Features and benefits

  • Quick approval

    Quick approval

    Apply for a cash credit loan to get funds within 24 hours* of approval with simple eligibility and minimum documents required.

  • Online loan account management

    Online loan account management

    Track your loan and access all the other information through our dedicated customer portal – My Account.

  • High-value working capital

    High-value working capital

    Receive a high-value capital of up to Rs. 50 lakh after meeting the eligibility criteria without pledging any asset.

  • Flexi loan

    Flexi loan

    Withdraw as per your need from the approved limit and pay interest only on the funds withdrawn with the Flexi loan facility.

Bajaj Finserv provides cash credit loans with minimum documentation. However, you need to produce certain documents like address proof, identity proof, business ownership, and financial documents. Make sure to know all about the required documents and keep them handy while applying for a loan. Additionally, we provide 100% transparent terms and conditions to avoid having to worry about any hidden charges.

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Eligibility criteria and documents required

Business owners can meet these simple eligibility criteria to avail of a working capital loan from Bajaj Finserv:

  • Citizenship


    Indian resident

  • Business vintage

    Business vintage

    At least 3 years

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 or more

  • Age


    24 years to 70 years*

    (*Age should be 70 years at loan maturity)

Interest rate and charges

A cash credit loan comes with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.