Manage your bank account details in My Account

Check and make changes to your bank account details by visiting our customer portal.

Manage your bank account details

When you take a loan from us, you have to register an active bank account into which the loan is disbursed. This is the account that your EMIs will be deducted from.

If your bank account undergoes a change, it’s important that you update it on our records. You must do this to prevent the possibility of EMI bounce, unnecessary charges, and a negative impact on your CIBIL Score.

You can manage your bank account details by signing-in to our customer portal My Account.

If you’ve opted for our Flexi Loan variant, you have the option to manage two kinds of bank accounts. This includes the EMI repayment account and the drawdown bank account.

The repayment account is the account from which your EMIs are deducted every month. Your drawdown bank account is the account in which you receive funds when you withdraw money from your Flexi Loan.

  • Change repayment bank account details

    Change repayment bank account details

    You can update your repayment bank account details in My Account by following these simple steps:

    • Sign-in to our customer portal with your mobile number and the OTP
    • Enter your date of birth for verification and proceed
    • Select the loan account for which you want to update your bank details and proceed
    • Enter details such as the accountholder’s name, new bank account number, and IFSC
    • Choose your registration mode and proceed


    You can also change your repayment bank account details by clicking on the ‘Manage your repayment account’ text below. You’ll be asked to sign-in to My Account. Once signed-in, you’ll be redirected to our ‘Mandate Management’ section.

    You can then select your loan account and proceed by entering the other required details.

    Manage your repayment account

    You’ll receive a confirmation message on your screen once your bank account details are successfully registered.

    In case you’ve updated any of your profile details recently, you’ll have to wait for 90 days before you can update your repayment bank account details.

    Also, any change in your repayment bank account doesn’t change your drawdown bank account details.

  • Change drawdown bank account details

    Change drawdown bank account details

    You can change your drawdown bank account by visiting our customer portal.

    • Sign-in to My Account with your mobile number and the OTP
    • Verify your details using your date of birth and proceed
    • Choose the Flexi Loan account from ‘My Relations’ for which you want to change the drawdown bank account
    • Click on the ‘Drawdown Bank Change’ option from ‘Quick Actions’ and proceed to check your existing account details
    • Click on ‘Proceed’ and complete your verification with an OTP
    • Enter your new bank account details and the IFSC
    • Click on ‘Proceed’ to update your new bank account details


    Alternatively, you can update your drawdown bank account by clicking on the ‘Manage your drawdown account’ text below. You’ll be asked to sign-in to My Account and redirected to the ‘My Relations’ section.

    Select your Flexi Loan account and click on the ‘Drawdown Bank Change’ option from ‘Quick Actions’. You can then click on ‘Update Bank Account’ below your drawdown bank account details and proceed.

    Please note that any change in your repayment bank account doesn’t change your drawdown bank account details.

    Manage your drawdown account

  • When you take a loan, you need to register your bank account details for disbursement and EMI deduction. This ensures that your EMIs are deducted on time and that there’s no negative impact on your CIBIL Score. If your bank account details have changed, you must update them to ensure hassle-free loan repayment.

    All you have to do is visit our customer portal – My Account and update your repayment bank account in a few clicks.

    If you’ve opted for our Flexi Loan, you also need to register your bank account to receive funds using the withdrawal facility. If there is any change in your drawdown bank account details, you can visit our customer portal and update it.

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  • Check your loan account

    Use your mobile number and the OTP to sign-in to our customer portal.