Published Apr 16, 2026 · 4 Min Read

Summer sales in 2026 offer a fantastic opportunity to upgrade your home with the latest cooling technology and smartphones. You can find substantial price drops on energy-efficient air conditioners and spacious refrigerators that keep your food fresh during the heat. Leading brands provide exciting offers on 5G mobile phones, ensuring you stay connected with high-speed performance. 

 
When you shop for these essentials, the Bajaj Finserv Insta EMI Card simplifies your experience. It allows you to convert your high-value purchases into Easy EMIs, making premium products affordable without a large upfront payment.

Overview of summer sales in 2026

Summer sales in 2026 bring a refreshing wave of discounts across various categories, specifically focusing on seasonal necessities. Major retailers host events like the Summer Cool Sale and Big Saving Days to help consumers tackle the rising temperatures. You will find massive price reductions on inverter ACs, desert coolers, and multi-door refrigerators. These sales also feature exclusive launches for the latest mobile phone models and tech gadgets. With doorstep delivery and exchange benefits, these events ensure a convenient shopping experience for households across India looking to improve their comfort and lifestyle.

Top offers and deals during summer sales in 2026

The summer season features a plethora of promotions designed to provide maximum value on your electronics and appliance purchases. These deals allow you to save significantly while buying top-tier brands.

  • Access up to 50 per cent off on the latest 5G smartphones from premium international brands.
  • Avail of exchange bonuses up to Rs. 8,000 when you trade in your old refrigerator for a new 5 Star model.
  • Enjoy flat discounts of up to Rs. 15,000 on 1.5-ton split air conditioners with smart cooling features.
  • Benefit from zero down payment offers on select kitchen appliances and air coolers.
  • Receive complimentary installation services and extended warranties on large appliances purchased during the sale period.

Category-wise deals during summer sales in 2026

Shoppers can explore structured discounts across different product segments to find the best value. Each category offers unique benefits tailored to enhance your summer living experience.
 

CategoryTypical discountKey benefit
Air conditionersUp to 45% offRapid cooling with lower electricity bills
RefrigeratorsUp to 40% offAdvanced frost-free technology for better storage
Mobile phonesUp to 35% offHigh-speed 5G connectivity and superior cameras
Air coolersUp to 30% offPortable and eco-friendly cooling for any room

List of products on EMIs with offers and deals during summer sales (2026)

Take a look at the top-selling products available this summer with attractive payment plans. These options ensure you bring home high-quality electronics while staying within your monthly budget.
 

Product nameKey featuresAvailable offers and dealsPrice
Samsung 183-litre fridge3 Star, direct coolZero down payment optionRs. 15,990
Voltas 1.3-ton AC3 Star, 4-in-1 convertibleFlat Rs. 2,000 bank discountRs. 27,490
Godrej 1.5-ton AC3 Star, inverter splitFree standard installationRs. 27,990
Daikin 1.5-ton AC3 Star, premium seriesEasy EMIs for 12 monthsRs. 35,490
Vivo V40 (5G)8GB RAM, 50MP cameraExchange bonus of Rs. 3,000Rs. 35,990

Disclaimer: Product features, availability, offers, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a digital tool that provides a pre-approved card loan offer of up to Rs. 3 lakh. You can use this card to shop at over 1.5 lakh partner stores across 4,000 cities in India. It allows you to split the cost of your purchases into Easy EMIs with flexible repayment tenures ranging from 3 to 60 months. The card eliminates the need for physical documentation at the time of purchase, offering a seamless checkout. It empowers you to afford high-end products without straining your monthly finances.

 
Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred product easily and affordably.

How to shop for products on Easy EMIs during summer sales

Shopping for your favourite gadgets on instalments is a straightforward process that you can complete within minutes. Follow these steps to enjoy the best summer deals using your card.

  • Visit a partner retail outlet or a major online platform and select the product you wish to purchase.
  • Inform the store representative or select the payment option to use your Insta EMI Card for the transaction.
  • Choose a repayment tenure that matches your financial comfort and monthly income level.
  • Provide your card details and enter the One Time Password received on your registered mobile number for authentication.
  • Complete the verification process to successfully place your order and start your monthly instalments from the next month.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 
Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 
Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
      

Also read: How to apply for the Insta EMI Card
 

Explore more:

EMI full formBNPLPOS full form

Frequently asked questions

What is the best sale to buy electronics in India in summer 2026?

The Amazon Great Summer Sale and Flipkart Big Saving Days in May 2026 are excellent times to buy electronics. Croma also hosts the Summer Cool Sale in April, providing heavy discounts on ACs and fridges. These events feature significant price drops and exclusive bank offers for Indian consumers.

Which products can I buy on EMIs during summer sales?

You can buy a wide range of products on EMIs, including smartphones, air conditioners, refrigerators, and washing machines. Most electronics priced above Rs. 5,000 are eligible for instalment plans. This includes top brands like Samsung, LG, and Voltas, making high-value technology very accessible for every household.

How to get the best deals on ACs and refrigerators this summer in India?

To get the best deals, shop during early-bird sale periods like the Holi Sale in March or the Summer Tech Sale in May. Use your Insta EMI Card to access zero down payment offers and additional cashbacks. Comparing prices across different partner stores also helps you find the lowest rates.

Can I use the Insta EMI Card for all products during summer sales?

You can use the Bajaj Finserv Insta EMI Card for most electronic items and home appliances that meet the minimum invoice value of Rs. 5,000. It is accepted at numerous offline and online partner stores. Always check for the specific EMI symbol or consult the store executive before you finalise your purchase.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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