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Home Loan: Overview

Also known as the City of Peacocks, Morbi is situated in Gujarat. It is a trade centre for various industries like ceramic manufacturers, clockmakers, paper mills, packaging industries, export houses, etc.

If you are looking for a house in this prosperous city, you can take a home loan in Morbi from Bajaj Finserv. With a high-value loan and affordable home loan rates in Morbi, you can easily repay the amount. Apply online through our customer portal or website.

Home Loan in Morbi: Features and Benefits

  •  Loan of Rs.5 Crores or More

    Sizeable top-up loan

    Bajaj Finserv offers top-up loans of up to Rs.1 Crore*, or higher to existing home loan borrowers. You can use this loan to address various financial needs.

  • Hassle-free Balance Transfer Facility

    Home loan balance transfer

    You can refinance your existing home loan with the balance transfer facility from Bajaj Finserv and enjoy lower home loan interest rates.

  • Zero part-prepayment and foreclosure charges

    Zero part-prepayment and foreclosure charges

    Bajaj Finserv offers zero part-prepayment and foreclosure penalties for home loans on floating interest rates.

  • Minimal Documentation 

    Few documents required

    Enjoy a quick and hassle-free loan application with fewer documents. Submit only the basic documents, as required.

  • Tenor

    Flexible Tenor

    Look no further than Bajaj Finserv to get a home loan that you can comfortably repay, as we offer flexible loan repayment tenor of up to 30 years.

  • 5,000 approved housing projects

    An integrated network of branches

    You can easily find a Bajaj Finserv branch near you and apply for a housing loan in Morbi. You can contact us whenever you need any assistance with the home loan application.

  • Tenor

    Interest subsidy with PMAY

    Get extended benefits under the Pradhan Mantri Awas Yojana. You can enjoy subsidised home loan rates under this scheme.

Home Loan Interest Rate, Fees and Charges

Bajaj Finserv offers affordable home loans with competitive interest rates starting at 6.70%* per annum.

To calculate your payable EMIs, you can use the Bajaj Finserv EMI Calculator for home loan. It gives a detailed breakdown of the EMI, including both principal and interest amount.

Home Loan Eligibility Criteria

Meet the following home loan eligibility parameters to get a loan from us:

  • Age limit: 23 to 62 years (for salaried), 25 to 70 years (for self-employed).
  • Residential status: Residing Indian citizen
  • Recommended CIBIL score: 750
  • Employment profile: Salaried or self-employed
  • Minimum salary: Rs.25,000
  • Employment stability: Minimum 3 years of work experience (salaried); vintage of 5 or more years in current business (self-employed).
The eligibility criteria for applicants depend on several factors like their current salary, work experience, credit score, age, etc.

Documents Required for Home Loan

You will need to furnish the following basic documents to get a home loan from Bajaj Finserv:

  • KYC documents
  • Passport-sized photograph
  • Identity proof
  • Address proof
  • Latest salary slips and Form 16
  • Bank account statements for the previous six months
  • Proof of business for five years
  • Income tax returns

How to Apply for a Home Loan?

Follow the given steps to apply for a Bajaj Finserv Home Loan online:

  1. Click on the home loan application form
  2. Fill in relevant personal, financial, employment and property details
  3. Submit the application and pay the secure fee (if you wish to)
  4. A representative will get in touch with you to process the application further
  5. Submit scanned copies of the documents required for home loans.

Know the interest rate and calculate your EMI beforehand. This will help you manage your finances in a better way. Also, keep the necessary documents handy before applying for a home loan in Morbi.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?