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Gold Loan FAQs

Frequently Asked Questions

Why should I avail of a Gold Loan from Bajaj Finserv?

• Transparency
• Low interest rates
• Flexibility in repayment
• No part payment charges, no foreclosure changes
• Part release facility
• No charges for gold security

How secure will my gold be?

We have a CCTV, gold vault and motion detector installed in all branches to ensure the highest safety for your gold ornaments.

What if gold is stolen from your branch?

Our gold is insured. In case of loss of your gold due to theft, the full value of your gold will get reimbursed to you basis the current gold price prevailing, as per recorded weight and carat.

Which documents do I need to carry with me?

• Address proof
• Identity proof
• If you want your EMI / interest to be directly deducted from banks then one cancelled cheque.

What if I choose to continue my loan after one year?

Yes, you have the option to renew your loan post 1 year.

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