Browse through the Latest Refrigerators on EMI

Walk into any of our partner stores and contact our representative. If you have a Bajaj Finserv Insta EMI Card, use it to take home the refrigerator of your choice or avail of in-store financing.

Apply for Bajaj Finserv Insta EMI Card

Shopping on the Bajaj Finserv EMI Network is quick and convenient. You can buy over 1.2 million+ products and services on easy EMIs, from over 1.2 lakh+ partners in 2,900+ cities. You can shop for up to Rs. 3 lakh and repay conveniently over tenure of 1 month and 60 months. Some products even come with a zero down payment facility. For more on the features and benefits of the Bajaj Finserv Insta EMI Card.

Check Insta EMI Card Features and Benefits

You do not need to submit any documents if you have the Bajaj Finserv Insta EMI Card. However, if you do not have one, submit a copy of your PAN, address proof (OVD and DOVD), cancelled cheque, and a signed ECS mandate.

Officially Valid Document (OVD) means:

1. Passport,
2. Driving licence,
3. Proof of possession of Aadhaar number,
4. Voter's Identity Card issued by the Election Commission of India,
5. Job card issued by NREGA duly signed by an officer of the State Government and letter issued by the National Population Register containing details of name and address.

Provided that,
a. Where the customer submits his proof of possession of Aadhaar number as an OVD, he may submit it in such form as issued by the Unique Identification Authority of India.
b. Where the OVD furnished by the customer does not have updated address, the following documents or the equivalent e-documents thereof shall be deemed to be OVDs for the limited purpose of proof of address:

1. Utility bill, which is not more than two months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill)
2. Property or municipal tax receipt
3. Pension or family Pension Payment Orders (PPOs) issued to retired employees by government departments or Public Sector Undertakings, if they contain the address;
4. Letter of allotment of accommodation from employer issued by State Government or Central Government Departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions, and listed companies and leave and licence agreements with such employers allotting official accommodation

c. The customer shall submit OVD with current address within a period of three months of submitting the documents specified at ‘b’ above.

Check Insta EMI Card Eligibility

You can call our customer care at 020 – 3957 5152 (call charges apply). Alternatively, you can log in to your account on My Account, our customer portal and download the documents you need.

When you shop on the Bajaj Finserv EMI Network, only the cost of the refrigerator is divided into monthly instalments. You do not have to pay any interest in addition to this amount.

You can buy a refrigerator on EMIs using the Bajaj Finserv Insta EMI Card. The card allows you to avail of  Easy EMI and multiple other benefits on Bajaj Mall and other e-commerce sites like Amazon. Alternatively, you can visit a partner store and buy your favourite refrigerator from a retail store like Chroma, Vijay Sales, and others.

Choose from leading brands such as LG, Haier, or Samsung on the Bajaj Finserv EMI Network. Whether you want a side-by-side fridge or an expensive smart refrigerator, you can buy them all on  Easy EMIs using the Bajaj Finserv Insta EMI Card.

Buy Products on Easy EMIs

While there are cost-effective brands, Godrej offers a host of budget-friendly refrigerators. The Godrej 30-litre Qube Personal Cooling Solution costs only Rs. 7,500 in the Indian market. You can also pick a Godrej 99-litre single-door refrigerator for as less as Rs. 10,700.

Samsung has a solid reputation when it comes to refrigerators. Moreover, Bajaj Mall allows you to own the best Samsung home appliances at convenient and affordable financing schemes including the unique Easy EMI with zero down payment offers on select models.

Avoid refrigerators with poor energy efficiency, unreliable brands, inadequate warranty coverage, and insufficient storage for your needs. Also, steer clear of models with frequent maintenance issues or low customer ratings.

Choose refrigerator capacity based on household size and storage needs. A small family may need around 10-20 cubic feet, while larger families might require 20-30 cubic feet or more.

French door and side-by-side refrigerators generally offer the most space, with ample room for both fresh and frozen items, making them ideal for larger families.

Top-freezer refrigerators are often considered the most reliable due to their simpler design and fewer components, resulting in fewer mechanical issues over time.