Features and benefits
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Quick approval
Apply for a cash credit loan to get funds within 48 hours* of approval with simple eligibility and minimum documents required.
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Online loan account management
Track your loan and access all the other information through our dedicated customer portal – My Account.
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High-value working capital
Receive a high-value capital of up to Rs. 80 lakh after meeting the eligibility criteria without pledging any asset.
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Flexi loan
Withdraw as per your need from the approved limit and pay interest only on the funds withdrawn with the Flexi Loan facility.
Bajaj Finance provides cash credit loans with minimum documentation. However, you need to produce certain documents like address proof, identity proof, business ownership, and financial documents. Make sure to know all about the required documents and keep them handy while applying for a loan. Additionally, we provide 100% transparent terms and conditions to avoid having to worry about any hidden charges.
Eligibility criteria and documents required
Business owners can meet these simple eligibility criteria to avail of a working capital loan from Bajaj Finance:
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Citizenship
Indian resident
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Business vintage
At least 3 years
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CIBIL Score
Check your CIBIL Score for FREE685 or more
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Age
24 years to 80 years*
(*age should be 80 years at loan maturity)
Interest rate and charges
A cash credit loan comes with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.
Frequently asked questions
A cash credit loan is a type of short-term working capital loan that allows you to withdraw funds from a pre-approved limit as per your business needs.
An example of a cc loan is a Flexi Term Loan from Bajaj Finance, which lets you pay interest only on the amount withdrawn and part-prepay at no extra cost.
The CC loan limit depends on your eligibility and creditworthiness. Bajaj Finance offers CC loans of up to Rs. 80 lakh.
The CC loan interest rate varies depending on various factors such as your credit score, business vintage, income, etc. Bajaj Finance provides competitive interest rates and no hidden charges on CC loans.
To be eligible for a CC limit from Bajaj Finance, you need to follow the below given criteria:
- Indian citizen.
- Aged between 24 years to 80 years.
- Business vintage of at least 3 years.
- CIBIL Score of 685 or more.
