How does a business loan work?

2 min read

A Business Loan is a credit facility that helps you grow your business by providing you with the funds you need. There are collateral-free business loans that don’t require you to pledge any asset as security and secured business loans that you can get by pledging assets like property.

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Steps to get a Business Loan from Bajaj Finserv

You can get a Business Loan from Bajaj Finserv with the following steps:

  • Check your business loan eligibility and apply for a Bajaj Finserv Business Loan at low business loan interest rates by simply filling out the online application form.
  • Submit the required documents for verification.
  • Once approved – usually within 48 hours* – the loan amount is quickly disbursed to your bank account.

You can use the funds without restriction to buy machinery, manage working capital, expand operations, or meet any other business need.

Plan your repayments with ease using our Business Loan EMI Calculator and choose a flexible repayment tenor that suits your business cash flow.

*Conditions apply

Helpful resources and tips for business loan borrowers

Types of Business Loan

Startup Business Loan

Business Loan Eligibility

Business Loan for Women

Unsecured Business Loan

How to Apply for Business Loan

Working Capital Loan

MSME Loan

Mudra Loan

Machinery Loan

Personal Loan for Self Employed

Commercial Loan