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Gold Loan FAQs

Frequently Asked Questions

Why should I avail of a gold loan from Bajaj Finserv?

Here are some of the reasons that make Bajaj Finserv Gold Loans the preferred choice of customers today:

•  No hidden charges
•  Attractive interest rates
•  Flexible repayment options
•  No part-prepayment charges
•  Part release facility
•  No charges for gold security
•  Doorstep processing

How secure will my gold be?

Your gold ornaments are very secure with Bajaj Finserv. We have closed-circuit television (CCTV) cameras and motion detectors installed at all our branches to ensure the highest security for your gold.

What if gold is stolen from your branch?

Your gold is insured against loss. In case of theft, the full value of your gold will get reimbursed basis the prevailing gold price, as per the recorded weight and carat.

What is the mode of disbursement for the loan?

The usual modes of disbursement are cash or IMPS/NEFT/RTGS.

Which documents do I need to carry with me when I visit the branch?

You only need to carry your basic KYC documents – mainly your address proof and any standard identity proof.

What if I choose to continue my loan after one year?

You have the option to renew your loan post completion of a year.

Can I close my loan in two part-payments?

Yes, you may close your Bajaj Finserv Gold Loan in two part-payments.

Will I have the option of part payment if I opt for the interest repayment scheme?

Yes, you may make a part-payment at any point of the loan tenor.

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