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Housing Loan in Vizag: Overview

Vizag is the financial capital of Andhra Pradesh and its most populous city with 20,35,922 inhabitants. One of the biggest contributors to Vizag’s economy is the tourism industry. Also, the Visakhapatnam Port ranks as India’s 5th largest cargo port. Apart from these, various multi-national and national IT firms and fintech companies are operating in the city.

Avail a high-value home loan in Vizag of up to Rs.3.5 crore and expend in the best property without any woes. Below are the features and advantages.

  • Home Loan in Visakhapatnam: Features and Benefits

  • PMAY

    Apply for a housing loan under the PMAY scheme and pay a significantly lower interest rate of 6.93%. These concessional rates offered under Pradhan Mantri Awas Yojana can save you up to Rs.2.67 lakh on the payable interests. Adult earning members are eligible to buy their house with a loan, even if their parents own residential properties.

  • Home Loan Balance Transfer

    No more paying high interest rates. Opt for the Bajaj Finserv Home Loan Balance Transfer and bring down your monthly outflows considerably. Avail top-up loans to address your additional requirements.

  • Top-Up Loan

    Borrowers availing home loan balance transfer facility can avail top up loan up to Rs.50 lakh, with no extra documents.

  • Part-Prepayment and Foreclosure Facility

    Close your home loan in Vizag at no charges. Avail the foreclosure or part prepayment benefits without any hassle.

  • Flexible Tenor

    Tenors up to 240 months make repayment of home loans much easier for borrowers.

  • Minimal Documentation

    Bajaj Finserv requires a few basic documents to make the application process faster.

Home Loan Eligibility Criteria

Home loan eligibility criteria set by Bajaj Finserv are easy to qualify.

Eligibility Criteria Details
Age (for salaried 23 to 62 years
Age (for self-employed) 25 to 70 years
Business vintage At least 5 years
Work experience Minimum 3 years
Nationality Indian (resident)


You can check your eligibility with our easy to use home loan eligibility calculator.

Calculate Home Loan EMI

A home loan EMI calculator allows borrowers to choose an appropriate repayment schedule by calculating the loan EMIs easily. Provide the applicable interest rate, loan amount and your preferred tenor. The tool immediately displays the outflow per month along with total cost of loan and the payable interest. You can use it for free, 24x7.

Documents Required for Home Loan

Below are the prime documents required for home loan:

  • Address proof
  • Identity proof
  • Bank account statements
  • Latest salary slips or Form 16
  • Proof of business existence

Additional papers may be required basing on individual conditions.

Home Loan Interest Rate, Fees & Charges

A home loan in Vizag comes with nominal rates and charges.

Types of rates Charges applicable
Promotional home loan interest rate (for salaried applicants) Starting from 8.60%
Rate of interest (for self-employed) 9.05% to 10.30%
Rate of interest (for salaried) 9.35% to 11.15%
Loan statement fees Rs. 50
Penal interest 2% per month
Processing charges (for self-employed) Up to 1.20%
Processing charges (for salaried) Up to 0.80%

How to Apply for Home Loan?

The method to apply for a home loan in Visakhapatnam online are:

Step 1: Access Bajaj Finserv online for the loan application form.
Step 2: Enter accurate information when filling up the application.
Step 3: Pay the secure fee.
Step 4: Upload the copies of the documents online.

For the offline method, write an SMS as 'HLCI' and send it to 9773633633.

Contact Us

New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.

1. For new customers,

  • we have a calling line set up at 1800-103-3535.
  • You can also visit any of our branches.
  • just SMS “HOME” to 9773633633 and our representative shall get back to you.

2. For existing customers, Branch Address
Bajaj Finserv
Aditya Complex, #50-81-70/7(9),
1st, Seetamma Peta, Visakhapatnam,
Andhra Pradesh
PIN - 530016
Phone: 891 301 4005