Features and benefits

  • Virtual account management

    Virtual account management

    Stay updated with our online customer portal, My Account. Know your outstanding amount, track payments, and manage your account with ease.

  • Flexi service

    Flexi service

    Use our Flexi loan facility to reduce your monthly outgo by up to 45%* by paying interest-only EMIs.

  • Approval in 5 minutes

    Approval in 5 minutes

    Get access to quick funds as you get approved for a personal loan in just a few minutes.

  • No security needed

    No security needed

    The unsecured personal loan for IBM employees does not require any collateral for approval.
  • Easy paperwork

    Easy paperwork

    The documents required for a personal loan are minimal, thus ensuring you have an easy time applying.

  • Same-day disbursal*

    Same-day disbursal*

    Get the money transferred to your bank account within 24 hours* of approval.

  • Repay comfortably

    Repay comfortably

    Use our Personal Loan EMI Calculator to plan repayment with a tenor of up to 96 months. Service your loan per your comfort.

  • Personalised offers

    Personalised offers

    Find the pre-approved offer for you online to expedite personal loan processing and avail funds quickly.

  • No hidden fees

    No hidden fees

    We maintain full transparency regarding any and all fees levied, and there are absolutely no undisclosed charges.

IBM is an MNC and one of the biggest players in the information technology sector in India. It is also one of the largest employers in the country with offices in more than 10 cities. The organisation is renowned for its contribution in manufacturing software, hardware, and middleware, besides providing consultancy and hosting services.

To offer value to IBM employees and give these professionals access to easy funding, we offer the Bajaj Finserv Personal Loan for IBM employees. Through this provision, you can get swift financing at an attractive interest rate. IBM employees can apply online by meeting the simple eligibility criteria and submitting minimal documentation.

You can borrow up to Rs. 40 lakh to fund any financial obligation with no restrictions on how you use the money. This includes expenses such as tuition costs for higher education, travel tickets, wedding costs, debt consolidation, home improvement expenses, or medical emergencies.

*Terms and conditions apply

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Eligibility criteria

Fulfil the personal loan eligibility criteria to ensure a smooth and quick loan approval.

  • Nationality



  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

*Terms and conditions apply

Interest rates and charges

Enjoy nominal interest rates on personal loans for IBM employees in addition to affordable fees and charges. These help ensure that your loan stays cost-effective throughout the tenor.

How to apply for a personal loan for IBM employees?

To apply for our personal loan online, follow this simple four-step guide:

  1. 1 Click on ‘APPLY ONLINE’ to view our short and simple application form
  2. 2 Share your phone number and authenticate your profile with an OTP
  3. 3 Fill in your basic KYC, income, and employment details
  4. 4 Select the loan amount you need and submit the form

Our representative will call you to guide you on the next steps.