Home Loan in Seoni

Located in Madhya Pradesh, the Seoni district is one of India’s finest towns. With beautifully preserved forests, the biggest mud dam in Asia (Sanjay Sarovar), ancient temples, animal reserves, and magnificent views, Seoni is a dream come true for nature lovers and adventure enthusiasts. 

It is no surprise that many people choose to live in this amazing city despite the high prices of properties. The good news is that you can take a home loan in Seoni through Bajaj Housing Finance Limited to finance the purchase of your dream home. Our home loans are accessible and come with attractive benefits.

Home Loan in Seoni: Features & Benefits

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  Sizeable loan chunk

  Bajaj Finserv sanctions funds worth Rs.5 Crore or more, to salaried and self-employed professionals, basis eligibility. This benefits those who are looking for ample funding to buy the property they desire.

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  Home loan balance transfer

  When you transfer an existing home loan balance to us, you get several perks, including a lower interest rate regardless of the loan balance.

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  Top-up loan

  When you get a home loan, you can access a top-up amount of up to Rs.1 Crore. With this amount, you can cover big-time expenses, such as home renovation, your child’s university education, or a vacation abroad.

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  The PMAY Scheme

  The Pradhan Mantri Awas Yojana (PMAY) scheme is a government initiative designed to offer inexpensive houses to members of all economic groups. At Bajaj Finserv, our clients can access the windfalls of the scheme, which include an interest subsidy of up to Rs.2.67/lakh*.

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  Lengthy tenor

  You no longer need to worry about short repayment windows as we provide a repayment tenor of up to 30 years. Use this to create a repayment schedule that is easy to adhere to and comfortable.

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  Zero part-prepayment and foreclosure charges

  If you wish to repay your loan before your tenor ends, you can prepay or foreclose your loan without being charged any additional overhead charges.

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  Minimal documentation

  Availing a housing loan in today's time is quite a difficult and time-consuming process, but with Bajaj Finserv, you can rest assured that the whole process will be hassle-free and quick. We ask for minimal documentation and our easy-to-meet eligibility parameters ensure that you get the best and most satisfying service in the city.

1. A minimal loan statement charge
2. A one-time Rs.9,999 secure fee
3. A non-refundable Rs.1,999 mortgage origination fee
4. EMI bounce charges

Below are the prerequisites to take a home loan in Seoni through Bajaj Finserv:

1. You must be an Indian citizen living in India.
2. As a salaried applicant, you must be between 23 to 62 years old. For self-employed applicants, the age bracket is between 25 to 70 years.
3. We require work experience of up to three years for salaried applicants.

There are specific documents you must provide to apply for a home loan in Seoni and they are:

1. Know Your Customer (KYC) documents
2. A passport photograph
3. Proof of your address and identity
4. Your recent salary slips or Form 16

At Bajaj Finserv, we want your home loan application process to be completely hassle-free. You can text ‘HLCI’ as an SMS to 9773633633 or follow the easy steps below:

1. Complete the home loan application form by providing correct personal, financial, employment, and property details. 
2. Once complete, you can submit your application. Also, you can book one of our pre-approved offers by paying a security fee. The relationship manager will then contact you to continue processing your application.
3. After paying the fees, attach scanned copies of the documents required. However, please note that not all documents can be submitted online. Therefore, you might need to visit our nearest branch to submit some documents in person

Bajaj Finserv is a housing finance company headquartered in Pune, India, with several branches across the country. We are a customer-friendly company that believes you should not forsake your dreams because of a financial challenge. We are available for customers belonging to any economic group.

For existing and new customers in Seoni, our recent downward review of the interest rate on our home loan offer is a bid to make our deals accessible to all. Apply to enjoy all the privileges of our home loan deals.