The best camera phones under Rs. 20,000 offer stunning photo quality, easily capturing every detail. With advanced camera features like night mode, portrait mode, and ultra-wide lenses, you can take professional-looking photos anytime, anywhere. Plus, they come with great displays, long-lasting batteries, and good storage, making them perfect for photography enthusiasts who want great performance without spending much.
With Bajaj Finserv, you may be eligible for a pre-approved loan to buy smartphones with good camera on Easy EMIs. Check your loan eligibility today and keep shopping with Bajaj Finserv. Learn more on Bajaj Mall or visit one of 1.5 lakh+ partner stores across 4,000+ cities. Shop on Easy EMIs from Bajaj Finserv, with repayment options from 1 month to 60 months. Enjoy benefits like zero down payment and free home delivery on select products.
Top 10 best camera phones under Rs. 20,000
If you are looking for the best camera phones under Rs. 20,000, check out models from brands like realme, moto, Oppo, Samsung, etc. These phones offer impressive camera setups with features like night mode, portrait mode, and ultra-wide lenses, ensuring you capture stunning photos in any condition. Explore the latest camera phones on Bajaj Mall, packed with high-resolution specs and advanced features. But to truly appreciate their power, visit any of Bajaj Finserv’s 1.5 lakh+ partner stores across 4,000+ cities in India. Test the cameras, feel the premium designs, and pick your perfect phone—then bring it home with Easy EMIs and zero down payment, only with Bajaj Finserv!
Do not forget to check the latest offers on the best camera phones before making your next purchase on Easy EMIs.
Best camera phones under Rs. 20.000 available online in India
1. Xiaomi Redmi Note 13 Pro 5G
The Xiaomi Redmi Note 13 Pro 5G is a feature-rich mid-range smartphone that sets a new benchmark in mobile photography. It boasts a stunning 200 MP primary rear camera supported by two additional sensors, giving users the power to capture professional-grade photos. With a crisp 6.67-inch AMOLED display and 120Hz refresh rate, this phone also offers a premium viewing experience. Its massive 5100mAh battery and 67W fast charging ensure long-lasting performance.
Specifications – Redmi Note 13 Pro 5G |
|
Processor |
Snapdragon 7s Gen 2 |
RAM |
8 GB |
Camera |
200MP + 8MP + 2MP (rear), 16MP (front) |
Display |
6.67 inches, AMOLED, 120Hz |
Battery |
5100mAh, 67W Fast charging |
2. Xiaomi Redmi Note 13 5G
Offering great value for money, the Redmi Note 13 5G features a sharp 108 MP triple rear camera setup and a 16 MP selfie camera. It comes with a smooth 120Hz AMOLED display and a reliable MediaTek Dimensity 6100+ processor. Designed for everyday performance and great mobile photography, this phone is a strong contender in the under Rs. 20,000 range.
Specifications – Redmi Note 13 5G |
|
Processor |
MediaTek Dimensity 6100 Plus |
RAM |
6 GB |
Camera |
108MP + 8MP + 2MP (rear), 16MP (front) |
Display |
6.67 inches, AMOLED, 120Hz |
Battery |
5000mAh, 33W Fast charging |
3. OnePlus Nord CE 3 Lite 5G
The OnePlus Nord CE 3 Lite 5G strikes a balance between style and substance. It features a powerful 108 MP triple camera setup and a 16 MP selfie shooter. With OxygenOS, a Snapdragon 695 chip, and 67W SUPERVOOC charging, it offers a clean user experience and fast charging for users who are always on the go.
Specifications – OnePlus Nord CE 3 Lite 5G |
|
Processor |
Snapdragon 695 5G |
RAM |
8 GB |
Camera |
108MP + 2MP + 2MP (rear), 16MP (front) |
Display |
6.72 inches, IPS LCD, 120Hz |
Battery |
5000mAh, 67W SUPERVOOC charging |
4. Poco X6 Neo
Designed for performance and style, the Poco X6 Neo brings a vibrant 6.67-inch AMOLED display and a 108 MP dual-camera setup to the budget segment. It runs on the Dimensity 6100+ chipset and includes a 16 MP front camera. Its 12 GB RAM ensures seamless multitasking, making it ideal for content creators and multitaskers alike.
Specifications – Poco X6 Neo |
|
Processor |
MediaTek Dimensity 6100 Plus |
RAM |
12 GB |
Camera |
108MP + 2MP (rear), 16MP (front) |
Display |
6.67 inches, AMOLED, 120Hz |
Battery |
5000mAh, 33W Fast charging |
5. Infinix Note 40 Pro 5G
The Infinix Note 40 Pro 5G is packed with flagship-level features including a 108 MP triple rear camera and a 32 MP selfie camera. With a beautiful, curved AMOLED display and Dimensity 7020 chipset, this phone delivers exceptional visuals and snappy performance. It also offers wireless MagCharge and IP53 protection.
Specifications – Infinix Note 40 Pro 5G |
|
Processor |
MediaTek Dimensity 7020 |
RAM |
8 GB |
Camera |
108MP + 2MP + 2MP (rear), 32MP (front) |
Display |
6.78 inches, AMOLED, 120Hz |
Battery |
5000mAh, 45W Fast charging + Wireless |
6. Lava Blaze 5G (8GB RAM)
A solid choice for budget-conscious users, the Lava Blaze 5G delivers a surprising 50 MP dual rear camera setup and an 8 MP selfie shooter. With a clean Android experience and support for 5G, it’s ideal for those looking for smooth performance, good photos, and value for money in a minimalist design.
