Bajaj Finance in your city
Ludhiana is a crucial industrial pocket in the north Indian state of Punjab. The city is well-known for its bicycle and hosiery industries. It provides ample job opportunities to migrants from all over India in its various sectors. It is often called the ‘Indian Manchester’, and earning money in Ludhiana can help you save and embark on a fruitful investment journey. Tools like stocks and mutual funds promise growth but are affected by market volatility. Opt for Bajaj Finance Fixed Deposit in Ludhiana for high-interest rates and fixed returns.
Invest online from the comfort of your home or visit any of our branches.
Features and benefits of fixed deposit
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Bajaj Finance is one of the safest investment options offering attractive FD rates without any effect of market fluctuations.
Assured returns up to 8.50%*p.a.
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Get started on your investment journey with an amount of just Rs. 15,000 and make your savings grow.
Small deposit amount
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Invest online
Invest in a 100% end-to-end online process.
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Loan against FD facility
Get an easy loan against your FD up to 75% of the FD amount to fund your emergency liquidity requirements.
Grow your savings with a fixed deposit in Ludhiana
Investing in a Bajaj Finance FD helps you grow your corpus safely as your funds are backed by CRISIL AAA/STABLE and [ICRA]AAA(Stable) rating. These stability ratings are the highest in their respective categories. You can reliably grow your wealth at an interest rate of up to 8.50%* with the Bajaj Finance Fixed Deposit over a flexible tenor of 12 to 60 months.
You can choose to invest online from the comfort of your home with our end-to-end online process. You can choose to renew your deposit to stay invested for longer, seamlessly, and with minimal effort on your part.
* Conditions Apply
Fixed deposit rates in Ludhiana
Individuals looking for fixed deposits in Ludhiana can earn attractive interest rates. By investing in this FD, you can ensure the highest safety of your deposit with no effect of prevalent market volatilities.
The annual rate of interest is valid for deposits from Rs. 15,000 up to Rs. 5 crore (03 Apr, 2024) |
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Tenor in months |
12 – 23 |
24 – 35 |
36 – 60 |
Cumulative |
7.40% |
7.35% |
8.05% |
Monthly |
7.16% |
7.11% |
7.77% |
Quarterly |
7.20% |
7.16% |
7.82% |
Half-yearly |
7.27% |
7.22% |
7.89% |
Annual |
7.40% |
7.35% |
8.05% |
Special FD interest rates for cumulative deposits
Tenor in months |
15 |
18 |
22 |
30 |
33 |
44 |
At Maturity |
7.45% |
7.80% |
7.90% |
7.45% |
8.10% |
8.25% |
Special FD interest rates for non-cumulative deposits
Tenor in months |
15 |
18 |
22 |
30 |
33 |
44 |
Monthly |
7.21% |
7.53% |
7.63% |
7.21% |
7.81% |
7.95% |
Quarterly |
7.25% |
7.58% |
7.68% |
7.25% |
7.87% |
8.01% |
Half Yearly |
7.32% |
7.65% |
7.75% |
7.32% |
7.94% |
8.09% |
Annual |
7.45% |
7.80% |
7.90% |
7.45% |
8.10% |
8.25% |
Rate benefits basis customer category (03 Apr, 2024)
- Additional rate benefits up to 0.25% p.a. for senior citizens
Frequently asked questions
FDs are accessible in Ludhiana from various banks and NBFCs; nevertheless, choosing the best interest rate is crucial.
Bajaj Finance Deposits provide fixed deposit interest rates of up to 8.50%* You may start investing and grow your money with as little as Rs. 15,000. The Bajaj Finance FD has CRISIL's highest credit rating of FAAA and ICRA's highest credit rating of MAAA, making it a safe investment option with on-time payments and no defaults.
*Conditions Apply
The returns from investing in Bajaj Finance Fixed Deposit are safe and immune from all market fluctuations. Irrespective of the market conditions, investors can earn higher returns on FD with an interest rate of up to 8.50%* If you plan to invest in a fixed deposit for five years, use the Fixed Deposit Interest calculator to determine the money you will receive at maturity.
*Conditions Apply
A fixed deposit is an investment instrument offered by various banks and NBFCs. It helps you safely grow your money over a fixed tenor and at a fixed interest rate.
No. You cannot add or invest more money in an ongoing fixed deposit account. However, you can open a new fixed deposit account at the FD interest rate applicable at that moment.
With Bajaj Finance Fixed Deposit, you can open an FD for as low as Rs. 15,000. You can earn up to 8.50%* for a period ranging between 12 to 60 months.
*Conditions Apply
You can use an FD interest calculator to know the interest you can earn by investing Rs. 1 Lakh in a fixed deposit. You can choose the tenor you want to invest in and the amount and the payout option. The FD calculator will calculate your interest and the maturity amount.
