Features of fixed deposit
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Get secured returns up to 7.30%*
Manage your savings and earn higher returns on your investment.
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Flexible tenors up to 60 months
Get higher returns on your investments by staying invested for longer.
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Deposits starting just Rs. 15,000
Start investing with a small amount and grow your savings with our fixed deposits.
A fixed deposit is a savings option that helps you earn interest on savings invested with a financial institute of your choice. You can choose to get returns periodically or at maturity. The rate of interest earned is higher than money kept in savings accounts.
With Bajaj Finance, you get attractive FD interest rates of up to 7.30%*, along with the convenience of investing from the comfort of your home with an end-to-end paperless investment process.
With market volatilities and unprecedented market movements, investing in a fixed deposit is the best way to safeguard your savings. Bajaj Finance provides investors with the dual benefit of the safety of deposit, as well as attractive returns owing to the high FD interest rates.
* Conditions Apply
Fixed deposit interest rates
The annual rate of interest is valid for deposits Rs. 15,000 up to Rs. 3 crore (w.e.f 11 June, 2025) |
|||
Tenor in months |
12 – 23 |
24 – 35 |
36-60 |
Cumulative |
7.40% |
7.35% |
8.05% |
Monthly |
7.16% |
7.11% |
7.77% |
Quarterly |
7.20% |
7.16% |
7.82% |
Half-yearly |
7.27% |
7.22% |
7.89% |
Annual |
7.40% |
7.35% |
8.05% |
Special FD interest rates for cumulative deposits
Tenor in months |
15 |
18 |
22 |
30 |
33 |
44 |
At Maturity |
7.45% |
6.75% |
6.75% |
7.45% |
6.95% |
6.95% |
Special FD interest rates for non-cumulative deposits
Tenor in months |
15 |
18 |
22 |
30 |
33 |
44 |
Monthly |
7.21% |
6.55% |
6.55% |
7.21% |
6.74% |
6.74% |
Quarterly |
7.25% |
6.59% |
6.59% |
7.25% |
6.78% |
6.78% |
Half Yearly |
7.32% |
6.64% |
6.64% |
7.32% |
6.83% |
6.83% |
Annual |
7.45% |
6.75% |
6.75% |
7.45% |
6.95% |
6.95% |
Rate benefits basis customer category (w.e.f 11 June, 2025)
- Additional rate benefit up to %$$FDscFDextrarate$$% for senior citizens
Frequently asked questions
You can start saving with just Rs. 15,000 in a Bajaj Finance Fixed Deposit or start saving with just Rs. 5,000 per month in a Systematic Deposit Plan.
No. Since you have locked in your money with us at a specific rate, you will continue to receive that rate till maturity.
Yes, you can withdraw from your fixed deposit after a minimum lock-in period of 3 months. However, this may lead to loss of interest, which can be avoided by taking a loan against a fixed deposit at nominal interest rates.
The Bajaj Finance Fixed Deposit offers a host of benefits, such as:
- The minimum deposit amount is Rs. 15,000
- Rated FAAA/ Stable by CRISIL and MAAA/ Stable by ICRA, which means the highest safety of your money
- Attractive rate of interest for your money to grow periodically.
- Choose an investment tenor from 12 to 60 months
- Branch presence across over 1,000 locations in India
- Access to all product details on our customer portal – My Account
- The flexibility of payment options through electronic or physical modes
- Special rates for senior citizens, existing customers and group employees
