5 mins read
Oct 06, 2026

Refurbished mobiles can help you access capable smartphones at lower prices. You can choose from models across OnePlus and vivo, with prices starting at Rs. 10,999.

  • Lower prices: Get capable smartphones at more accessible prices.
  • Multiple specifications: Choose from options with up to 12GB RAM and 256GB storage.
  • Premium features: Access AMOLED displays, high-resolution cameras and powerful processors.

You can buy new smartphone on Easy EMIs at over 1.5 lakh partner stores across 4,000 cities, including Reliance Digital, Croma, and Vijay Sales.

What makes refurbished mobiles a smart choice?

Refurbished mobiles can reduce your upfront purchase cost while giving you access to established smartphone models such as the OnePlus 6T at Rs. 10,999 and vivo X90 Pro at Rs. 40,099.

What it means

Refurbished mobile

Used phone

Quality checks

Tested and inspected before resale

Inspection may vary by seller

Warranty

Warranty may be provided based on product terms

Warranty may be limited or unavailable

Condition grading

May use grades such as Grade A, Grade B, or Grade C

Standard grading may not be provided

Seller type

Brand, retailer, or refurbished-phone seller

Often an individual seller

Value

Can provide access to established models at a lower purchase cost

Lower price may come with greater uncertainty


Refurbished mobiles can suit buyers who want to balance purchase price, condition, warranty, and product specifications rather than simply buy old phones.

You can buy a new smartphone through Easy EMIs when your preferred model is eligible and available at a partner store, making it simple to upgrade without paying the full amount upfront. Here is what the process looks like.

  • Visit more than 1.5 lakh partner stores across 4,000+ cities, including Jaipur, Lucknow, Kochi, and Bhopal
  • Choose your preferred model and use the Bajaj Finance Insta EMI Card or Easy EMI Loan
  • Convert the purchase cost into Easy EMIs that suit your monthly budget

➜ Pro tip: Zero down payment is available on select models, so ask the store executive if your chosen smartphone qualifies before you check out.

Top refurbished mobile phones in India

The featured refurbished mobile range covers four models priced from Rs. 10,999 to Rs. 40,099, with options for everyday use, gaming, fast performance, and photography.

1. OnePlus 6T refurbished – 8GB + 128GB

The OnePlus 6T combines 8GB RAM, 128GB storage, and a Snapdragon 845 processor for everyday smartphone use.

Specification

Details

RAM

8GB RAM

Storage

128GB

Display

6.41-inch Optic AMOLED display

Processor

Qualcomm Snapdragon 845 octa-core processor

Rear Camera

16MP + 20MP dual rear camera

Front Camera

16MP front camera

Battery

3,700 mAh battery

OS

OxygenOS based on Android Pie

Condition Grade

Check the applicable condition grade before purchase

Price

Rs. 10,999

Best For

Budget users and first-time refurbished-mobile buyers


2. OnePlus 7 Pro refurbished – 8GB + 256GB

The OnePlus 7 Pro combines 8GB RAM and 256GB storage with a 90 Hz Fluid AMOLED display for gaming and multimedia use.

Specification

Details

RAM

8GB RAM

Storage

256GB

Display

6.67-inch Fluid AMOLED display

Processor

Qualcomm Snapdragon 855 processor

Rear Camera

48MP + 8MP + 16MP triple rear camera

Front Camera

16MP pop-up front camera

Battery

4,000 mAh battery

OS

OxygenOS based on Android 9

Condition Grade

Check the applicable condition grade before purchase

Price

Rs. 19,899

Best For

Gaming and high-refresh-rate display users


3. OnePlus Nord 5 refurbished – 8GB + 256GB

The OnePlus Nord 5 combines 8GB RAM, 256GB storage, a 144 Hz AMOLED display, and the Snapdragon 8s Gen 3 processor.

