Published Mar 31, 2026 · 4 Min Read

Choosing between the iPhone 16 Pro Max and the iPhone 17 Pro Max involves comparing two giants of mobile technology. While the older model remains a performance beast, the newer version introduces a brighter 3,000 nits display and a more powerful A19 Pro chip with 12GB RAM for advanced multitasking. 
 

You can easily upgrade to either of these premium flagship devices by using the Bajaj Finserv Insta EMI Card. This card provides a flexible card loan offer that allows you to divide the cost into manageable Easy EMIs.

Overview of the iPhone 16 Pro Max

The iPhone 16 Pro Max represents a peak in titanium design and mobile efficiency, featuring a large 6.9-inch Super Retina XDR display. Powered by the A18 Pro chip, it handles intensive gaming and professional video editing with remarkable ease. You get a versatile 48MP triple-camera system that supports high-resolution photography and 4K Dolby Vision recording at 120 fps. Its robust 4,685 mAh battery ensures that you stay connected throughout the day. This device also introduces the dedicated Camera Control button, making professional-grade photography more accessible and intuitive for every user.

Overview of the iPhone 17 Pro Max

The iPhone 17 Pro Max pushes the boundaries of smartphone hardware with its new aluminium unibody and ultra-bright 3,000 nits peak display. It features the cutting-edge A19 Pro processor and a significant RAM upgrade to 12GB, which specifically enhances its capabilities for complex artificial intelligence tasks. The camera system sees a major boost with a new 48MP telephoto lens, allowing for superior optical-quality zoom. With an improved 5,088 mAh battery, it offers the longest endurance ever seen in an iPhone. This model remains the ultimate choice for users seeking the latest technological innovations.

Key differences between the iPhone 16 Pro Max and the iPhone 17 Pro Max

The primary distinctions lie in the processing power, memory capacity, and display brightness. The newer model offers a more future-proof experience with enhanced hardware designed for the latest software features.
 

FeatureiPhone 16 Pro MaxiPhone 17 Pro Max
ProcessorApple A18 ProApple A19 Pro
RAM8GB12GB
Display brightness2,000 nits3,000 nits
Telephoto camera12MP (5x zoom)48MP (8x zoom)
Front camera12MP18MP
Battery capacity4,685 mAh5,088 mAh

Price comparison between the iPhone 16 Pro Max and the iPhone 17 Pro Max (2026)

The pricing reflects the premium nature of these devices in India. You can choose a storage variant that best suits your personal needs and digital library size.
 

Model nameStorage variantPrice
iPhone 16 Pro Max256GBRs. 1,44,900
iPhone 16 Pro Max512GBRs. 1,64,900
iPhone 16 Pro Max1TBRs. 1,84,900
iPhone 17 Pro Max256GBRs. 1,49,900
iPhone 17 Pro Max512GBRs. 1,69,900
iPhone 17 Pro Max1TBRs. 1,89,900

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 

Which one should you choose?

Selecting the right iPhone depends on your current device and your specific performance requirements. Both models offer a top-tier experience, but they cater to slightly different priorities for the user.

  • Choose the iPhone 16 Pro Max if: You want a lighter titanium frame and incredible flagship performance at a slightly more competitive price point today.
  • Choose the iPhone 17 Pro Max if: You require the highest possible RAM for multitasking and the brightest screen for outdoor visibility in direct sunlight.
  • Consider the camera: Pick the newer model if you frequently use zoom photography, as the 48MP telephoto lens provides significantly more detail than the previous version.
  • Think about longevity: The 12GB RAM in the iPhone 17 Pro Max ensures that the device will handle future software updates and demanding applications more effectively.

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a digital payment tool that provides you with a pre-approved card loan offer of up to Rs. 3 lakh. It enables you to buy premium smartphones and electronics without paying the entire amount upfront. You can convert the total price of your new iPhone into Easy EMIs over a flexible tenure across 3 to 60 months. The card process is entirely digital and paperless, allowing for instant activation. It is accepted at over 1.5 lakh partner stores across 4,000 cities in India.
 

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred iPhone easily and affordably.

How to buy the iPhone 16 Pro Max or the iPhone 17 Pro Max using the Insta EMI Card

Purchasing your new iPhone using the Insta EMI Card is a straightforward and efficient process. You can follow these actionable steps at any authorised partner retail store to complete your upgrade.

  • Visit a nearby partner electronics store and select the iPhone 16 Pro Max or iPhone 17 Pro Max model you prefer.
  • Inform the store representative at the billing counter that you wish to use your Insta EMI Card for the purchase.
  • Share your registered mobile number and provide your card details to the executive to initiate the secure payment process.
  • Choose a repayment tenure that fits your monthly budget and review the details for your Easy EMIs.
  • Enter the one-time password sent to your mobile phone to authorise the transaction and take your new flagship iPhone home.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 
Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 
Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
      

Also read: How to apply for the Insta EMI Card
 

Explore more:

EMI full formBNPLPOS full form

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Frequently asked questions

Can I buy the iPhone 16 Pro Max or the iPhone 17 Pro Max on Easy EMIs?

Yes, you can purchase both the iPhone 16 Pro Max and the iPhone 17 Pro Max using Easy EMIs. By using the Bajaj Finserv Insta EMI Card at any partner retail outlet, you can split the cost of these premium devices into manageable monthly payments over a tenure that suits you.

What is the price of the iPhone 16 Pro Max or the iPhone 17 Pro Max in India?

The iPhone 16 Pro Max starts at approximately Rs. 1,44,900 for the 256GB variant. The iPhone 17 Pro Max carries a slightly higher starting price of around Rs. 1,49,900. These prices vary depending on whether you choose 256GB, 512GB, or 1TB of internal storage.

Which is better: the iPhone 16 Pro Max or the iPhone 17 Pro Max?

The iPhone 17 Pro Max is technically superior due to its A19 Pro chip, 12GB RAM, and 3,000 nits display. However, the iPhone 16 Pro Max remains an excellent choice if you prefer the premium feel of a titanium frame and do not require the most extreme zoom capabilities.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

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2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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