Low interest rate and high top-up amount on Balance Transfer



Vizag or Vishakhapatnam is one of the major cities in the Indian state of Andhra Pradesh. It is home to some of the most beautiful beaches such as Ramkrishna beach and more.

The city also holds importance as it is called the financial capital of the state as well. With a rich and ancient culture, lip smacking foods and much more along with a modern feel, the city pack a punch if you are looking to make this city your home.

Bajaj Finserv helps you grab a home of your dream at a lower rate of interest and much more to make it easily manageable.

Features & Benefits

Bajaj Finserv home loan is multi-featured and numerous benefits-laden to help you purchase a home without burning a hole in your pocket.

  • Top up loan

    When you avail a home loan, it also offers a subsidized top up loan with a wider tenor to help you manage it affordably. You may use a top up loan to fund many personal as well as home-based needs such as furnishings, fittings, and kitchen works.

  • Balance transfer facility

    Did not like your existing home loan service provider’s services? You can transfer existing home loan account to Bajaj Finserv and enjoy a lower interest rate along with minimal documentation and faster processing.

  • Part prepayment

    Part prepayment helps you reduce a tenor and EMIs of the home loan and also assists in closing the loan sooner. Bajaj Finserv lets you avail this facility without hassles.

  • Nil foreclosure charges

    Once you have cleared the payment of your first EMI towards the home loan, Bajaj Finserv lets you foreclose the loan without asking any extra or exorbitant charges.

  • Property dossier

    Bajaj Finserv also offers a personalized report containing the financial as well as legal details of being a new property owner. You can click here and know more!

  • 24x7 online account access

    Bajaj Finserv has developed a digital customer portal for its home loan customers to access their entire home loan details at some clicks. It also aids in keeping track of the housing loan from anywhere and anytime.

Eligibility Criteria

You need to be between 28-70 years of age, and a salaried professional with at least three years of work experience. Apart from this, you should have all the necessary documents—like address proof, identity proof, and income-related documents like salary slips and bank account statements.

Fees and Charges

At Bajaj Finserv, our aim is to make your home-buying experience as smooth and easy as possible. This is why we only charge 0.8% of the total loan amount as processing fees. To learn more about the Bajaj Finserv Home Loan interest rates.

How To Apply

Your dream home is within reach, and obtaining it is now easier than ever before. Simply log onto the Bajaj Finserv website and apply online. Follow the instructions and, once you’re done, we’ll call you and help you through the rest of he process. If you prefer doing things in person, head to the nearest Bajaj Finserv outlet.

1. For new customers

  • we have a calling line set up at 1800-103-3535.

  • You can also visit any of our branches. Click here to find out the address of your nearest branch.

  • just SMS "HOME" to 9773633633 and our representative shall get back to you.

2. For existing customers,

  • we are available at 020-39574151 (call charges applicable).

  • You can also write to us at: [email protected]

Branch Address
Bajaj Finserv
D.No-50-81-70/5, 1st Floor, Aditya Complex
Vizag, Andhra Pradesh
Phone: 891 301 4005
To know the address of your nearest branch Click here

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