Specification

Details

RAM

8GB RAM

Storage

256GB

Display

6.83-inch AMOLED 144 Hz display

Processor

Qualcomm Snapdragon 8s Gen 3 processor

Rear Camera

50MP + 8MP dual rear camera

Front Camera

50MP front camera

Battery

6,800 mAh battery

OS

Android 15 with OxygenOS 15

Condition Grade

Check the applicable condition grade before purchase

Price

Rs. 26,599

Best For

Fast everyday use and high-refresh-rate display users


4. vivo X90 Pro refurbished – 12GB + 256GB

The vivo X90 Pro combines 12GB RAM, 256GB storage, a 120 Hz AMOLED display, and a 50MP + 50MP + 12MP rear camera setup.

Specification

Details

RAM

12GB RAM

Storage

256GB

Display

6.78-inch AMOLED 120 Hz display

Processor

MediaTek Dimensity 9200 processor

Rear Camera

50MP + 50MP + 12MP triple rear camera

Front Camera

32MP front camera

Battery

4,870 mAh battery

OS

Android 13 with Funtouch OS

Condition Grade

Check the applicable condition grade before purchase

Price

Rs. 40,099

Best For

Photography and high-end smartphone performance


Refurbished mobile phones price list in India

Refurbished mobile prices in the featured selection start at Rs. 10,999 for the OnePlus 6T and go up to Rs. 40,099 for the vivo X90 Pro.

Smartphone

Variant

Condition Grade

Price in India

Best For

OnePlus 6T

8GB + 128GB

Check applicable grade

Rs. 10,999

Budget users, first refurbished buy

OnePlus 7 Pro

8GB + 256GB

Check applicable grade

Rs. 19,899

Gaming, 90 Hz display users

OnePlus Nord 5

8GB + 256GB

Check applicable grade

Rs. 26,599

Fast everyday use, 144 Hz display

vivo X90 Pro

12GB + 256GB

Check applicable grade

Rs. 40,099

Photography and high-end performance


Disclaimer:
Each model's features, availability, and pricing are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.

Before you decide, explore the latest offers. You may find a great deal on a model that matches your needs.

How are refurbished mobiles different from used or second-hand phones?

Refurbished mobiles are inspected and prepared for resale, while used or second-hand phones may be sold directly by individuals without standardised checks.

Factor

Refurbished mobile

Used / second-hand phone

Who sells it

Brand, retailer, or refurbished-phone seller

Often an individual seller

Quality checks

Refurbished phones can undergo inspection and functional testing

Checks may depend on the seller

Condition grading

May use Grade A, Grade B, Grade C, or another applicable grade

Standard grading may not be provided

Warranty

Warranty may be included based on product terms

Warranty may be unavailable

Return policy

May be available based on seller terms

May be limited or unavailable

IMEI verification

Should be checked before purchase

Buyer may need to complete the check

Seller type

Organised seller or retailer

Individual seller is common


If you are considering whether to buy old phones or refurbished mobiles, compare condition, battery health, warranty, return terms, and final price before deciding.

What should you check before buying a refurbished mobile?

Before buying refurbished mobiles, check the battery health, IMEI status, warranty terms, condition grade, accessories, and final price against comparable new models.

What to check

Why it matters

Red flag / action

Seller and purchase terms

Helps you understand warranty, returns, and product support

No clear seller or return terms

Warranty coverage

Provides protection against covered faults

No warranty terms provided

Condition grade

Sets expectations about cosmetic wear

No condition grade or description

Battery health

Affects everyday usage time

Battery health below 80% needs careful consideration

IMEI verification

Helps confirm device identity and status

IMEI cannot be verified

Accessories

Confirms what you will receive

Missing accessories are not disclosed

Price versus a new model

Helps establish whether the refurbished phone offers meaningful value

Price is too close to a comparable new model


For refurbished phones with warranty, read the warranty period and coverage before payment. If you plan to buy refurbished mobiles, check the product condition and battery information instead of relying only on the purchase price.

