One District One Product (ODOP) Under PMFME Scheme
The PMFME Scheme follows the One District One Product (ODOP) approach to improve economies of scale, market access, and value chain integration. Under this model, each district identifies and promotes one signature food product, with shared infrastructure, branding, and supply chains developed around it.
As of 2026, the ODOP initiative under PMFME covers products across more than 700 districts in India. Common ODOP categories include:
- Perishable produce: tomato, mango, litchi, potato, banana, grapes, and oranges
- Cereal-based products: millet products such as ragi, bajra, and jowar, along with wheat and rice
- Marine and fisheries products: dried fish, processed fish, and prawns
- Dairy products: cheese, ghee, paneer, and chenna
- Spices and herbs: turmeric, ginger, amla, honey, and cardamom
- Traditional Indian products: pickles, papad, masala, and jaggery
- Minor forest produce: mahua, tendu, and lac from tribal regions
- Animal feed and poultry products
Under the ODOP framework, support is provided for common infrastructure such as cold storage, processing facilities, and packaging units, along with branding initiatives to create a distinct regional identity and marketing assistance to improve market reach.
PMFME Scheme list
The PMFME Scheme is a multi-faceted program designed to uplift the micro food processing sector. It encompasses:
- Common Infrastructure Development: Establishing facilities that benefit clusters of food processing units.
- Branding and Marketing: Assisting enterprises in developing brand identity and marketing strategies.
- Capacity Building and Research: Offering training and research support to improve production quality and efficiency.
- Support to Food Processing Units: Providing financial aid to individual micro food processing units to enhance their competitiveness.
- Seed Capital for SHGs: Empowering Self-help Groups with seed capital to facilitate loans to their members.
PMFME Scheme subsidy
The PMFME scheme subsidy is a credit-linked capital subsidy, which means it is provided as a back-end subsidy against the loan taken for the project rather than as an upfront cash benefit. Below is an overview of the support available under PMFME:
| Beneficiary | Subsidy rate | Maximum amount |
|---|
| Individual micro food processing units | 35% of eligible project cost | Up to Rs. 10 lakh per unit |
| FPOs, cooperatives, and SHGs (for common infrastructure) | 35% of eligible project cost | Up to Rs. 3 crore for projects costing up to Rs. 10 crore |
| Branding and marketing support for groups | 50% financial grant | Based on project requirements |
| Seed capital for SHGs | ₹40,000 per SHG member | Rs. 4 lakh per SHG |
Leveraging business loans for growth
While the PMFME scheme provides a solid foundation, integrating business loans can further empower micro food processing enterprises. Business loans can supplement the financial assistance from the PMFME scheme, covering additional expenses that are critical for scaling up operations. These loans can be used for a variety of purposes, including purchasing new equipment, upgrading technology, expanding facilities, or even for working capital management.
Financial institutions and banks offer specialised business loans tailored for the food processing sector, with attractive interest rates and repayment schedules. Entrepreneurs should leverage these loans strategically to bridge any funding gaps, ensuring that their enterprise can grow without financial constraints.
Features of the PMFME scheme
- Credit-Linked Capital Subsidy: Under the PM FME Scheme, a 35% subsidy is offered on eligible project costs, up to Rs. 10 lakh per unit. This is available for individuals, proprietorships, partnerships, FPOs, NGOs, cooperatives, SHGs, and private limited companies.
- Common Infrastructure: Provides a 35% subsidy on eligible project costs for groups like FPOs, FPCs, cooperatives, SHGs, and government agencies, with a maximum subsidy of Rs. 3 crore (up to Rs. 10 crore project cost).
- One District One Product (ODOP): Encourages scale advantages in sourcing inputs, using common facilities, and marketing products.
- Seed Capital for SHGs: Offers Rs. 40,000 per SHG member to support working capital and purchase of small tools.
- Marketing & Branding Support: Provides a 50% financial grant to help with branding and marketing of products.
- Capacity Building: Includes training programmes to develop entrepreneurship skills in food processing.
