Owning luxury products can pinch your pocket. Well, here is some good news: buying luxury products on EMI (Equated Monthly Instalments) can make your dreams a reality. With the option to spread the cost over a period of time, EMI offers an affordable way to indulge in the world of luxury. From designer furniture to premium electronics, smart wearables to luxurious home decor, dream of everything that you ever wished for. Take advantage of the Bajaj Finserv Insta EMI Card and buy yourself the finer things in life without compromising your budget or financial stability.
All about the unique Insta EMI Card
The Bajaj Finserv Insta EMI Card is a payment card that allows you to shop for 1 million+ products from 1.5 lakh+ partner stores. You can shop for all the luxury items using this digital card which provides a pre-qualified card loan limit of up to Rs. 3 lakh. What sets it apart from traditional credit cards is that you do not need a credit card to avail of its benefits. This means you can still enjoy the perks of shopping on EMI without paying any hefty interest on EMIs.
Buy products on EMIs in any city
Using the digital card, you can shop at retail stores like Croma, Vijay Sales, Reliance Digital, Home Centre, Sargam Electronics and many local stores in your city. The Bajaj Finserv EMI Network is huge and literally in every significant and small city. It has more than 1.5 lakh+ partner stores across 4,000+ cities. Across all these online and offline stores, you could access top luxury brands and fulfil your desires without worrying much about the cost.
Buy items on EMIs on leading e-commerce platforms
If you like shopping online, use the Insta EMI Card for your purchases on leading e-commerce sites like Amazon, Flipkart, and Bajaj Mall among others, and enjoy the same benefits of Easy EMI and the exclusive offers. Similar to offline shopping, you can choose a flexible repayment tenure of 1 month to 60 months and repay in affordable EMIs.
Eligibility criteria for getting Insta EMI Card for luxury shopping
Eligibility for obtaining the Bajaj Finserv Insta EMI Card is very simple. Here are the following parameters that you need to meet, to be eligible to get the Insta EMI Card.
- You should be an Indian citizen
- You must be between 21 years to 65 years
- You must have a regular source of income
- Your credit score should be per Bajaj Finserv risk policies
You also need the following documents handy, during the application process.
- PAN card
- Aadhaar card number for KYC confirmation
- Address proof
- Bank account number and IFSC code for e-mandate registration
Meeting these criteria facilitates a smooth application process for the Insta EMI Card.
Check documents required for the Insta EMI Card
Here is how you can get the Insta EMI Card
Step 1: Enter your 10-digit mobile number and verify the OTP sent to your phone
Step 2: Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code
Step 3: Select your employment type and gender
Step 4: Click on submit to know your card limit
Step 5: Verify your KYC using your Aadhaar card or DigiLocker
Step 6: Post successful KYC, pay a one-time joining fee of Rs. 530/- + (inclusive of applicable taxes)
Step 7: Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process
Step 8: After successful e-mandate registration, your card is ready to use
Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.
Owning luxury products and indulging in a lavish lifestyle is no longer limited to a privileged few. With the Bajaj Finserv Insta EMI Card, you can fulfil your desires and enjoy low-interest EMIs without the need for a credit card. The convenient application process and a wide network of partner merchants make it easier than ever to afford luxury.