Specifications – Lava Blaze 5G (8GB) |
|
Processor |
MediaTek Dimensity 6020 |
RAM |
8 GB |
Camera |
50MP + VGA (rear), 8MP (front) |
Display |
6.5 inches, IPS LCD, 90Hz |
Battery |
5000mAh, 18W Fast charging |
7. iQOO Z7 5G
The iQOO Z7 5G is known for its stellar performance and sharp photography capabilities. It packs a 64 MP rear camera with OIS, making it one of the best camera phones in this range for low-light and video shooting. The AMOLED display and 90Hz refresh rate further enhance the user experience.
Specifications – iQOO Z7 5G |
|
Processor |
MediaTek Dimensity 920 |
RAM |
6 GB |
Camera |
64MP + 2MP (rear), 16MP (front) |
Display |
6.38 inches, AMOLED, 90Hz |
Battery |
4500mAh, 44W Fast charging |
8. realme Narzo 60 5G
Featuring a 64 MP primary camera with AI enhancements, the realme Narzo 60 5G delivers rich detail in images. It also has a stylish vegan leather back design, a Dimensity 6020 chipset, and a fluid 6.43-inch AMOLED display, making it one of the most stylish and photography-ready phones under Rs. 20,000.
Specifications – realme Narzo 60 5G |
|
Processor |
MediaTek Dimensity 6020 |
RAM |
8 GB |
Camera |
64MP (rear), 16MP (front) |
Display |
6.43 inches, AMOLED, 90Hz |
Battery |
5000mAh, 33W Fast charging |
9. moto G73 5G
The moto G73 5G delivers a balanced camera experience with its 50 MP + 8 MP dual rear setup, which supports ultrawide and macro. Powered by Dimensity 930, it also includes a near-stock Android experience and stereo speakers, catering to users who want clean software and decent photography in one device.
Specifications – moto G73 5G |
|
Processor |
MediaTek Dimensity 930 |
RAM |
8 GB |
Camera |
50 MP + 8 MP (rear), 16 MP (front) |
Display |
6.5 inches, IPS LCD, 120Hz |
Battery |
5000mAh, 30W Turbo charging |
10. Samsung Galaxy M14 5G
Samsung’s Galaxy M14 5G is a reliable budget phone with a 50 MP triple rear camera and 13 MP front camera. It offers good software support, an Exynos 1330 chipset, and a massive 6000mAh battery—perfect for users who prioritize battery life and a consistent camera performance in day-to-day usage.
Specifications – Samsung Galaxy M14 5G |
|
Processor |
Samsung Exynos 1330 |
RAM |
6 GB |
Camera |
50 MP + 2 MP + 2 MP (rear), 13 MP (front) |
Display |
6.6 inches, PLS LCD, 90Hz |
Battery |
6000mAh, 25W Fast charging |
Price list of mobile phones under Rs. 20,000 in India (2025)
Given below is price list of the above-mentioned smartphones with good camera under Rs. 20,000.
Model name |
Price (Approx.) |
Xiaomi Redmi Note 13 Pro 5G |
Rs. 19,799 |
Xiaomi Redmi Note 13 5G |
Rs. 14,499 |
OnePlus Nord CE 3 Lite 5G |
Rs. 19,500 |
Poco X6 Neo |
Rs. 15,990 |
Infinix Note 40 Pro 5G |
Rs. 18,999 |
Lava Blaze 5G (8GB RAM) |
Rs. 12,999 |
iQOO Z7 5G |
Rs. 19,999 |
realme Narzo 60 5G |
Rs. 19,999 |
moto G73 5G |
Rs. 16,999 |
Samsung Galaxy M14 5G |
Rs. 17,999 |
Disclaimer: Each model's features, availability, and pricing are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.
Explore best camera phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv
Bajaj Mall is the best online destination for you to read about all the details, features, and specs of your desired product. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the best camera phone under Rs. 20,000 you want. You can get a pre-approved loan to fund your purchase. You can check your pre-approved loan limit online or at the store. After that, provide your basic details, and convert the cost of your purchase into Easy EMIs.
Benefits of shopping with Bajaj Finserv’s financing options
- Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.
- Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.
- No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.
- Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection available at Bajaj Finserv partner stores across the country.
- Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.
- Free home delivery: Enjoy the added benefit of free delivery on select products, making your shopping journey even more seamless.
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Frequently asked questions
Yes, you can purchase the best camera phones under Rs. 20,000 on Bajaj Finserv’s Easy EMI options once it is available. If you are an existing user of the Bajaj Finserv Insta EMI Card:
- Explore the range of smartphones on Bajaj Mall
- Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person
- Use your Bajaj Finserv Insta EMI Card and avail of Easy EMIs for affordable monthly payments
- Enjoy your mobile phone on Easy EMIs.
If you do not have it, check your eligibility for a Bajaj Finserv Insta EMI Card and take the first step towards enjoying the affordability and convenience of Easy EMIs.
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