Bajaj Allianz General Insurance - Kitchen Appliances Insurance at Rs. 697

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 25,000, premium Rs. 697

    Get up to Rs. 25,000 sum insured for securing your kitchen appliances against damage and loss.

  • Breakdown cover

    The policy provides up to sum insured cover against any loss or damage from electrical or mechanical failure of your kitchen appliances.

  • Fire and perils cover

    Get protection against any damage to your kitchen appliances in the event of accidental fire, explosion and breakdown due to lightning, or cyclones.

  • End-to-end online process

    You can easily buy the policy online through our 100% digital and paperless process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Kitchen Appliances Insurance policy. If you meet all the eligibility criteria, we will need a few minor details to complete your application process. 

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Appliances not more than 30 days old

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number 

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

Show More Show Less

Policy details

Here’s a quick look at the policy details of Kitchen Appliances Insurance:

Policy details Description
Sum insured (in Rs.) 25,000
Premium including GST (in Rs.) 697
Policy tenure 1 year

Policy inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of Kitchen Appliances Insurance:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Fire and perils cover Cover against loss or damage from fire and special perils as specified in the policy document
Breakdown cover Cover against loss of kitchen appliances due to mechanical or electrical failure
Accidental damage Cover against accidental damage to the kitchen appliances while in owner’s custody
Key exclusions Description
Delay in application Appliances not insured within a period of 30 days from purchase
Pollution Damage due to pollution and contamination
Terrorism Damage and loss due to terrorist activity

How to claim

You can reach out to the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Kitchen Appliances Insurance by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Write to the insurer at and share your policy document

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits.

  • To claim the benefits of this Pocket Insurance policy, you need to present the following documents:

    To claim the benefits of this Pocket Insurance policy, you need to present the following documents:

    1. FIR in case of theft or burglary
    2. Invoice of your lost/damaged gadget
    3. Document supporting the loss like a photograph or evidence

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Kitchen Appliances Insurance?

Kitchen Appliances Insurance is an insurance product from Bajaj Allianz General Insurance offered through Bajaj Finance. It provides coverage in the event of any losses incurred by the policyholder from the loss or damage to their kitchen appliances.

What are the benefits of buying this insurance?

Purchasing any kitchen appliance can be a major investment but it is an item that can easily be damaged or stolen. This can result in a major financial loss. The Kitchen Appliances Insurance plan provides financial support to policyholders in case their kitchen appliances are damaged or lost.

How much does the premium cost for this insurance policy?

The Kitchen Appliances Insurance is available for an annual premium of Rs. 697 for Rs. 25,000 sum insured.

What is the claim process to redeem this policy?

You can reach out to the insurer by writing to them via email at or calling on the toll-free number 1800-209-5858.

Is a one year old kitchen appliance covered under Kitchen Appliances Insurance ?

If you have bought the Kitchen Appliances Insurance within 30 days of your appliance purchase, then you can claim for the benefits. The original invoice’s date will be considered as the appliance’s purchase date.

Does this plan have any deductibles?

A standard deductible of the first 5% of each claim amount is subject to a minimum of Rs. 1,000 for the sum insured up to Rs. 20,000, or Rs. 2,000 for the sum insured above Rs. 20,000 and up to Rs. 50,000. These slabs are applicable to all claims, unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.

Show More Show Less

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Bajaj Allianz General insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Affinity Insurance Policy UIN: IRDAN113CP0004V01201819. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.