How can I check the battery health, IMEI and warranty on a refurbished mobile?

You can check a refurbished mobile by reviewing battery health, verifying its IMEI, reading the warranty document, and confirming its condition grade before purchase.

  1. Check battery health: Battery-health information varies by device and software. Check the battery settings available on the specific smartphone and review the displayed battery condition.
  2. Verify the IMEI: Find the phone's IMEI and use the Government of India's CEIR service where applicable to check its status.
  3. Read the warranty: Check the warranty duration, coverage, exclusions, and claim process for refurbished phones with warranty.
  4. Check the condition grade: Confirm the applicable grade and understand the expected cosmetic condition before placing your order.

These checks can help you make a more informed decision when you buy refurbished mobiles.

Are refurbished mobiles worth buying for premium phones in India?

Refurbished mobiles can be worth considering when the purchase price, condition, warranty, specifications, and remaining software support meet your requirements.

  • OnePlus 7 Pro: The refurbished price is Rs. 19,899, with 8GB RAM, 256GB storage, and a 90 Hz display.
  • OnePlus Nord 5: The refurbished price is Rs. 26,599, with 8GB RAM, 256GB storage, and a 144 Hz AMOLED display.
  • vivo X90 Pro: The refurbished price is Rs. 40,099, with 12GB RAM, 256GB storage, and a 50MP + 50MP + 12MP rear camera setup.
  • Feature access: Refurbished models can provide access to AMOLED displays, high refresh rates, large storage capacities, and capable processors at lower purchase prices than comparable new models.
  • EMI flexibility: Eligible Bajaj Finance purchases can have repayment tenures from 3 months to 60 months.

The main trade-off is model age. If you are deciding whether to buy old phones, compare software support, battery condition, warranty, and repair considerations before choosing.

Which brands offer the best value in refurbished mobiles?

OnePlus and vivo provide different options across the refurbished range, depending on whether you prioritise performance, display technology, storage, battery capacity, or photography.

Brand

Refurbished model

Price

Key strength

Best for

OnePlus

OnePlus 7 Pro, 8GB + 256GB

Rs. 19,899

90 Hz Fluid AMOLED display and Snapdragon 855

Gaming and multimedia

OnePlus

OnePlus Nord 5, 8GB + 256GB

Rs. 26,599

144 Hz AMOLED display and Snapdragon 8s Gen 3

Fast everyday use

vivo

vivo X90 Pro, 12GB + 256GB

Rs. 40,099

Triple rear camera setup and 120 Hz AMOLED display

Photography-focused users

OnePlus

OnePlus 6T, 8GB + 128GB

Rs. 10,999

8GB RAM and 128GB storage

Entry-level refurbished buyers


For buyers searching for the best refurbished mobiles under Rs. 20,000, the OnePlus 6T and OnePlus 7 Pro offer different combinations of price, storage, display technology, and performance.

How do I buy a smartphone on EMI at a Bajaj Finance partner store?

The process is simple and typically takes 10 to 15 minutes once you are at the store.

  1. Browse models on Bajaj Mall: Compare options on Bajaj Mall before visiting a sore.
  2. Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
  3. Check the smartphone in person: Check the key features, specifications, size, and performance to choose the product that best suits your needs and budget.
  4. Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm available tenure options and whether your chosen model comes with a zero down payment offer.
  5. Complete payment and schedule installation: The in-store process is quick, and most partner stores offer installation as part of the purchase.

You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better before visiting the store.         

Why use the Smart Savings Calculator?

Bajaj Finance’s Smart Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

  • Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.
  • Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.
  • Bajaj offers - Unlock exclusive Bajaj Finance deals on popular products—available only to our customers. More rewards, more value.­
  • Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.

Calculate your extra savings today!

Pro tip

Explore with rewards, cashbacks, coupons, and deals from Bajaj Finance.

Frequently asked questions

What is the price of a refurbished mobile in India?

