Check your loan details online anytime through My Account.
Access your EMI schedule, outstanding balance, due dates, and loan status in one place.
Enter mobile and OTP · No password needed · No branch visit needed
Manage your loan details
Every loan you take from Bajaj Finance is assigned a unique number called the loan account number (LAN). Your LAN serves as an identifier and helps you keep track of your loan details. This includes its status (active or closed), the count of EMIs repaid, and the outstanding amount and many other important information regarding your loan account.
View your loan details
You can check your loan details with service portal in by following these simple steps:
- Click on the ‘Sign-in’ button.
- Enter your mobile number and the OTP to sign-in.
- Verify your details with your date of birth and proceed.
- Once you have successfully logged in, go to ‘Service’
- Click on ‘Relations’
- Select your loan account number
- View details such as EMI amount, due dates and more.
You can find all your loan details by clicking on the ‘Check your loan details’ option below. The loan details page provides comprehensive information about your loan, including the start and end dates, interest rate, EMI payment details such as due amount and due dates, total outstanding balance, applicable fees, and charges.
Additionally, you can manage various aspects of your loan account, such as making payments, updating your bank account, or checking your refund status.
You can also access bank account details, insurance information (if applicable), and view documents and statements related to your loan.
Related Banking and Financial Service Guides
Frequently Asked Questions
Loan Details
EMI & Repayment
Account & Documents
Can I check Bajaj loan details without login?
No, you cannot check detailed loan information without logging in. For security and privacy, Bajaj Finance requires you to sign in using your registered mobile number or credentials via the Customer Portal or app to access loan details like EMI schedules, outstanding amounts, and repayment history.
Can I check all my active Bajaj Finance loans in one place?
Yes, log in to My Account or the Bajaj Finance app using your registered mobile number and OTP. All your active loan accounts are displayed together on your dashboard, letting you view the status, balance, and details of each loan without switching between accounts.
Why is my closed loan still showing in active status?
If your closed loan still appears active, it may be due to a system delay in updating records. It typically takes a few working days post-closure. Ensure all dues are cleared and check for any pending foreclosure documentation. Contact customer care with proof of closure if the issue persists.
Will part-paying my loan help me in reducing my EMIs?
Part-prepaying your loan might help you in reducing your EMI amount or loan tenure. However, in case you’ve opted for our Flexi Loan variants, you can reduce your EMI if you’re part-prepaying your loan. However, in the case of a Term Loan, you can choose to either reduce your EMI or the loan tenure.
Where can I check my updated loan details after part-prepaying the Bajaj Finance Loan?
You can refer to the Repayment Schedule or Statement of Account (SOA) to check your updated loan details after making a part-prepayment. Please note that it takes up to 24 hours for the amount to get adjusted towards your loan.
To check your part-prepayment details, please follow these steps:
- Go to ‘Relations’ and select your loan account
- Click on ‘View Statements’
- You can now download and view the Statement of Account
What to do if EMI payments aren't reflecting in loan details?
If your EMI payments aren't reflecting, check your bank statement for successful debit. If the payment was deducted, raise a service request via the Customer Portal or app and upload the proof of payment. You may also call customer care for immediate assistance and rectification of the issue.
How do I check my outstanding loan balance online?
Log in to My Account or the app, go to the 'Your relations' section, and select your loan account. Your outstanding balance, along with your EMI schedule and any overdue amount, is displayed instantly on your loan summary screen.
Where can I find the interest rate in my loan details?
You can view the interest rate in your loan agreement or by logging into the Bajaj Finance Customer Portal or app. Navigate to the ‘Loan Details’ section where you’ll find your applicable interest rate, EMI schedule, principal outstanding, and total repayment amount clearly mentioned.
How to update personal details in my Bajaj loan account?
To update your personal details, log in to the Bajaj Finance Customer Portal or app, navigate to the ‘My Profile’ section, and select the details you wish to change. You may need to submit valid documents for verification. Alternatively, you can contact customer support for assistance.
How to add a nominee to my Bajaj loan details?
To add a nominee, log in to the Bajaj Finance Customer Portal or app, go to ‘Nominee Details’ under your loan profile, and enter the required information. Submit any necessary supporting documents, if prompted. For help, you can also reach out to customer care or visit the nearest branch.
Can I download my loan repayment schedule from My Account?
Yes, log in to My Account or the app, select your loan account, and go to the Documents section. You can download your repayment schedule, along with your loan statement and interest certificate, directly for your records.
How often are Bajaj loan details updated?
Loan details on the Bajaj Finance Customer Portal and app are typically updated within 24–48 hours of any transaction. EMI payments, part-prepayments, or changes in personal information are reflected once processed. For real-time updates or discrepancies, it’s advisable to contact customer care for confirmation.
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