Gold Loan FAQs

• Transparency
• Low interest rates
• Flexibility in repayment
• No part payment charges, no foreclosure changes
• Part release facility
• No charges for gold security

We have a CCTV, gold vault and motion detector installed in all branches to ensure the highest safety for your gold ornaments.

Our gold is insured. In case of loss of your gold due to theft, the full value of your gold will get reimbursed to you basis the current gold price prevailing, as per recorded weight and carat.

• Cash
• Direct debit mandate / ECS

• Address proof
• Identity proof
• If you want your EMI / interest to be directly deducted from banks then one cancelled cheque.

Yes, you have the option to renew your loan post 1 year.

You may choose the EMI repayment option. Through this, your monthly principle will reduce and interest is applicable on reducing basis so you will get an interest benefit by choosing this option.

You may make a part payment whenever you choose to.

• Through Gold Loan WOW process, customer does not have to travel to branch.
• Door step service will be provided to customer which is first in industry, Bajaj Finserv team will travel to customer residence to process the loan
• From gold testing to loan processing, all things will be carried out at branch.
• Minimum 2 lakh loan amount will be required to avail this process, payment instruction will be given immediately after processing loan at customer place.
• To release the gold customer will have to travel to branch.