PMFME Scheme Eligibility Criteria
Different types of assistance under the PM FME Scheme require specific eligibility criteria, outlined as follows:
Common infrastructure development
- Farmer Producer Organisations (FPOs), cooperatives, and Self-Help Groups (SHGs) must have been engaged in processing ODOP (One District One Product) produce for at least 3 years.
- FPOs and cooperatives should have a minimum turnover of Rs. 1 crore, with the project cost not exceeding the current turnover.
- SHGs, cooperatives, and FPOs must have internal resources to contribute 10% of the project cost and provide margin money for working capital.
Branding and marketing
- The proposal must be related to ODOP products.
- The product should have a minimum turnover of Rs. 5 crore.
- The final product must be sold in a retail pack directly to consumers.
- The product and producer should have the potential for scalability.
- The entity must demonstrate management and entrepreneurship capabilities for product promotion.
Capacity building and research
- Support is available for individual units and groups that receive capital investment.
- Existing units and groups involved in processing ODOP products in the district are eligible.
- Groups receiving assistance for branding and marketing are also included.
Support to food processing units
- Individuals or partnership firms with ownership rights over the enterprise are eligible.
- Existing micro food processing units currently in operation can apply.
- The unit must be verified by an authorised resource person.
- Applicants must be at least 18 years old and have a minimum educational qualification of VIII standard pass.
- Only one person per family can receive financial assistance, with ‘family’ including the applicant, spouse, and children.
Seed capital for SHGs
- Only SHG members actively engaged in food processing are eligible.
- SHG members must commit to using the funds for working capital and purchasing small tools, with a formal commitment to the SHG federation and their SHG group.
Documents Required for PMFME Application Form
Before completing the PMFME application form, ensure you have the following documents ready:
| Document type | Examples |
|---|
| Identity proof | Aadhaar card, PAN card, Voter ID |
| Address proof | Aadhaar card, utility bill, ration card |
| Photographs | Two recent passport-sized photographs |
| Business proof | Udyam Registration, FSSAI licence, GST registration (where applicable) |
| Bank documents | Bank passbook and bank statements for the last six months |
| Income proof | Income Tax Return (for higher project values), Form 16 (where applicable) |
| Project report (DPR) | Detailed Project Report including cost estimates, production capacity, and expected return on investment |
| Land or premises documents | Ownership documents, rental agreement, or NOC |
| Educational qualification certificate | Class 8 pass certificate (mandatory for individual units) |
| SHG/FPO/cooperative proof | Registration certificate (for group applications) |
| Caste certificate | Required if applying under SC/ST/OBC priority categories |
| Quotations | Machinery and equipment quotations from suppliers |
Document requirements may vary slightly depending on the State Nodal Agency (SNA) handling your application.
Application process for the PMFME Scheme
The application process for the PMFME Scheme is streamlined for convenience. Interested entrepreneurs can apply online through the PMFME portal (PMFME login), where the application form and detailed instructions are available. For those preferring offline methods, applications can be submitted through local nodal agencies. The process involves submitting a detailed project report and requisite documents, following which the application is reviewed and processed.
PMFME online application
The PMFME loan application process is carried out online through the official PMFME portal. Below is the complete step-by-step process:
- Step 1: Register on the PMFME portal
Visit the PMFME portal → click on “Login” → select “Applicant Registration”. - Step 2: Create your applicant profile
Enter basic details such as your name, mobile number, email address, Aadhaar number, and business type → verify using OTP → click “Register”. - Step 3: Log in to the PMFME portal
Return to the portal → click “Login” → select “Applicant Login” → enter your User ID and password. - Step 4: Start your application
From the dashboard, click “Apply Online” → select the relevant scheme category, such as individual unit, SHG, or FPO. - Step 5: Complete the PMFME application form
Provide details of the proposed project, including investment amount, machinery, production capacity, ODOP product category, business location, and related information. - Step 6: Upload required documents
Upload Aadhaar card, PAN card, project report, machinery quotations, business proof, photographs, and other supporting documents as required. - Step 7: Submit and track the application
Submit the application → note down the reference ID → track the status through the PMFME portal or the PMFME mobile application. - Step 8: Verification by the District Resource Person (DRP)
A DRP visits your existing unit or proposed project site, verifies the submitted details, and submits a recommendation report. - Step 9: Bank loan processing
Once approved at the scheme level, the application is forwarded to a bank or NBFC for loan processing. The lender then evaluates and sanctions the loan. - Step 10: Subsidy claim and release
After completion of the project, the subsidy is claimed by the lending institution and credited as a back-end subsidy against the loan.
