Features and benefits

  • Loan up to %$$BOL-Loan-Amount$$%

    Loan up to Rs. 50 lakh

    Get loan approval without pledging assets as security and ensure optimal cash flow.

  • Flexi advantage

    Flexi advantage

    Choose the Flexi facility to borrow from your sanction at any time and pay interest only on the amount you use.

  • Special deals

    Special deals

    Expedite loan processing and access special benefits when you apply using our pre-approved offers.

  • Long tenor

    Long tenor

    Choose a repayment duration from 12 months to 96 months to keep your EMIs reasonable.

  • Cost-effective repayment

    Cost-effective repayment

    Our competitive interest rates help you repay affordably. Plan your repayment using our Business Loan EMI Calculator.

As a dealer or business person running a franchise, you need capital to ensure smooth operations. Get financing on easy terms with the dealer finance offered by Bajaj Finserv. With this instrument, you can access ample funds and a flexible tenor to ensure that repayment remains optimal. Thanks to relaxed eligibility criteria and minimum requirements for documentation, you can get swift loan approval in just 48 hours*.

To manage cash flow more easily, choose the Flexi facility. This allows you to reduce your EMIs up to 45%* by paying only interest as EMIs during the initial tenor.

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Eligibility criteria and documents required

Availing of dealer financing is easy since you only have to meet our simple criteria:

  • Age


    24 years to 70 years.
    (* Age should be 70 years at the time of Loan Maturity)

  • Nationality


    Resident Indian citizen

  • Work status

    Work status


  • Business vintage

    Business vintage

    Minimum 3 years

  • Credit Score

    Credit Score

    685 or higher

These are the documents you need to submit:

  • KYC documents
  • Proof of business ownership
  • Other financial documents

Interest rate and fees applicable

To ensure that you’re well informed about the different fees and charges applicable, take a look at the following table:

Fee type

Charge applicable

Rate of interest

9.75% - 25% p.a.

Processing fees

Up to 2.95% of the loan amount (Inclusive of Applicable Taxes)

Bounce charges

Rs. 1,500

Penal interest

Delay in payment of Monthly instalment shall attract penal interest at the rate of 3.50% per month on the Monthly Instalment outstanding, from the respective due date until the date of receipt of Monthly Instalment.

Document processing charges

Rs. 2,360 (Inclusive of applicable taxes)

Outstation collection charges

Not applicable

Document/ statement charges

Download loan documents at no additional cost by logging into the customer portal – Experia.

You can also get a physical copy of your documents from any of our branches at a charge of Rs. 50 (inclusive of taxes) per statement/ letter/ certificate.

How to apply for dealer finance

The process to apply for our dealer finance loan is simple, easy, and can be done online. Here is a step-by-step guide.

  1. 1 Click on ‘APPLY ONLINE’ to open the application form
  2. 2 Enter your basic personal and business details
  3. 3 Upload your bank statements for the last 6 months
  4. 4 Get a call from our representative who will guide you on further steps

Once approved, you will get access to funds in just 48 hours*.

*Conditions apply