3 min
10-Sep-25

The best camera phones under Rs. 20,000 offer stunning photo quality, easily capturing every detail. With advanced camera features like night mode, portrait mode, and ultra-wide lenses, you can take professional-looking photos anytime, anywhere. Plus, they come with great displays, long-lasting batteries, and good storage, making them perfect for photography enthusiasts who want great performance without spending much.

Do not be worried about paying the entire cost of your desired smartphone at once. Pay in EMIs as you might qualify for a pre-approved loan from Bajaj Finserv to buy your desired device on Easy EMIs. Check your loan eligibility and keep shopping. Learn more about the latest smartphones on Bajaj Mall or visit one of 1.5 lakh+ partner stores across 4,000+ cities. Shop on Easy EMIs from Bajaj Finserv, with repayment options from 3 months to 60 months. Enjoy benefits like zero down payment on select products.

 Top 10 best camera phones under Rs. 20,000

If you are looking for the best camera phones under Rs. 20,000, check out models from brands like realme, moto, Oppo, Samsung, etc. These phones offer impressive camera setups with features like night mode, portrait mode, and ultra-wide lenses, ensuring you capture stunning photos in any condition. Explore the latest camera phones on Bajaj Mall, packed with high-resolution specs and advanced features. But to truly appreciate their power, visit any of Bajaj Finserv’s 1.5 lakh+ partner stores across 4,000+ cities in India. Test the cameras, feel the premium designs, and pick your perfect phone—then bring it home with Easy EMIs and zero down payment, only with Bajaj Finserv!

Do not forget to check the latest offers on the best camera phones before making your next purchase on Easy EMIs.

Best camera phones under Rs. 20.000 available online in India

1. motorola Edge 50 Neo

The motorola Edge 50 Neo stands out with its triple rear camera setup and a high-resolution 32MP front camera, making it a top pick for photography lovers. It is best suited for users who want flagship-level camera performance and a clean Android experience under a budget.

Specification

Details

*Price

Rs. 19,999

Display

6.4-inch, 1220×2670 pixels

Processor

MediaTek Dimensity 7300

RAM

12GB

Storage

256GB

Rear camera

50MP + 13MP + 10MP

Front camera

32MP

Battery

5000 mAh

OS

Android 15

 

2. CMF by Nothing Phone 1

With a unique swappable rear panel and solid camera performance, the CMF Phone 1 brings style and substance together. It is ideal for users who want a trendy design and reliable camera output for social media content.

Specification

Details

*Price

Rs. 15,864

Display

6.7-inch, 1080×2400 pixels

Processor

MediaTek Dimensity 7300

RAM

6GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5000 mAh

OS

Android 15

 

3. moto G85 5G

The moto G85 5G offers a curved display and OIS-enabled rear camera, ensuring sharp and stable shots. It is best for users who want a balance of design, performance, and camera quality.

Specification

Details

*Price

Rs. 15,922

Display

6.67-inch, 2400×1080 pixels

Processor

Snapdragon 6s Gen 3

RAM

8GB

Storage

128GB

Rear camera

50MP + 8MP

Front camera

32MP

Battery

5000 mAh

OS

Android 15

 

4. CMF by Nothing Phone 2 Pro

The CMF Phone 2 Pro features a triple rear camera setup and a sleek design, offering great value for money. It is perfect for users who want a clean UI and versatile camera performance.

Specification

Details

*Price

Rs. 17,201

Display

6.77-inch, 1080×2400 pixels

Processor

MediaTek Dimensity 7300 Pro

RAM

8GB

Storage

128GB

Rear camera

50MP + 50MP + 8MP

Front camera

16MP

Battery

5000 mAh

OS

Android 15

 

5. POCO X7 5G

The POCO X7 5G combines a bright display and AI features with a capable camera setup. It is best suited for users who want a feature-rich phone for everyday use and occasional photography.

Specification

Details

*Price

Rs. 16,999

Display

6.67-inch

Processor

MediaTek Dimensity 7300 Ultra

RAM

8GB

Storage

128GB

Rear camera

50MP + 8MP

Front camera

20MP

Battery

5500 mAh

OS

Android 15

 

6. realme 13+ 5G

The realme 13+ 5G offers a clean design and dependable camera performance, especially in daylight. It is ideal for users who want a stylish phone with consistent photography results.

Specification

Details

*Price

Rs. 15,499

Display

6.67-inch, 1080×2400 pixels

Processor

MediaTek Dimensity 7300

RAM

8GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5000 mAh

OS

Android 15

 

7. OnePlus Nord CE 4

The OnePlus Nord CE 4 features a bright HDR10-certified display and a reliable camera setup. It is best for users who want a premium feel and long battery life with decent photography.

