Features and benefits

  • Loan up to %$$BOL-Loan-Amount$$%

    Loan up to Rs. 45 lakh

    Get loan approval without pledging assets as security and ensure optimal cash flow.

  • Flexi advantage

    Flexi advantage

    Choose the Flexi facility to borrow from your sanction at any time and pay interest only on the amount you use.

  • Special deals

    Special deals

    Expedite loan processing and access special benefits when you apply using our pre-approved offers.

  • Long tenor

    Long tenor

    Choose a repayment duration from 12 months to 84 months months to keep your EMIs reasonable.

  • Cost-effective repayment

    Cost-effective repayment

    Our competitive interest rates help you repay affordably. Plan your repayment using our Business Loan EMI Calculator.

As a dealer or business person running a franchise, you need capital to ensure smooth operations. Get financing on easy terms with the dealer finance offered by Bajaj Finserv. With this instrument, you can access ample funds and a flexible tenor to ensure that repayment remains optimal. Thanks to relaxed eligibility criteria and minimum requirements for documentation, you can get swift loan approval in just 24 hours*. 

To manage cash flow more easily, choose the Flexi facility. This allows you to reduce your EMIs up to 45%* by paying only interest as EMIs during the initial tenor.

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Eligibility criteria and documents required

Availing of dealer financing is easy since you only have to meet our simple criteria:

  • Age

    Age

    24 to 72 years
    *Age should be 72 at the time of loan maturity

  • Nationality

    Nationality

    Resident Indian citizen

  • Work status

    Work status

    Self-employed

  • Business vintage

    Business vintage

    Minimum 3 years

  • Credit Score

    Credit Score

    685 or higher

These are the documents you need to submit:

  • KYC documents
  • Proof of business ownership
  • Other financial documents

Interest rate and fees applicable

To ensure that you’re well informed about the different fees and charges applicable, take a look at the following table:

Fee type

Charge applicable

Rate of interest

17% p.a. and onwards

Processing fees

Up to 2.36% of the loan amount (plus taxes)

Bounce charges

Up to Rs. 2,000 (Inclusive of taxes)

Penal interest

2% per month

Document processing charges

Rs. 2,360 (plus taxes)

Outstation collection charges

Not applicable
Document/statement charges

Download loan documents at no additional cost by logging into the customer portal – Experia.

You can also get a physical copy of your documents from any of our branches at a charge of Rs. 50 (inclusive of taxes) per statement/letter/certificate.

How to apply for dealer finance

The process to apply for our dealer finance loan is simple, easy, and can be done online. Here is a step-by-step guide.

  1. 1 Click on ‘APPLY ONLINE’ to open the application form
  2. 2 Enter your basic personal and business details
  3. 3 Upload your bank statements for the last 6 months
  4. 4 Get a call from our representative who will guide you on further steps

Once approved, you will get access to funds in just 24 hours*.

*Conditions apply

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