Bajaj Allianz General Insurance - Kitchen Appliances Insurance at Rs. 697
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 25,000, premium Rs. 697
Get up to Rs. 25,000 sum insured for securing your kitchen appliances against damage and loss.
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Breakdown cover
The policy provides up to sum insured cover against any loss or damage from electrical or mechanical failure of your kitchen appliances.
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Fire and perils cover
Get protection against any damage to your kitchen appliances in the event of accidental fire, explosion and breakdown due to lightning, or cyclones.
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End-to-end online process
You can easily buy the policy online through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Kitchen Appliances Insurance policy. If you meet all the eligibility criteria, we will need a few minor details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Appliances not more than 30 days old
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Kitchen Appliances Insurance:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (in Rs.) | 697 |
| Policy tenure | 1 year |
Policy inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of Kitchen Appliances Insurance:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Fire and perils cover | Cover against loss or damage from fire and special perils as specified in the policy document |
| Breakdown cover | Cover against loss of kitchen appliances due to mechanical or electrical failure |
| Accidental damage | Cover against accidental damage to the kitchen appliances while in owner’s custody |
| Key exclusions | Description |
|---|---|
| Delay in application | Appliances not insured within a period of 30 days from purchase |
| Pollution | Damage due to pollution and contamination |
| Terrorism | Damage and loss due to terrorist activity |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Kitchen Appliances Insurance by email or phone:
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Insurer’s email address
Write to the insurer at bagichelp@bajajallianz.co.in and share your policy document
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits.
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To claim the benefits of this Pocket Insurance policy, you need to present the following documents:
1. FIR in case of theft or burglary
2. Invoice of your lost/damaged gadget
3. Document supporting the loss like a photograph or evidence -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Kitchen Appliances Insurance is an insurance product from Bajaj Allianz General Insurance offered through Bajaj Finance. It provides coverage in the event of any losses incurred by the policyholder from the loss or damage to their kitchen appliances.
Purchasing any kitchen appliance can be a major investment but it is an item that can easily be damaged or stolen. This can result in a major financial loss. The Kitchen Appliances Insurance plan provides financial support to policyholders in case their kitchen appliances are damaged or lost.
The Kitchen Appliances Insurance is available for an annual premium of Rs. 697 for Rs. 25,000 sum insured.
You can reach out to the insurer by writing to them via email at bagichelp@bajajallianz.co.in or calling on the toll-free number 1800-209-5858.
If you have bought the Kitchen Appliances Insurance within 30 days of your appliance purchase, then you can claim for the benefits. The original invoice’s date will be considered as the appliance’s purchase date.
A standard deductible of the first 5% of each claim amount is subject to a minimum of Rs. 1,000 for the sum insured up to Rs. 20,000, or Rs. 2,000 for the sum insured above Rs. 20,000 and up to Rs. 50,000. These slabs are applicable to all claims, unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.