Care Health Insurance - End Stage Lung Disease Cover starting at Rs. 271
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium starting at Rs. 271
Get coverage up to Rs. 3 lakh for the treatment prescribed by the specialist doctor for end stage lung disease.
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Hospitalisation cover
Covers medical expenses incurred during hospitalisation, and 30 days before and 60 days after hospitalisation.
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Ambulance cover
Covers road ambulance cost up to Rs. 2,000.
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Room rent charges
Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured.
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End-to-end online process
You can buy the policy online through our 100% digital process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the End Stage Lung Disease Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 – 60 years
Documents required
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here's a quick look at the policy details of End Stage Lung Disease Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here's a quick look at the key inclusions and exclusions of End Stage Lung Disease Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses during hospital treatment |
| Pre-hospitalisation expenses | Up to 30 days |
| Post-hospitalisation | Up to 60 days |
| Medications | During hospitalisation |
| Doctor’s fees | During and after hospitalisation |
| Ambulance cost | Up to Rs. 2,000 |
| Room rent charges | Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured |
| Key exclusions | Description |
|---|---|
| Illness other than specified under policy | Any illness other than those specified under this policy |
| Any pre-existing disease | No coverage for pre-existing medical illness |
| Ailments during waiting period | Illnesses detected before 90 days from the purchase of policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the End Stage Lung Disease Cover by email or phone:
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Insurer’s email address
Write to the insurer at claims@careinsurance.com and share your policy document
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of End Stage Lung Disease cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
End Stage Lung Disease Cover offered by Care Health Insurance through Bajaj Finance that provides you with the necessary financial support to help manage the medical expenses associated with the treatment of end stage lung disease.
The policy is specially designed for the Bajaj Finance customers. So, anyone who is our existing customer, above 18 years old and an Indian national can buy the policy.
You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
End Stage Lung Disease Cover provides coverage for all medical expenses incurred for the treatment of end stage lung disease, including ambulance costs and hospitalisation expenses.
The End Stage Lung Disease Cover does not cover the cost of treatment for any pre-existing conditions and illness other than end stage lung diseases. The detailed list of exclusions are included in the policy document.