Specification

Details

*Price

Rs. 19,998

Display

6.7-inch, 1080×2412 pixels

Processor

Snapdragon 7 Gen 3

RAM

8GB

Storage

256GB

Rear camera

50MP + 8MP

Front camera

16MP

Battery

5500 mAh

OS

Android 15

 

8. iQOO Z9 5G

The iQOO Z9 5G delivers solid camera performance and a vibrant display, making it a great all-rounder. It is best for users who want a fast and responsive phone with good imaging capabilities.

Specification

Details

*Price

Rs. 17,499

Display

6.67-inch, 1080×2400 pixels

Processor

MediaTek Dimensity 7200

RAM

8GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5000 mAh

OS

Android 15

 

9. Samsung Galaxy A35 5G

The Samsung Galaxy A35 5G offers a triple rear camera setup and Samsung’s trusted software support. It is ideal for users who want a reliable brand with long-term updates and good camera quality.

Specification

Details

*Price

Rs. 19,999

Display

6.6-inch, 2340×1080 pixels

RAM

6GB

Storage

128GB

Rear camera

50MP + 8MP + 5MP

Front camera

13MP

Battery

5000 mAh

OS

Android 15

 

10. Nothing Phone 2a

The Nothing Phone 2a features a dual 50MP rear camera setup and a high-resolution 32MP front camera, making it a great pick for selfie lovers. It is best suited for users who want a unique design and strong camera performance.

Specification

Details

*Price

Rs. 16,999

Display

6.7-inch, 1080×2412 pixels

RAM

8GB

Storage

128GB

Rear camera

50MP + 50MP

Front camera

32MP

Battery

5000 mAh

OS

Android 15


Price list of best camera mobile phones under Rs. 20,000 in India (2025)

Given below is price list of the above-mentioned smartphones with good camera under Rs. 20,000.

Smartphone name

*Price (Rs.)

motorola Edge 50 Neo

19,999

CMF by Nothing Phone 1

15,864

moto G85 5G

15,922

CMF by Nothing Phone 2 Pro

17,201

POCO X7 5G

16,999

realme 13+ 5G

15,499

OnePlus Nord CE 4

19,998

iQOO Z9 5G

17,499

Samsung Galaxy A35 5G

19,999

Nothing Phone 2a

16,999


*Disclaimer:
 Each model's features, availability, and pricing are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.

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Mobiles by brands

vivo mobiles

Lava mobiles

iQOO mobiles

Tecno mobiles

OnePlus mobiles

Samsung mobiles

realme mobiles

Nokia mobiles

Xiaomi mobiles

Infinix mobiles

motorola mobiles

 

 

Mobiles by features

10000mAh battery mobiles

120W fast charging mobiles

Xiaomi curved display mobile

200MP camera mobiles

16GB RAM mobiles

Flagship mobiles

Dolby Atmos phones

Dual stereo speaker Mobiles

Mobiles with optical zoom

Ultra-wide camera phones

Sony IMX sensor camera mobiles

 

 

Mobiles by budget

Mobiles under Rs. 10,000

Mobiles under Rs. 15,000

Mobiles under Rs. 20,000

Mobiles under Rs. 25,000

Mobiles under Rs. 30,000

Mobiles under Rs. 35,000

Mobiles under Rs. 50,000

Mobiles under Rs. 60,000

Mobiles under Rs. 80,000

 

5G mobiles by brands

OPPO 5G mobiles

realme 5G mobiles

Nokia 5G mobiles

motorola 5G mobiles

Samsung 5G mobiles

Mi 5G mobiles

vivo 5G mobiles

Google 5G mobiles

iQOO 5G mobiles

 

5G mobiles by budget

5G mobiles under Rs. 15,000

5G mobiles under Rs. 20,000

5G mobiles under Rs. 25,000

5G mobiles under Rs. 30,000

5G mobiles under Rs. 40,000

 


Brands by budget (Rs. 20,000)

vivo mobiles under Rs. 20,000

Samsung mobiles under Rs. 20,000

OnePlus mobiles under Rs. 20,000

iQOO mobiles under Rs. 20,000

Xiaomi mobiles under Rs. 20,000

POCO mobiles under Rs. 20,000

Infinix mobiles under Rs. 20,000

realme mobiles under Rs. 20,000

motorola mobiles under Rs. 20,000

Huawei mobiles under Rs. 20,000

 

 

Pro tip:

Celebrate Ganesh Chaturthi the smarter way – bring home appliances and gadgets at up to 60% off

Frequently asked questions 

Can I buy the best camera phones under Rs. 20,000 on EMIs?

Yes, you can purchase the best camera phones under Rs. 20,000 on Bajaj Finserv’s Easy EMI options once it is available. If you are an existing user of the Bajaj Finserv Insta EMI Card:

  • Explore the range of smartphones on Bajaj Mall
  • Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person
  • Use your Bajaj Finserv Insta EMI Card and avail of Easy EMIs for affordable monthly payments
  • Enjoy your mobile phone on Easy EMIs.

If you do not have it, check your eligibility for a Bajaj Finserv Insta EMI Card and take the first step towards enjoying the affordability and convenience of Easy EMIs.

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