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Personal Loan
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Personal Loan for IBM Employees

IBM is a multinational company and a leading player in the information technology sector in India. Besides, since 2006, it has been one of the largest employers among MNCs in the country. The company produces and sells software, middleware and hardware and provides several hosting and consulting services. Its offices are located in more than 10 cities in the country.

Trusted private lenders such as Bajaj Finserv provide instant financial solutions to individuals working in IBM. In case you require adequate financing without any collateral, apply online for a Bajaj Finserv Personal Loan for IBM employees. Avail of funds at affordable interest rates and attractive features.

  • Features and Benefits of Personal Loan

  • Online Account

    Pay your EMIs on time and manage your loan account round the clock with our account management facility online. Simply log in to Experia and get started.

  • Instant Personal Loan upto Rs. 25 Lakh

    Flexi Loan Facility

    The Flexi Loan facility allows multiple withdrawals from your loan limit. Interest rate is levied on the utilised fund and not on the total principal. Choose to pay interest-only EMIs for the initial part of tenure to lower your instalments by up to 45%*.

  • Instant Approval

    The online application form is easy to fill and submit and makes loan approval faster and hassle-free.

  • Zero Collateral Needed

    Personal loan finance for IBM employees comes with zero risks as no collateral is needed to apply.

  • Minimal documentation

    Few Documents

    You need to provide only a few necessary documents for verification. Enjoy doorstep collection facility to submit the documents required for a personal loan.

  • Loan Disbursal Within 24 Hours*

    Address your financial needs efficiently with quick loan disbursal. Have the loan amount disbursed to your account within the same day* of approval.

  • Get a Loan Up to Rs.25 Lakh

    Borrowers can avail of this private finance loan up to Rs.25 lakh to easily meet planned as well as unplanned monetary needs.

  • Tenor

    Tenures Up to 60 Months

    Choose a tenure of up to 60 months as per your repayment capacity. Use our personal loan EMI calculator to determine the instalments and tenure that suit you the most.

  • Pre-approved offers

    Pre-approved Offers

    Being a trustworthy loan provider, we bring exclusive pre-approved offers to ease the loan application process. Find the pre-approved offer for you online.

  • Zero Hidden Charges

    Avail of a personal loan for transparent terms and conditions. No hidden charges are involved.

Eligibility Criteria for Instant Personal Loan for IBM employees

To avail of an instant loan, you must fulfil all the personal loan eligibility criteria.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Instant Loan for IBM employees

The fees and charges besides the interest rates on personal loan are quite reasonable. Know them in detail before applying.

Contact Us

New customers can get a more detailed account of a personal loan for IBM employees by calling us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

ontact us at 020-3957 5152 or send an email to if you are an existing customer.

*Conditions apply