Home loan overview

The Bharuch city in Gujarat headquarters the district administrations and is famous for its salty peanuts. Besides chemical plants, the city houses textile mills, dairy products, long staple cotton, and several multinational companies.

If you are looking for a home loan in Bharuch, trust Bajaj Finserv for competitive rates and exclusive features. We currently operate in Bharuch through one branch. Visit our branch or apply online today.

Features & benefits of home loan

  • Money in 48 hours*

    Money in 48 hours*

    We take only 48 hours* to credit the approved loan amount after the application is approved. Make sure to meet the eligibility for a quick approval.

  • Higher loan amount

    Higher loan amount

    Qualify for a higher loan quantum of Rs. 5 crore*, or higher, basis eligibility by fulfilling the eligibility parameters.

  • Easy Balance transfer facility

    Easy Balance transfer facility

    Our Home Loan Balance Transfer facility enables you to enjoy a lower home loan interest rate.

  • Flexible tenors

    Flexible tenors

    Repay your loan amount with a flexible tenor of up to 30 years. Use Bajaj Finserv’s online EMI calculator to calculate home loan EMI and determine a tenor that best suits you.

  • Top-up loans

    Top-up loans

    Get a top-up loan of Rs. 1 crore* or higher and enjoy no end-use restrictions. Utilise the loan amount to meet other financial needs.

  • Online application form

    Online application form

    Go through simplified and faster processing with an online application form. Apply for a housing loan in Bharuch from the comfort of your home.

  • Manage account online

    Manage account online

    Track your loan account and get other relevant information through our online customer portal Experia.

Home loan interest rates, fees and charges

Bajaj Finserv offers competitive home loan rates in Bharuch, starting from 8.60%* p.a. We also charge nominal home loan processing fees and other charges along with the loan amount.

Home loan eligibility criteria

Check home loan eligibility and meet the criteria appropriately to improve your approval chances. We bring easy-to-meet parameters, including:

  • The applicant must be an Indian national
  • Must be residing in one of the places where our services are available
  • Age must be within 23 to 62 years** for salaried and 25 to 70 years** for self-employed applicants
  • 3 years of work experience for salaried applicants
  • 5 years business vintage for self-employed applicants

You can determine your eligibility easily by using our Home Loan Eligibility Calculator.

**Maximum age considered at the time of loan maturity.

Documents required for housing loan

We ensure to ease the documentation process with minimum paperwork. Below are some of the documents required for a home loan:

  • Aadhaar card, PAN or any other KYC document
  • Income proof depending on the applicant’s profile
  • Business proof
  • A set of property papers
  • Passport sized photograph

Apart from the above, we may ask you to submit additional documents to validate your home loan in Bharuch.

How to apply for a home loan?

To get an affordable housing loan interest rate and attractive features, follow these simple steps to apply online:

  1. 1 Provide the necessary details on the online application form
  2. 2 Wait for our executives to contact you
  3. 3 Submit all valid and updated documents as needed to complete the process

Alternatively, you can also visit our branch to apply for a home loan in Bharuch.