Features and benefits
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Quick approval and instant money
Apply online through a simple process and get your loan amount in the bank within 24 hours* of approval.
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Repayment flexibility
With a term business loan from Bajaj Finserv, you can pay off your dues with a tenor ranging up to 96 months.
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Flexi loan facility
The Flexi loan facility allows you to lower your EMIs by up to 45%*.
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Online account management
Manage your term loan account with Bajaj Finserv’s online customer portal- Experia.
Eligibility criteria and documents required
To meet the financial requirements of businesses, Bajaj Finserv provides term loans that have simple eligibility criteria.
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Business vintage
At least 3 years
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CIBIL score
Check your CIBIL Score for FREE685 or above
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Age
24 to 80 years*
(*Age should be 80 years at Loan Maturity) -
Citizenship
Indian resident
Interest rate and charges
Term loans for businesses come with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.
Frequently asked questions
Here is the process of applying for a term loan from Bajaj Finserv:
- Click here to apply
- Fill in the details and submit it
- Bajaj Finserv representatives will call you for further processing
No, you can avail of a term loan from Bajaj Finserv without any collateral.
Yes, presenting the income tax return papers improves your chances of securing a term loan.
Yes, you can use a term loan from Bajaj Finserv to meet any business needs, including funding working capital needs.
