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Home Loan: Overview

Sirohi is a town in the southern part of Rajasthan and is a popular tourist destination. The city is broken up by the Mount Abu range and connected to other parts of the state and country via rail and road.

Individuals planning to purchase a property in this city can easily do so by opting for a home loan from Bajaj Finserv. We are operational through 2 branches in Sirohi. You can also apply online.

Home Loan in Sirohi: Features and Benefits

  • PMAY

    Get the benefits of PMAY

    Bajaj Finserv is now registered to extend the advantages of Pradhan Mantri Awas Yojana. Hence, you can now enjoy subsidised home loan rates in Sirohi.

  •  No prepayment or foreclosure charges

    Foreclosure and prepayment facilities

    You can now make part payments on your housing loan or foreclose it without carrying any additional charges, if you have floating interest rates.

  • Home loan balance transfer

    Easy balance transfer facility

    You can avail lower home loan interest rate on home loan balance transfer with Bajaj Finserv.

  • Online account management

    Online account management

    The online customer portal of Bajaj Finserv allows its borrowers to manage their loan account effortlessly, anytime, and anywhere.

  •  Loan of Rs.5 Crores or More

    Top-up loan facility

    Bajaj Finserv offers a top-up loan facility of Rs. 1 Crore, or higher, basis eligibility to its current customers. Availing this additional fund requires no extra documentation and has no end-use restrictions.

  • Minimum documentation

    Minimal documents required

    Securing a home loan in Sirohi with Bajaj Finserv requires only a few documents. This streamlines the loan application further.

  • Longer loan repayment tenor

    Now enjoy a loan repayment tenor of up to 30 years based on your affordability. You can now estimate the EMIs using a home loan calculator and choose a loan tenor accordingly.

Home Loan Interest Rate, Fees & Charges

Home loan from Bajaj Finserv comes with affordable home loan interest rates. In addition, it does not impose any hidden charges.

An affordable housing loan interest rate structure paired with income tax benefits will help you save substantially on loan repayments.

Home Loan Eligibility Criteria

Bajaj Finserv has simple home loan eligibility parameters allowing individuals to secure a loan easily. Here are the details:

  • Age: 23 to 62 years for salaried individuals and 25 to 70 years for self-employed individuals
  • Work experience: Minimum 3 years for salaried individuals and 5 years of business continuity for self-employed individuals
  • Monthly income: Depends on your city of residence
  • Citizenship: All applicants should be residing citizens of India

Documents Required for Home Loan

To get a home loan in Sirohi, you need to submit the following list of documents –

  • KYC documents
  • Address and Identity proof
  • Latest salary slips or Form 16
  • Bank account statement of previous 6 months
  • Business proof of 5 years continuity for self-employed individuals

How to Apply for a Home Loan?

You can apply for a housing loan in Sirohi by following the below-mentioned points –

  • Duly fill the application form with needed professional and personal information and enter property details
  • You can then book an available offer by submitting the required fee online. A company executive will then get in touch with you for additional processing
  • Provide the required documents for housing loans to check the authenticity of your application
For a hassle-free borrowing experience, meet the eligibility and keep the documents handy before applying for a home loan in Sirohi.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?