Features and benefits

  • Quick approval

    Quick approval

    Apply for a cash credit loan to get funds within 48 hours* of approval with simple eligibility and minimum documents required.

  • Online loan account management

    Online loan account management

    Track your loan and access all the other information through our dedicated customer portal – My Account.

  • High-value working capital

    High-value working capital

    Receive a high-value capital of up to Rs. 80 lakh after meeting the eligibility criteria without pledging any asset.

  • Flexi loan

    Flexi loan

    Withdraw as per your need from the approved limit and pay interest only on the funds withdrawn with the Flexi Loan facility.

Bajaj Finance provides cash credit loans with minimum documentation. However, you need to produce certain documents like address proof, identity proof, business ownership, and financial documents. Make sure to know all about the required documents and keep them handy while applying for a loan. Additionally, we provide 100% transparent terms and conditions to avoid having to worry about any hidden charges.

Read More Read Less

Eligibility criteria and documents required

Business owners can meet these simple eligibility criteria to avail of a working capital loan from Bajaj Finance:

  • Citizenship


    Indian resident

  • Business vintage

    Business vintage

    At least 3 years

  • CIBIL Score

    CIBIL Score

    Check your CIBIL Score for FREE

    685 or more

  • Age


    24 years to 80 years*

    (*age should be 80 years at loan maturity)

Interest rate and charges

A cash credit loan comes with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.

Frequently asked questions

What is a cash credit (CC) loan?

A cash credit loan is a type of short-term working capital loan that allows you to withdraw funds from a pre-approved limit as per your business needs.

What is an example of CC loan?

An example of a cc loan is a Flexi Term Loan from Bajaj Finance, which lets you pay interest only on the amount withdrawn and part-prepay at no extra cost.

What is CC loan limit?

The CC loan limit depends on your eligibility and creditworthiness. Bajaj Finance offers CC loans of up to Rs. 80 lakh.

What is CC loan interest rate?

The CC loan interest rate varies depending on various factors such as your credit score, business vintage, income, etc. Bajaj Finance provides competitive interest rates and no hidden charges on CC loans.

Who is eligible for CC limit?

To be eligible for a CC limit from Bajaj Finance, you need to follow the below given criteria:

  • Indian citizen.
  • Aged between 24 years to 80 years.
  • Business vintage of at least 3 years.
  • CIBIL Score of 685 or more.

Show More Show Less