibility to its current customers. Availing this additional fund requires no extra documentation and has no end-use restrictions.
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Minimal documents required
Securing a home loan in Sirohi with Bajaj Finserv requires only a few documents. This streamlines the loan application further.
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Longer loan repayment tenor
Now enjoy a loan repayment tenor of up to 30 years based on your affordability. You can now estimate the EMIs using a home loan calculator and choose a loan tenor accordingly.
Home Loan interest rate, fees & charges
Home loan from Bajaj Finserv comes with affordable home loan interest rates. In addition, it does not impose any hidden charges.
An affordable housing loan interest rate structure paired with income tax benefits will help you save substantially on loan repayments.
Home Loan eligibility criteria
Bajaj Finserv has simple home loan eligibility parameters allowing individuals to secure a loan easily. Here are the details:
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Age
23 to 62 years** for salaried individuals and 25 to 70 years** for self-employed individuals
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Work experience
Minimum 3 years for salaried individuals and 5 years of business continuity for self-employed individuals
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Monthly income
Depends on your city of residence
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Citizenship
All applicants should be residing citizens of India
**Maximum age considered at the time of loan maturity
Documents required for home loan
To get a home loan in Sirohi, you need to submit the following list of documents:
- KYC documents
- Address and Identity proof
- Latest salary slips or Form 16
- Bank account statement of previous 6 months
- Business proof of 5 years continuity for self-employed individuals
How to apply for a home loan?
You can apply for a housing loan in Sirohi by following the below-mentioned points:
- 1 Duly fill the application form with needed professional and personal information and enter property details
- 2 You can then book an available offer by submitting the required fee online. A company executive will then get in touch with you for additional processing
- 3 Provide the required documents for housing loans to check the authenticity of your application
