Borrow as you need, repay as you can - Loan up to Rs. 30 lakh | Only 2 documents required. Think It. Done


Working Capital Loan : Features and Benefits

Working Capital loans are usually taken to finance the shorten term financial burden of the organization. Some unique benefits of taking a Working Capital Loan from Bajaj Finserv are:

  • Loans up to ₹ 30 lakh

    Bajaj Finserv offers working capital loans of up to ₹ 30 lakh to help companies continue running their business without any financial roadblocks.

  • Unsecured Working Capital Loan

    No need for a guarantor or any collateral to avail a Working Capital Loan from Bajaj Finserv. Transparent policies with no hidden clauses.

  • Flexi Loan Facility

    A unique and innovative offering that allows you to manage your cash flows in a smarter and more effective manner. Flexi loan facility available of up to Rs. 30 lakh.

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  • Pre-approved offers

    Pre-approved offers

    On a regular basis, we keep coming up with pre-approved working capital loan schemes which may include a top-up loan or discount in interest rates. We will keep you informed about the same.

  • Online access

    On availing a loan for working capital from Bajaj Finserv, you will get online account access to all your loan related information.

Eligibility Criteria

The following entities are eligible for an unsecured working capital loan from Bajaj Finserv:

  • Limited or Private Limited Company

  • Partnership or Proprietorship Firm

  • Chartered Accountant / Self Employed Professional

Documents required

  • KYC documents

  • Business Vintage of 3 Years

  • Business proof: Certificate of practice

  • Bank Account statement of last month

Fees & Charges

We have an in-house business loan calculator to help you check your loan interest rate. The other charges are:

  • Processing fees
  • 2% of the loan amount will be deducted at the time of disbursal of approved loan amount
  • EMI bounce charges
  • Rs.1000 will be charged in the subsequent month for every bounce
  • Penal interest
  • 2.00% p.m. overdue charges will be levied basis 360 days per year
  • Foreclosure Charges
  • 4% plus applicable taxes on the current principal outstanding
  • Part prepayment charges
  • 2% plus applicable taxes on part payment amount paid

The part payment made should be more than 1 EMI. There are no part payment charges for flexi accounts.

How to Apply

  • 1


    If you’re looking for some working capital to finance your business or for business expansion, apply now for a Working Capital Loan online with Bajaj Finserv.

  • 2


    If you want us to get back to you, just SMS BL to 9773633633.

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