Home Loan by Bajaj Finance in Guntur

Guntur is the 3rd largest city in Andhra Pradesh. It serves as an important hub for tobacco, cotton and chilli export along with transportation, commercial and educational activities. Guntur also houses the largest chilli market yard in the whole of Asia.

Borrowers seeking a home loan in Guntur can trust Bajaj Finserv for affordable lending. Get competitive interest rates and a flexible repayment tenor against your home loan. You can either apply online or visit our branch in Guntur and avail of loan at an interest rate starting from 8.50%* p.a

Features & benefits of home loan

  • Balance transfer facility

    Balance transfer facility

    Opt for a housing loan balance transfer facility with us to get a comparatively lower home loan interest rate.

  • Top-up loans

    Top-up loans

    Address your additional financial needs with top-up loan of Rs. 1 crore*. These loans come with no end-use restrictions, so you can use them at your discretion.

  • Online application form

    Online application form

    You can now easily apply for a housing loan in Guntur through our online application form.

  • Loan up to %$$HL-max-loan-amount$$%

    Loan up to Rs. 15 Crore*

    Purchase the most appropriate property with funds worth up to Rs. 15 Crore*, basis eligibility.

  • Hassle-free account management

    Hassle-free account management

    Our online account management facility allows you to track all loan-related information from anywhere and anytime.

  • Flexible repayment tenor

    Flexible repayment tenor

    Pay off the outstanding loan over a flexible repayment tenor of 30 years. Use Bajaj Finserv’s EMI Calculator for home loan to determine the ideal loan tenor according to your repayment capability.

Home Loan Interest Rates, Fees and Charges

Invest in the right property with high-value credit and pay nominal home loan rates in Guntur with Bajaj Finserv. You can be assured of affordable home loan processing fees and other associated charges.

Calculate the EMIs on your preferred loan amount using the home loan calculator beforehand to manage your monthly outflows precisely.

Home loan eligibility criteria

Borrowers in Guntur can easily qualify for a housing loan with these simple eligibility parameters.

For salaried borrowers:

  • Nationality: Indian citizen and Non-NRI
  • Residence: Any of the places where we offer our services
  • Age**: From 23 years to 65 years**
  • Work experience: A minimum of 3 years

For self-employed borrowers:

  • Nationality: Indian citizen and Non-NRI
  • Residence: Any of the places where we offer our services
  • Age**: From 23 years to 75 years**
  • Business vintage: A minimum of 5 years

**Maximum age considered at the time of loan maturity.

Check the maximum amount you can borrow with our Home Loan Eligibility Calculator.

Documents required for home loan

To enjoy quick approval and favourable housing loan interest rate, you need to go through the documentation process smoothly. Here are the necessary documents:

  • Financial documents and income proof
  • Business proof for self-employed applicants
  • Allotment letter, sale deed with registration receipt, TAX receipt, agreement copy, etc. as essential property documents
  • Passport sized photograph
  • KYC documents like Voter card, Aadhaar card, PAN, etc.

Make sure to submit additional documents if required.

How to apply for a home loan?

The easiest steps to apply for a home loan are:

  1. 1 Fill up the online application form with your personal, employment and financial details
  2. 2 Submit online and wait for our executives to get in touch with you
  3. 3 Provide the necessary documents for verification and further processing

For a fast application approval, try to meet/ exceed the eligibility criteria. Maintain a low FOIR to express your repayment capacity.