The featured refurbished mobile prices range from Rs. 10,999 to Rs. 40,099. The OnePlus 6T is priced at Rs. 10,999, while the vivo X90 Pro is priced at Rs. 40,099. Other options include the OnePlus 7 Pro at Rs. 19,899 and the OnePlus Nord 5 at Rs. 26,599.

Can I buy a refurbished mobile without a credit card on EMI?

Yes, eligible refurbished mobile purchases can be financed through applicable Bajaj Finance options without requiring a credit card. You can check your loan eligibility online and, if eligible, choose a suitable repayment tenure. Available tenures can range from 3 months to 60 months, subject to applicable financing terms.

Which is the best refurbished mobile under Rs. 20,000?

The choice depends on your requirements. The OnePlus 7 Pro at Rs. 19,899 offers 8GB RAM, 256GB storage, and a 90 Hz display. The OnePlus 6T at Rs. 10,999 offers 8GB RAM and 128GB storage, making it another option for budget-focused buyers.

Do refurbished mobiles come with a warranty in India?

Refurbished mobiles may come with warranty coverage depending on the product and purchase terms. Before payment, check the warranty duration, covered faults, exclusions, and claim process. Do not assume that every refurbished model has identical warranty coverage. Keep the purchase documentation for future reference if you need to make a valid warranty claim.

Will a refurbished mobile have visible scratches or dents?

A refurbished mobile can show cosmetic wear depending on its condition grade. Grade A, Grade B, Grade C, or another grading system may communicate the expected condition. Check the applicable grade and product description before buying to understand whether minor scratches, dents, or other signs of previous use may be present.

Do refurbished mobiles come with original accessories like a charger?

Accessories can vary between refurbished mobile models and sellers. Check the product details to confirm whether a charger, cable, earphones, manual, or other accessories are included. Do not assume that a refurbished phone will include the same box contents as a brand-new handset.

What are the risks of buying a refurbished mobile and how can you avoid them?

The main considerations include battery degradation, cosmetic wear, limited software support on older models, unclear warranty terms, and an IMEI that has not been verified. You can reduce these risks by checking battery health, IMEI status, condition grade, warranty coverage, return terms, accessories, and the final price before buying.

How do I check the IMEI and battery health of a refurbished phone before buying?

You can find the IMEI through the phone settings or device information and verify its status through the applicable Government of India CEIR service. Battery-health information depends on the device. Android battery-health checks can differ by manufacturer and software version, so check the battery settings available on the specific model.

Can a refurbished mobile be updated to the latest software version?

A refurbished mobile can receive software updates only if the manufacturer still supports that model. Refurbishment does not extend the original software-support period. Older models such as the OnePlus 6T and OnePlus 7 Pro therefore need to be evaluated based on their current software compatibility and remaining support before purchase.

Are refurbished mobiles reliable for long-term daily use?

Refurbished mobiles can support daily use when their condition, battery health, hardware, warranty, and software compatibility meet your requirements. The model's age is important because older phones may have more battery wear and a shorter remaining software-support period. Check these factors together instead of judging reliability from the refurbished label alone.

Can I buy a smartphone on EMI?

Yes, you can easily bring home your preferred smartphone using Bajaj Finance’s Easy EMI options. Whether you already have the Insta EMI card or are new to it, here is how to begin:

If you have the Bajaj Finance Insta EMI card:

  • Explore products on Bajaj Mall: Choose from a wide range of the latest and most popular models.
  • Visit a partner store: Check out the product in person at any of Bajaj Finance’s 1.5 lakh partner stores across 4,000 cities in India.
  • Use your Insta EMI card at checkout: Convert the cost into Easy EMIs that fit your monthly budget.
  • Zero down payment on select models: Take your chosen product home without paying anything upfront.

If you do not have an Insta EMI card:

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, apply instantly and enjoy a smarter, more affordable way to buy your favourite product on Easy EMIs.

Show More Show Less

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For Customer Support, call IVR: 7757000000

Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finance App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more