Typical processing time:
The complete approval and loan disbursement process generally takes around 2–4 months from application to final release.
Benefits of PMFME Scheme
The PMFME scheme offers tangible, measurable benefits for India's micro food processing sector. Key benefits include:
- Capital subsidy: Up to Rs. 10 lakh per unit reduces effective project cost significantly
- Lower loan burden: Subsidy reduces outstanding loan, lowering EMIs and interest paid
- Branding support: 50% grant helps build a market-ready product and brand identity
- Common infrastructure access: Shared cold storage, packaging, processing through ODOP clusters
- Capacity and skill building: Free training in modern food processing, FSSAI compliance, packaging
- Market access: Linkage with retail, e-commerce, government procurement, exports
- Formalisation benefits: GST, Udyam, FSSAI registrations unlock new customer segments
- Convergence with other schemes: Combinable with Mudra, Stand-Up India, PMEGP, Lakhpati Didi
- Quality certification support: Help with FSSAI, BIS, ISO, GI tag, organic certifications
- Sustainable growth: Modern equipment + branding + formal credit = long-term scalability
PMFME Login: How to Access Your Account
Once you've registered on the PMFME portal, you can access your account, track applications, and submit documents via PMFME login. Here's how:
Steps to PMFME login:
- Visit pmfme.mofpi.gov.in
- Click "Login" in the top-right corner
- Choose "Applicant Login" (other options: DRP login, Bank login, SNA login)
- Enter your User ID (registered email or mobile) and password
- Click "Submit" to access your dashboard
From your dashboard, you can:
- Track application status in real time
- Upload pending documents
- Communicate with your assigned District Resource Person (DRP)
- View bank disbursement status
- Download approval letters and certificates
Forgot password? Click "Forgot Password" → enter registered email/mobile → receive OTP → reset password.
Facts about the PM FME scheme
Key points about the PM FME Scheme:
- The scheme primarily supports individual entrepreneurs, proprietorships, partnerships, and private limited companies. It also benefits groups such as Farmer Producer Organisations (FPOs), Self-Help Groups (SHGs), Micro Food Processing Entrepreneurs, and cooperatives across the food processing value chain.
- Food processing units can avail a credit-linked subsidy of up to 35% of the eligible project cost, with a maximum limit of Rs. 10 lakh per unit.
- The scheme’s funding is shared between the Central and State governments in a 60:40 ratio. For North-Eastern and Himalayan States, the ratio is 90:10, while in Union Territories with legislatures it is 60:40, and in those without legislatures, it is fully funded (100%) by the Central Government.
- Self-Help Groups (SHGs) receive seed capital of Rs. 40,000 per member to cover working capital needs and purchase small tools.
Conclusion
The Pradhan Mantri Formalisation of Micro Food Processing Enterprises Scheme (PMFME) is a landmark initiative that offers a lifeline to micro food processors across India. By providing financial support, training, and market access, it lays the groundwork for these enterprises to thrive. However, to fully realise their growth potential, entrepreneurs should also consider integrating business loans into their financial strategy. This dual approach can provide the necessary capital infusion to manage expenses effectively and scale operations.
As the food processing sector continues to evolve, initiatives like the PMFME scheme and the strategic use of business loans will be instrumental in driving the growth of micro enterprises. By embracing these opportunities, entrepreneurs can build sustainable businesses that contribute to the economic fabric of India, creating jobs and promoting regional cuisines on a national and international stage.
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