Vijay Sales AC: Buy an Air Conditioner on EMI Using the Insta EMI Card

In summary

You can buy an air conditioner at Vijay Sales from brands such as Daikin, LG, Voltas, and Hitachi, with prices starting at Rs. 29,990. Use the Bajaj Finance Insta EMI Card to bring one home on Easy EMIs.

Here is what you should know before you buy:

• Ten models are listed below, ranging from Rs. 29,990 to Rs. 41,990
• Most models feature inverter technology with 3 Star to 5 Star energy ratings
• A card loan offer of up to Rs. 3 lakh lets you buy your AC and other appliances on Easy EMIs
• Repayment tenures across 3 to 60 months to match your monthly budget

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for your preferred air conditioner the same day.

What should I know about shopping for an air conditioner at Vijay Sales?

Imagine beating the summer heat with a brand-new air conditioner without feeling the pinch on your wallet. Shopping for an air conditioner can be a significant investment, but Vijay Sales makes it affordable and convenient. With the Bajaj Finance Insta EMI Card, you can purchase your desired air conditioner across Easy EMIs.

Vijay Sales offers a diverse selection of air conditioners from established brands, catering to different needs and budgets. Whether you are looking for a split AC, window AC, or an inverter AC, Vijay Sales has options to suit your requirements.

Shopping at Vijay Sales means access to competitive prices, ensuring you get value for your money. The retailer frequently provides discounts and offers, and seasonal sales can help you save further while purchasing quality products.

What are the top features and specifications of an AC on EMI?

Choosing the right AC comes down to understanding a few core features before you buy. Here is what to look out for across the models available at Vijay Sales:

• Inverter technology: Most models use inverter compressors, which adjust cooling output based on real-time need, delivering lower electricity consumption than fixed-speed alternatives
• Star rating and energy efficiency: Options range from 3 Star to 5 Star, with higher-rated models consuming less electricity, though at a higher upfront cost
• Convertible cooling modes: Several models offer 5-in-1 to 7-in-1 convertible modes, letting you adjust cooling capacity based on the season to save energy
• Tonnage options: Models range from 1 ton to 1.5 ton, so choose based on your room size to ensure efficient cooling

Here is a closer look at the typical specifications across models available at Vijay Sales:

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

What is the list of popular air conditioners available at Vijay Sales on EMIs?

The table below outlines some of the best AC options currently available at Vijay Sales stores.

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

What financing options do I have to buy an air conditioner at Vijay Sales?

If you have shortlisted your preferred AC, you do not need to pay the full amount upfront. The Bajaj Finance Insta EMI Card lets you convert your purchase into Easy EMIs, so the cost fits comfortably into your monthly budget.

• Card loan offer of up to Rs. 3 lakh to fund your AC purchase
• Repayment tenure across 3 to 60 months, so you can choose what works for you
• Accepted at 1.5 lakh partner stores across 4,000 cities in India, including Vijay Sales
• Zero down payment available on select products during festive season offers

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record, as well as to new applicants who clear KYC and eligibility checks. You can use it to convert your air conditioner purchase into Easy EMIs, at a one-time joining fee of Rs. 530 and zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred air conditioner easily and affordably.

How do I apply for a Bajaj Finance Insta EMI Card?

Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page
2. Enter the OTP and submit
3. Enter your full name and click on 'Yes, Auto-Fetch Details'
4. Verify your pre-filled personal details and click on 'CONTINUE'
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'
6. Review your wallet setup details and verify the OTP
7. Complete your identity verification by confirming your current residential address
8. Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
9. After successful payment, view your card details on the Bajaj Finance app

Note: The online process may differ depending on whether you are a new customer or already have a relationship with Bajaj Finance.

Also read: How to apply for the Insta EMI Card

How do I use the Insta EMI Card to buy an air conditioner at Vijay Sales?

Once your card is active, you can use it to buy an AC at any Vijay Sales store or online. The steps differ slightly depending on where you shop.

At a partner store

Using the Bajaj Finance Insta EMI Card at any Vijay Sales store is quick and straightforward. The checkout process typically takes under 5 minutes. Follow these steps:

1. Browse and select the AC model you want to buy
2. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card
3. Share your registered mobile number and card details with the executive
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget
5. Authenticate the transaction using the OTP sent to your registered mobile number
6. Your purchase is approved instantly, so you can take your AC home

For online purchases

You can also use the Bajaj Finance Insta EMI Card on the Vijay Sales website or other partner e-commerce platforms including Amazon and Flipkart. Here is how:

1. Add the AC to your cart on your preferred online partner store
2. At checkout, select the Bajaj Finance Easy EMI option
3. Enter your Insta EMI Card details and mobile number
4. Choose your preferred repayment tenure across 3 to 60 months
5. Confirm using the OTP sent to your registered mobile number
6. Your order is placed, and the EMI deduction begins from the next billing cycle

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your AC purchase better.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 65 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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