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Manage withdrawal of funds
We offer Term and Flexi variants across our unsecured loan products. The Flexi Loan variant gives you the freedom to plan your repayment based on your financial situation. If you’ve opted for our Flexi Loan variant, you get additional benefits. You can withdraw funds from your available limit as many times as you want and without any additional charges.
Withdraw funds from your Flexi account
You can withdraw funds from your Flexi Loan account by visiting our service portal.
- Click on the ‘Sign-in’ button on this page
- Enter your mobile number and the OTP to sign-in
- Verify your details with your date of birth and proceed
- Go to 'Service' section.
- Select your loan account from the 'Relations' from which you want to withdraw funds.
- Click on the ‘Withdraw funds’ option
- Enter the amount you need to withdraw from your available limit and review your bank account information
- Verify your details with an OTP sent to your registered mobile number
You can also withdraw funds from your available limit by clicking on the ‘Withdraw funds’ from your Flexi Loan’ text below. You’ll be asked to sign-in to My Account and redirected to the ‘Relations’ section.
You can then select your loan account, click on ‘Withdraw funds’ and proceed with the withdrawal.
Once your withdrawal request has been processed, you’ll receive the money in your registered bank account in a few hours.
Frequently Asked Questions
Withdrawal Process
Request Status & Issues
How many times can I withdraw funds from my Bajaj Finance Personal Flexi Loan account?
There are no restrictions on the frequency of withdrawals. However, you can withdraw until a minimum of Rs. 1000 is available in your limit.
Is there any charge for withdrawing funds from a Bajaj Finance Flexi Loan?
No, Bajaj Finance does not charge an additional fee for withdrawing funds from your Flexi Loan limit, and you can withdraw multiple times during your tenure. You only pay interest on the amount you actually withdraw, not on your entire sanctioned limit.
How can I check my available Flexi Loan withdrawal limit?
Log in to My Account or the Bajaj Finance app using your registered mobile number and OTP. Select your Flexi Loan account from the 'Your relations' section to view your available limit, utilised amount, and other loan details.
When can I expect the withdrawal facility on my Bajaj Finance Personal Flexi Loan account to be unblocked?
The withdrawal facility can be unblocked by consistently making your EMI payments on time. Our team will review your credit and repayment records in the upcoming quarter, and the block may be automatically removed based on their evaluation.
What should I do if I have not received funds from Bajaj Finance despite placing a withdrawal request for Personal Flexi Loan?
Once you place the withdraw request, the amount gets credited to your registered bank account within 2 hours. However, for requests placed on weekends and national holidays, the amount may get credited on the next business day.
In case of any delay, please click here to raise a request.
Can I cancel or modify my Flexi Loan withdrawal request after submitting it?
Once a withdrawal request is submitted and processed, it typically cannot be reversed, as funds are usually credited within a few hours. If you need to cancel or change a request, contact Bajaj Finance customer care as soon as possible.
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